Equipment leasing

Equipment leasing

High-quality equipment and special machinery is important for your business development!

  • We finance up to 85% of the acquisition value of an asset.
  • No additional collaterals are required, since the financed asset is the main collateral.
  • The repayment schedule may be adjusted according to the seasonality of your business.
  • You may use the guarantees provided by the European Investment Fund.
Purchase amount
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Term
Down payment
%
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Monthly payment
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Flexible solutions

Our long experience and wide selection of products enables us to offer you the best solutions. We offer new and used commercial vehicle assets leasing.

Contract information in the Internet bank

You can find an overview of your leasing contract in the Internet bank.

General Conditions

Financial Terms and Conditions
  • Financing of new and used agricultural, warehouse, construction machinery and production equipment.
  • Financed asset value: from EUR 8 000.
  • Asset age at the end of the contract: cannot exceed 12–17 years (depending on the type of asset).
  • Down payment: from 15%.
  • Contract term: from 6 months to 5 years.

Types of leasing

Financial lease

This type of lease allows you to become the owner of the property after the end of the lease period, when the entire amount of property acquisition price, interest and VAT are paid.

Operating lease

The principle of the lease transaction: a leasing company acquires property that is desired by the client and transfers it to the client for use before the established date. The client pays lease payments during the contract duration, and when the contract expires the property can be returned to the leasing company, the lease agreement can be extended or a new contract can be signed for new property.

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history; moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and in case of leasing agreement you may lose not only paid premiums but also your ownership right to the pledged property.