Services and operations fees

Complete price list of services and operations from 2017-12-07 until 2018-01-31

Complete price list of services and operations from 2018-02-01

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Handling of accounts

  • Account agreements and handling of accounts for corporate clients

    Legal persons
    Opening of a Swedbank, AB (hereinafter the "Bank") account (except non-residents legal persons*) -
    Opening of a Bank account for non-residents legal persons*
    Registered in an EU member state (including Iceland, Liechtenstein, Norway and Switzerland) 200 Eur
    Registered in another country 400 Eur
    Note: transactions via Bank accounts can be carried out in the following currencies: AED, AUD, BGN, BYN, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, ISK, JPY, MXN, NOK, NZD, PLN, RON, RSD, RUB, SAR, SEK, SGD, THB, TRY, USD, ZAR.

    Minimum daily services fee, which includes :

    Opening of a Bank account (except non-residents legal persons*), closing, administration

    Administration of funds transferred into the customer's accounts within Swedbank

    Administration of EUR-denominated funds transferred into the customer's accounts from Swedbank Group banks***

    Administration of EUR-denominated

    funds transferred into the customer's accounts from other banks incorporated in Lithuania

    Administration of European payments**** funds transferred into the customer's accounts

    EUR 3.50 / month**
    Interest rate if the allowed bank account credit limit is exceeded 36 %
    Account balance fee (ABF) for legal persons ******
    ABF for account balances exceeding 1 000 000 EUR ECB deposit facility rate / 360
    ABF for account balances exceeding 9 500 000 SEK Sveriges Riksbank repo rate / 360
    ABF for account balances exceeding 7 500 000 DKK Danmarks Nationalbank Certificates of deposit rate / 360
    ABF for account balances exceeding 1 000 000 CHF Swiss National Bank rate on sight deposit / 360
    Document verification fee for opening an account via Swedbank, AB
    In Swedbank Group banks*** ( for natural persons only in Latvia and Estonia) 60 Eur
    In other foreign banks Note: accounts can be opened only in foreign banks with which Swedbank, AB has signed cooperation agreements. 150 Eur
    Fee for the verification of documents regarding accounts opened via Swedbank, AB, agreements, agreements on the provision of extra services as well as signature and stamp samples card change 15 Eur
    Issuance of a chequebook (Service is not available since 1st of August, 2017) 7,24 Eur

    Bank account-based transactions are carried out in accordance with the valid Bank's rates of fees.

    From 1 January 2018, cash payments according to the issued cheque of Swedbank, AB cheque book will not be executed.

    * Non-resident is a legal person whose residence is registered outside the Republic of Lithuania.

    ** Fee applies to every account held by the client.

    *** Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    **** EUR-denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA

    ****** ABF applies only to legal person which the Bank informs individually 30 calendar days in advance. ABF is calculated at the end of each calendar day where the sum of balances in all bank accounts of one legal entity exceeds the pre-set ceiling in the respective currency multiplying by the rate indicated in the table absolute value (i.e. module). No ABF applies when the central bank interest rate in the respective currency becomes positive or zero. ABF for the previous calendar month is debited from the account by the 10th day of the following calendar month in accordance with the procedure laid down in the bank account agreement.

  • Information on accounts for corporate clients

    Statements of accounts Legal persons
    Sending of statements of accounts via the Bank e-channels Free of charge
    Issuance of daily statements of accounts over-the-counter at the Bank office Free of charge
    Printing out of a one-time statement for a period indicated by a customer over-the-counter at the Bank office:
    one day 0,58 Eur
    one month or a period from 2 to 31 days 2,90 Eur
    one quarter or a period from 32 to 92 days 5,79 Eur
    one year or a period from 93 to 365 days 23,17 Eur
    Sending of periodic monthly/quarterly/yearly statements of accounts by post within Lithuania 1,45 Eur
    Sending of periodic monthly/quarterly/annual statements of accounts to foreign countries by post 2,90 Eur

Payment cards

  • Corporate clients payment cards

    Business debit card

    Contactless Mastercard

    Applies to cards issued from 01-10-2016.

    Name of service or transaction Fee, EUR / Limit
    The card is valid for 3 years
    Card issuance fee1 EUR 10
    Card issuance fee, where the card can be used for cash depositing transactions only1 EUR 8
    Card renewal fee Free of charge
    Monthly card administration fee2 EUR 2
    Monthly card administration fee, where the card can be used for cash depositing transactions only2, 3 EUR 0.50
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79
    Delivery of card by post1:
    In Lithuania Free of charge
    Free of charge EUR 5.79
    Collection of card in a Swedbank, AB branch1, 4 EUR 1.45
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 0.5 %, min. EUR 0.58
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs
    2 %, min. EUR 2.90
    In service provision points of other partners5 0.5 %, min. EUR 0.87
    Cash depositing in Swedbank, AB ATM 0.07 %
    Checking the account balance at ATMs (which have this technical capacity) Free of charge
    Payment of invoices in Swedbank, AB ATM Free of charge
    Change of PIN code in Swedbank, AB ATM Free of charge
    Blocking of lost card Free of charge
    Security programme Free of charge
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45
    For payments by card abroad EUR 5.79
    Standard daily limits of transactions6
    Maximum total amount for payments by card for goods and services EUR 8, 700
    Maximum total amount for cash withdrawal EUR 2, 900
    Maximum total amount for payments in ATMs EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)

    1 The fee is deducted from the client’s bank account at the time of card activation.
    2 Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
    3 If a card which could be used for cash depositing transactions only is granted the right to perform other transactions in the Swedbank internet bank for corporate customers or in the bank’s office as well (for instance, cash withdrawal, payment for goods and services, etc.), in such case, the card will be subject to a monthly card administration fee.
    4 The fee is charged only to cards issued from 01-07-2017.
    5 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    6 At the client’s request, standard daily limits of transaction and periodicity can be changed.

    Business credit card

    Visa

    Applies to cards issued from 01-10-2016.

    Name of service or transaction Fee, EUR / Limit
    The card is valid for 3 years1
    Card issuance fee2 EUR 15
    Card renewal fee Free of charge
    Monthly card administration fee3 EUR 3
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.03
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90
    In service provision points of other partners4 2%, min. EUR 2.03
    Cash depositing in Swedbank, AB ATM 0.07%
    Checking the account balance at ATMs (which have this technical capacity) Free of charge
    Credit limit
    Granting of credit limit Free of charge
    Credit limit interest rate 18%
    Deadline for repayment of used credit The 1st day of the next month
    Period for free of charge credit5 Until the nearest credit repayment date
    Share of the used credit that must be repaid on a monthly basis 0% or 5%6
    Minimum amount of credit limit EUR 300
    Change of PIN code in Swedbank, AB ATM Free of charge
    Blocking of lost card Free of charge
    Unblocking card, when it was blocked due to non-repaid used credit EUR 5.79
    Security programme Free of charge
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45
    For payments by card abroad EUR 5.79
    Standard daily limits of transactions7
    Maximum total amount for payments by card for goods and services EUR 8, 700
    Maximum total amount for cash withdrawal EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)

    1 All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
    2 The fee is deducted from the client’s bank account at the time of card activation.
    3 Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
    4 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    5 It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment.
    6 To be set individually.
    7 At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services.

    Golden Business Credit Card

    Visa Gold

    Applies to cards issued from 01-10-2016.

    Fees are valid from 20-09-2017.

    Name of service or transaction Fee, EUR / Limit
    The card is valid for 3 years1
    Card issuance fee2 EUR 30
    Card renewal fee Free of charge
    Monthly card administration fee3 EUR 10
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.03
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90
    In service provision points of other partners4 2%, min. EUR 2.03
    Cash depositing in Swedbank, AB ATM 0.07%
    Checking the account balance at ATMs (which have this technical capacity) Free of charge
    Credit limit
    Granting of credit limit Free of charge
    Credit limit interest rate 15%
    Deadline for repayment of used credit 10th day of the next month
    Period for free of charge credit5 Until the nearest credit repayment date (until the 41st day)
    Share of the used credit that must be repaid on a monthly basis 0%
    Minimum amount of credit limit EUR 300
    Change of PIN code in Swedbank, AB ATM Free of charge
    Blocking of lost card Free of charge
    Unblocking card, when it was blocked due to non-repaid used credit EUR 5.79
    Security programme Free of charge
    Travel insurance Free of charge
    Personal travel planning Free of charge
    Priority Pass card
    Issuance Free of charge
    Fee for use of the service6 USD 27
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45
    For payments by card abroad EUR 5.79
    Standard daily limits of transactions7
    Maximum total amount for payments by card for goods and services EUR 8,700
    Maximum total amount for cash withdrawal EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)
    Travel insurance protection measures and insurance amounts8
    Medical insurance
    Treatment and transport costs EUR 500, 000
    Emergency dental care EUR 200
    Acquisition of additional medical aid tools EUR 200
    Accident insurance
    Death of the insured due to an accident EUR 10, 000
    Trauma insurance EUR 10, 000
    Personal belongings insurance EUR 2, 000
    Travel protection insurance
    Changes in route / schedule (including cancelling or discontinuation) EUR 2, 000
    Change of flight ticket EUR 150
    Departure delay:
    For more than 4 h EUR 150
    For more than 24 h EUR 300
    Luggage delay for more than 4 h EUR 1, 000
    Civil liability and legal assistance insurance
    Civil liability EUR 20, 000
    Legal assistance EUR 1, 000
    Deposit EUR 3, 000

    1 All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
    2 The fee is deducted from the client’s bank account at the time of card activation.
    3 Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
    4 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    5 It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment.
    6 For one visit per person in the airport’s lounge.
    7 At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services.
    8 More details about terms and conditions of insurance services are provided on the bank’s website.

    Fees charged for temporary ATM card

    Name of service of transaction Fee
    The card is valid Until the next nearest month after the last day of the month in which a temporary ATM card was issued
    Card administration fee EUR 3
    Cash withdrawal in Swedbank, AB ATM in Lithuania 0.5%, min. EUR 0.58
    Cash depositing in Swedbank, AB ATM in Lithuania 0.07%
    Blocking the card in case it is lost Free of charge
    Standard daily limits of transactions1
    Maximum total amount of cash withdrawal EUR 870

    1 At the client’s request, total limits for daily transactions can be modified.

  • Expiring cards

    Debit Mastercard fees

    (new card issuance closed from 03.10.2016)

    This card is not issued from 2016.10.03. Previously issued cards will be renewed and replaced in case of card loss or by customer request to contactless Debit Mastercard and for this card will be applied Contactless Debit Mastercard fees.

    Valid from 2018.02.21

    Card terms and rates Fee, EUR
    Card validity 3 years
    Card administration monthly fee EUR 0.58
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request. EUR 5.79
    Bill payments at ATMs of „Swedbank“, AB Free of charge
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge1
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Currency exchange fee when transaction is made not in euro3 2.45%
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post4:
    in Lithuania5 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch4 EUR 1.45
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits6:
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
    4 Fee will be charged when card is activated.
    5 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    6 Transactions daily limits may be changed upon individual cardholder’s requests.

    Private Banking Debit Mastercard fees

    (new card issuance closed from 03.10.2016)

    This card is not issued from 2016.10.03. Previously issued cards will be renewed and replaced in case of card loss or by customer request to contactless Private Banking Debit Mastercard and for this card will be applied contactless Private Bankng Debit Mastercard fees.

    Valid from 2018.02.21

    Card terms and rates Fee, EUR
    Card validity 3 years
    Card administration monthly fee EUR 1.16
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request. EUR 5.79
    Bill payments at ATMs of "Swedbank", AB nemokamai
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge1
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Currency exchange fee when transaction is made not in euro3 2.45%
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post4:
    in Lithuania5 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch4 Free of charge
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits6
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
    4 Fee will be charged when card is activated.
    5 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    6 Transactions daily limits may be changed upon individual cardholder’s requests.

    Maestro Business and Mastercard Business cards

    Applies to cards issued from 05-05-2014 to 30-09-2016. From 01-10-2016, Maestro Business and Mastercard Business cards are no longer issued, they will not be renewed either; stolen, lost or for any other reasons missing Maestro Business and Mastercard Business cards will not be replaced.

    Name of service or transaction Fee, EUR
    Maestro Business Mastercard Business
    The card is valid for 3 years 3 years
    Card issuance fee EUR 8 EUR 34
    Card renewal fee Free of charge Free of charge
    Monthly card administration fee1 EUR 0.7 EUR 2.87
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79 EUR 5.79
    Payment of invoices in Swedbank, AB ATM Free of charge Free of charge
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 0.5%, min. EUR 0.58 0.5%, min. EUR 0.58
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90 2%, min. EUR 2.90
    In service provision points of other partners2 0,5%, min. 0,87 Eur 0,5%, min. 0,87 Eur
    Cash depositing in Swedbank, AB ATM 0,07% 0,07%
    Checking the account balance at ATMs (which have this technical capacity) Free of charge Free of charge
    Change of PIN code in Swedbank, AB ATM Free of charge Free of charge
    Blocking of lost card Free of charge Free of charge
    Security programme Free of charge
    Travel insurance Free of charge
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45 EUR 1.45
    For payments by card abroad EUR 5.79 EUR 5.79
    Standard daily limits of transactions3
    Maximum total amount for payments by card for goods and services EUR 8, 700 EUR 8, 700
    Maximum total amount for cash withdrawal EUR 2, 900 EUR 2, 900
    Maximum total amount for payments in ATMs EUR 2, 900 EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)
    Travel insurance protection and insurance amounts4
    Medical expenses and repatriation insurance EUR 85, 000
    Accident insurance EUR 15, 000
    Civil liability and legal assistance insurance
    Civil liability EUR 100, 000
    Legal assistance EUR 1, 000
    Deposit EUR 3, 000
    Luggage, travel delay and travel cancellation on the carrier’s initiative insurance
    Luggage and travel delay (EUR 40 per hour calculating from the 5th (fifth) hour of delay EUR 500
    Travel cancellation on the carrier’s initiative EUR 100
    Necessary phone call costs in case of an insured event EUR 50

    1 Cards that were issued in the period from 05-05-2014 to 31-08-2015 will be subject to a monthly card administration fee 12 months after the date of deduction of the corresponding card issuance fee or annual card administration fee (this fee was charged until 31-08-2015).
    2 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    3 At the client’s request, standard daily limits of transaction and periodicity can be changed.
    4 More details about terms and conditions of insurance services are provided on the bank’s website.

    Visa Business and Visa Business Gold cards

    Applies to cards issued from 05-05-2014 to 30-09-2016. Since 01-10-2016, Visa Business and Visa Business Gold cards are longer issued, they will not be renewed either; stolen, lost or for any other reasons missing Visa Business and Visa Business Gold cards will not be replaced.

    Name of service or transaction Fee, EUR
    Visa Business Visa Business Gold
    The card is valid for 3 years1 3 years1
    Card issuance fee EUR 34 EUR 75
    Card renewal fee Free of charge Free of charge
    Monthly card administration fee2 EUR 2.87 EUR 6.25
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79 EUR 5.79
    Payment of invoices in Swedbank, AB ATM - -
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.03 2%, min. EUR 2.03
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90 2%, min. EUR 2.90
    In service provision points of other partners3 2%, min. EUR 2.03 2%, min. EUR 2.03
    Cash depositing in Swedbank, AB ATM 0,07% 0,07%
    Checking the account balance at ATMs (which have this technical capacity) Free of charge Free of charge
    Change of PIN code in Swedbank, AB ATM Free of charge Free of charge
    Blocking of lost card Free of charge Free of charge
    Unblocking card, when it was blocked due to non-repaid used credit EUR 5.79 EUR 5.79
    Security programme Free of charge Free of charge
    Travel insurance Free of charge Free of charge
    Personal travel planning - Free of charge
    Priority Pass card
    Issuance - Free of charge
    Fee for use of the service4 - 27 USD
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45 EUR 1.45
    For payments by card abroad EUR 5.79 EUR 5.79
    Credit limit fees
    Annual credit limit administration fee 3%, min. EUR 28.96 on the amount of granted credit limit 3%, min. EUR 28.96 on the amount of granted credit limit
    Credit limit interest rate 0% 0%
    Deadline for repayment of used credit Last day of every month Last day of every month
    Standard daily limits of transactions5
    Maximum total amount for payments by card for goods and services EUR 8,700 EUR 8,700
    Maximum total amount for cash withdrawal EUR 2, 900 EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96 EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services) Standard daily limit of transactions (payment for goods and services)
    Travel insurance protection and insurance amounts6
    Medical expenses and repatriation insurance EUR 85, 000 EUR 85, 000
    Accident insurance EUR 15, 000 EUR 15, 000
    Civil liability and legal assistance insurance
    Civil liability EUR 100, 000 EUR 100, 000
    Legal assistance EUR 1, 000 EUR 1, 000
    Deposit EUR 3, 000 EUR 3, 000
    Luggage, travel delay and travel cancellation on the carrier’s initiative insurance
    Luggage and travel delay (EUR 40 per hour calculating from the 5th (fifth) hour of delay EUR 500 EUR 500
    Travel cancellation on the carrier’s initiative EUR 100 EUR 100
    Personal belongings and loss of luggage insurance (unconditional deduction: EUR 100) - EUR 1, 000
    Limit per one item/luggage - EUR 300
    Necessary phone call costs in case of an insured event EUR 50 EUR 50

    1 All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
    2 Cards that were issued in the period from 05-05-2014 to 31-08-2015 will be subject to a monthly card administration fee 12 months after the date of deduction of the corresponding card issuance fee or annual card administration fee (this fee was charged until 31-08-2015).
    3 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    4 For one visit per person in the airport’s lounge.
    5 At the client’s request, standard daily limits of transaction and periodicity can be changed.
    6 More details about terms and conditions of insurance services are provided on the bank’s website and in the bank’s offices.
    In cases where transactions in the credit card account are carried out by other than the payment card, fees established in the Swedbank, AB list of fees for services and transactions will be charged.

Service plans

  • Rates of„Swedbank“ service plans for corporate clients

    Effective as from 1st April, 2017

    Service Plan „Business“1 Service Plan „Business 10“ Service Plan „Business 20“ Service Plan „Business 50“ Service Plan „Business 100“ Service Plan „Business Plus“
    1. Monthly fee2 0 Eur 7 Eur 9 Eur 18 Eur 30 Eur 4 Eur
    2. Minimum daily services fee, which includes: Not applied Not applied Not applied Not applied Not applied According Standard rates of fees charged by Swedbank
    2.1. Opening of a Bank account (except non-residents), closing, administration Not applied Not applied Not applied Not applied Not applied According Standard rates of fees charged by Swedbank
    2.2. Administration of EUR-denominated funds transferred into the customer's accounts within Swedbank Not applied Not applied Not applied Not applied Not applied According Standard rates of fees charged by Swedbank
    2.3. Administration of EUR-denominated funds transferred into the customer's accounts from Swedbank Group banks Not applied Not applied Not applied Not applied Not applied According Standard rates of fees charged by Swedbank
    2.4. Administration of EUR-denominated funds transferred into the customer's accounts from other banks incorporated in Lithuania Not applied Not applied Not applied Not applied Not applied According Standard rates of fees charged by Swedbank
    2.5. Administration of European payments’ funds transferred into the customer's accounts Not applied Not applied Not applied Not applied Not applied According Standard rates of fees charged by Swedbank
    3. Fees for money transfers in euro, presented via e. channels Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    3.1. Transfers including recurrent payments: Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    3.1.1. to other persons’ bank account within Swedbank, AB (SHA) Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    3.1.2. ordinary transfers to other banks incorporated in Lithuania and ordinary European payments Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    3.2. Payment of E. invoice: Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    3.2.1. within Swedbank, AB by payment transfer Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    3.2.2. to other banks incorporated in Lithuania by automatic payment or by payment transfer Not applied Not applied for 10 payments Not applied for 20 payments Not applied for 50 payments Not applied for 100 payments According Standard rates of fees charged by Swedbank
    4. Group transfers
    4.1. Group transfer presentment According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank 1,5 Eur
    4.2. Group transfer to each separate beneficiary natural person account indicated in the group transfer within Swedbank, AB According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank According Standard rates of fees charged by Swedbank Not applied
    5. Bekontaktė Verslo debeto kortelė (-ės) „MasterCard“3 1 card 1 card 1 card 2 cards 3 cards
    5.1. Card issuing fee Not applied Not applied Not applied Not applied Not applied
    5.2. Monthly card administration fee Not applied Not applied Not applied Not applied Not applied
    6. Fee for issuance of PIN generator4 Not applied Not applied Not applied Not applied Not applied

    1 Business Service Plan can be ordered only by legal entities which were established no earlier than 12 months ago, provided that no agreement on the application of the Business Basket rates has been concluded with the Client. The terms and conditions of the Service Plan will be applied to the Client for 366 calendar days from the date when the Service Plan‘s rates took effect for the Client. On expiry of the said term, standard rates of the Bank‘s services and operations will apply to the Client.
    2 The fee is payable for each calendar month and is debited within the period from the 1st to 15th date of next calendar month for the past month. The fee is paid irrespective of whether the services included in the Service Plan are used or not. The monthly fee for the Service Plan for the first month in which the Service Plan was ordered by the Client and for the last month in which the Client terminates the Service Plan is calculated in proportion to the number of days when the terms of the Service Plan were applicable to the Client but the amount payable will be not smaller than one half of the Service Plan‘s monthly fee. In the event of termination of the Service Plan by the Client within the period of 31 calendar days from the date of its ordering, the Client will pay the full Service Plan‘s monthly fee for the month in which it was terminated.
    3 The Service Plan comprises only the contactless Business debit card MasterCard and in such number as indicated according to the chosen Service Plan. The Bank itself will select and assign to the Service Plan a certain debit card(s) issued in the name of the client. The client’s debit card assigned to the Service Plan will not be entitled to any other discounts, unless otherwise specified by the Bank.
    4 If the client opts for one of the following Service Plans – Business, Business 10, Business 20, Business 50 or Business 100 – only one PIN generator is provided to the client free of charge and only for the first time the client chooses one of the listed Service Plans.

    General terms of applying Service Plan rates:
    The terms used in Prices and Rates have the same meaning as the terms used in Swedbank’s Complete Price List of Services and Operations.
    Services not included in a Service Plan are charged according Swedbank, AB rates standard rates for services and operations.
    If the number of payment transfers exceeds the number indicated in a Service Plan, such payment transfers are charged with Swedbank’s standard rates for services and operations.
    If the client wishes to choose a Service Plan or to change it, the client needs to submit an application to the Bank.
    Once the client chooses one of the Service Plans, from the date the Service Plan fees becomes effective the client is no longer entitled to the rates of Swedbank internet bank for business Price Package 1 and Price Package 2.
    When the client opts out of the chosen Service Plan, the client is charged with Swedbank’s standard rates for services and operations.
    The client can choose only one Service Plan at a time: Business, Business 10, Business 20, Business 50 or Business 100, and in addition Business Plus or just Business Plus.
    If the client decides to change from the chosen Service Plan – Business, Business 10, Business 20, Business 50 or Business 100 – to another Service Plan offered by the Bank, except Business Plus, the client is supposed to have opted out of the chosen Service Plan.
    No other discounts or individual rates are supposed to be applied to a fee for services included in a Service Plan. If the client, before choosing a Service Plan, was entitled to discounts and individual rates, these discounts and individual rates will be terminated within two business days of the Bank and the rates of the chosen Service Plan will become effective.
    Service Plans are not meant for credit and payment institutions as well as electronic money providers. If the Bank finds out that the client is operating as a credit and payment institution or electronic money provider, the Bank is authorised to terminate the rates of the Service Plan for such client.

Agreements

  • „Swedbank Gateway“ service

    New fees from 2018-01-15

    „Swedbank Gateway“ direct channel
    The Swedbank Gateway agreement subscription fee EUR 60
    The Swedbank Gateway monthly support fee EUR 35
    „Swedbank Gateway“ operator's channel for Operator‘s Client
    The Swedbank Gateway agreement subscription fee EUR 25
    The Swedbank Gateway monthly support fee – Basic data package EUR 10
    The Swedbank Gateway monthly support fee – Current day data package EUR 25
    „Swedbank Gateway“ operator's channel for Operator
    The Swedbank Gateway agreement subscription fee EUR 60
    The Swedbank Gateway monthly support fee (fixed) EUR 50
    The Swedbank Gateway monthly support fee (per client) EUR 10 + EUR 5 for each Client
    „Swedbank Gateway“ additional services
    Fee for a sent notification message via Swedbank Gateway EUR 0.10
    Fee for a sent current day account statement via Swedbank Gateway (by request) EUR 0.50
    Current day automated account statement sending via Swedbank Gateway (Puch message sending 3 times per day) EUR 35 (1 account per month)

    Transactions conducted via the Swedbank Gateway facility are charged according to the applicable Bank rates.

  • Notification messaging service (http)

    Agreement signing fee EUR 86.89
    Fee for a sent notification message (HTTP protocol request) via the internet EUR 0.10
  • Swedbank internet banking for business customers

    Agreement signing fee Free of charge
    Monthly support fee Free of charge
    For customers who opt for "Price Package 1" (hereinafter - PP1)*
    Monthly support fee Free of charge
    Mass payment transfer presentment Free of charge
    Mass payment within Swedbank, AB (SHA) Note: the fee is applicable to money transfers to each separate beneficiary natural person indicated in the Mass payment transfer. EUR 0.23
    For customers who opt for "Price Package 2" (hereinafter - PP2)*
    Monthly support fee EUR 7.24
    Mass payment transfer presentment EUR 0.29
    Mass payment within Swedbank, AB (SHA) Note: the fee is applicable to money transfers to each separate beneficiary natural person indicated in the group Mass payment transfer. Free of charge

    Other Transactions / operations conducted via the Swedbank Internet Banking for Business Customers are charged according to the Bank rates Ref. chapter "Payment transfers in EUR" and "Payment transfers in other currency".

    *Valid for agreements, concluded until 13th of March 2017.

  • Notification center

    Agreement signing fee Free of charge
    Support fee Free of charge
    Sending of a message by the subscriber of the Notification center facility EUR 0.13
  • Balance in mobile

    Agreement signing fee Free of charge
    Monthly fee Free of charge
    Fee for a balance enquiry over the phone Free of charge
  • Identification tools used in electronic channels

    1. In those cases when at least one of the electronic service (Swedbank Internet Banking, Telephone Banking or Notification centre) agreements envisages that a user can conduct transactions via his/her account exceeding the established daily limit of EUR 1,160, such a user will be issued a PIN generator only.

    2. In other cases not specified in the Section 1, a user may choose either a code card or PIN generator at his/her discretion.

    Issuance of code card Free of charge
    Replacement of the lost code card EUR 1.45
    Issuance of PIN generator EUR 8.69
    Replacement of PIN generator EUR 8.69
    De-blocking of PIN generator Free of charge
  • Bank link

  • E-invoice sendinge service agreements

    Amount without VAT VAT* Total with VAT
    E-invoice Sending Service subscription fee EUR 30 EUR 6.30 EUR 36.30
    when E-invoice sender is a multi-dwelling apartment owner's association / residential construction association / gardeners' society Free of charge Free of charge Free of charge
    E-invoice Sending Service agreement amendment fee EUR 15 EUR 3.15 EUR 18.15
    E-invoice Sending Service monthly fee EUR 20 EUR 4.20 EUR 24.20
    when E-invoice sender is a multi-dwelling apartment owner's association / residential construction association / gardeners' society EUR 5 EUR 1.05 EUR 6.05
    The fee for submitting an intra-bank (when payer's account is in Swedbank) e-invoice (per invoice submitted) EUR 0.23 EUR 0.05 EUR 0.28
    The fee for sending a domestic (when payer's account is not in Swedbank) e-invoice (per invoice sent) EUR 0.23 EUR 0.05 EUR 0.28
    Collecting of e-invoices applications Free of charge Free of charge Free of charge
    Fee for the first implementation of company's design template in the e-invoice EUR 120 EUR 25.20 EUR 145.20
    Fee for each subsequent change in the company's design template EUR 80 EUR 16.80 EUR 96.80
    Reporting about E-invoice automated payment agreements concluded by Payers monthly fee EUR 9.50 EUR 2 EUR 11.50
    Reporting about payments made by E-invoice automated payment agreements concluded by Payers monthly fee EUR 9.50 EUR 2 EUR 11.50

    *Value Added Tax

  • Fees collection agreements

    Fees Collection Agreement signing fee EUR 30
    Fees Collection Agreement amendment fee EUR 15
    Fees Collection monthly support fee EUR 20
    Fees collection and administration:
    when fees are collected to Payee's account in Swedbank, AB EUR 0.43 for a fee accepted
    when fees are collected to Payee's account not in Swedbank, AB EUR 0.43 for a fee accepted
    when the Payee is a multi-dwelling apartment owner's association / residential construction association / gardeners' society and fees are collected to Payee's account in Swedbank, AB* 1.1% of the received amount (sum)

    * For agreements, concluded until 31st of December 2016

  • Interest compensation service

    Interest Compensation Agreement signing fee EUR 399.68
    Monthly agreement support fee EUR 14.48
    Monthly accountholder's fee EUR 4.34
    Agreement amendment fee EUR 49.24
  • Swift services

    Agreement signing fee EUR 20.27
    Monthly fee for the operating of customer's bank account according to messages MT101 and/or MT940 EUR 31.86
    SWIFT MT941 - account balance statement to other banks EUR 1 per advice
    SWIFT MT942 - account operations statement to other banks EUR 1 per advice
  • Trust (group) account service provided to legal persons

  • Sepa direct debit*

    SEPA direct debit agreement signing fee EUR 6
    Fee applied for one debit transaction in accordance with SEPA direct debit order EUR 4

    * SEPA direct debit product is provided to customers - payers subscribing to the SEPA direct debit agreement for the debiting funds according to SEPA direct debit order presented by Creditor.

Non-cash payments/settlements

  • Administration of funds transferred to customers account(s)

    Transfers within Swedbank, AB Day
    Administration of funds transferred within Swedbank, AB T0 Ref. "Account agreements. Handling of accounts"
    Administration of funds transferred from Swedbank Group banks* T0
    Administration of EUR-denominated funds Ref. "Account agreements. Handling of accounts"
    Administration of FX-denominated funds EUR 1.45
    Transfers from other banks incorporated in Lithuania
    Administration of EUR-denominated funds T0 Ref. "Account agreements. Handling of accounts"

    Administration of FX-denominated funds:

    Note: if a transfer from another bank incorporated in Lithuania has passed through a correspondent bank in another country, fees specified in "Transfers from foreign banks" shall be applied.

    in currency of EU member states or EEA (European Economic Area)** states T0 >EUR 1.45
    in other foreign currency T+1 EUR 1.45
    Transfers from foreign banks
    European payment*** T0 Ref. "Account agreements. Handling of accounts"
    In SEK or RON currency**** T0 EUR 1.45
    In currency of EU member states or EEA (European Economic Area)** states (except for European payment*** and payments in SEK or RON currency) T0 EUR 5.79
    In other cases T+1 EUR 5.79
    Return of funds (received from foreign banks) to the Payer's bank account EUR 14.48

    Day shall mean a period within which funds will credited to a beneficiary, where T0 means that funds are to be credited to the beneficiary's account on the same day when Swedbank, AB receives the funds and all information required for crediting funds from the payer's bank; T+1 shall mean that the funds will be credited to the beneficiary's account no later than on the Bank's business day succeeding the day when Swedbank, AB receives funds and all information required for crediting funds from the payer's bank. Bank's business day shall mean a day where such a day is neither Saturday nor Sunday, nor any other day-off or holiday defined by the legal acts of the Republic of Lithuania.

    Note: On Good Friday EUR-deniminated transfers are not received from other banks incorporated in Lithuania.

    * Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    ** States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway.

    *** EUR-denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA.

    **** SEK or RON denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA.

  • Payment transfers in eur for corporate clients

    Fees shown by payment channels indicated in payment instructions

    Transfer delivery and execution

    Swedbank Internet Banking for Business Clients

    Swedbank Gateway for Business Clients

    Over-the-counter

    Hour

    Day

    Transfers within Swedbank, AB (SHA)

    to one's own bank account

    Free of charge

    Free of charge

    2 Eur

    T0

    transfer to other persons' bank account

    0,23 Eur

    0,23 Eur

    2 Eur

    T0

    Mass payment transfer presentment

    Free of charge

    Free of charge

    -

    T0

    Mass payment Note: the fee is applicable to money transfers to each separate beneficiary indicated in the Mass payment transfer.

    to natural persons' account

    EUR 0.23

    0,23 Eur

    -

    T0

    to legal persons' account

    0,23 Eur

    0,23 Eur

    -

    T0

    Transfers to banks incorporated in Lithuania (SHA)

    Ordinary

    0,41 Eur

    0,41 Eur

    2 Eur

    16:00

    T0

    Urgent

    Note: sent to the beneficiary's bank without delay

    26 Eur

    26 Eur

    29 Eur

    16:00

    T0

    Mass payment transfer presentment

    Free of charge

    Free of charge

    -

    T0

    Mass payment Note: the fee is applicable to money transfers to each separate beneficiary indicated in the Mass payment transfer.

    0,41 Eur

    0,41 Eur

    -

    16:00

    T0

    Payment of E. invoice

    Within Swedbank, AB

    by automatic payment

    Free of charge

    -

    -

    T0

    by payment transfer

    0,23 Eur

    -

    -

    T0

    To banks incorporated in Lithuania

    by automatic payment

    0,41 Eur

    -

    -

    T0

    by payment transfer

    0,41 Eur

    -

    -

    16:00

    T0

    European payment **

    Ordinary

    0,41 Eur

    0,41 Eur

    2 Eur

    16:00

    T0 - to Swedbank Group banks**

    23:59

    T+1 - other instances

    Urgent

    26 Eur

    26 Eur

    29 Eur

    16:00

    T0

    International money transfers (exept European payment **)

    Ordinary (SHA)

    13 Eur

    13 Eur

    16 Eur

    22:00

    T+2

    Urgent (SHA)

    26 Eur

    26 Eur

    29 Eur

    16:00

    T+1

    Very urgent (SHA)

    57 Eur

    57 Eur

    60 Eur

    15:00

    T0

    Additional fee, if Payer undertakes to pay foreign bank charges (OUR****)

    15 Eur

    15 Eur

    15 Eur

    Recurrent transfers

    Execution of recurrent payment

    according to corresponding ordinary payment price in tha Internet bank

    Debiting of funds when executing instructions to debit funds by force (without customer's consent)

    Note: fees are applicable to the payer for each debit transaction

    0,87 Eur

    Hour shall mean an hour until which the payment order delivered on the Bank's business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank's business day or on the day that is not the Bank's business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank's business day and shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of such next Bank's business day (for example, should it be specified 14:00 in the 'Hour' column and T0 Day in the 'Day' column, a payment order delivered until 14:00 on the Bank's business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank's business day shall be executed on the next Bank's business day). Should nothing be specified in the 'Hour' column, payment order delivered at any time on the Bank's business day shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of the day of delivery of the payment order.

    Day shall mean a number of the Bank's business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order,

    taking into account whether the payment order is delivered on the Bank's business day and/or until the set hour on the Bank's business day (see 'Hour' explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank's business day if delivered until time specified in the 'Hour' column.

    Bank's business day:

    - transfers within "Swedbank", AB – on each calendar day;

    - EUR-denominated transfers to other banks incorporated in Lithuania, to "Swedbank" Group banks**, European payment – on a day that is neither Saturday, nor Sunday, Great Easter Friday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania;

    - Other transfers – on a day when "Swedbank", AB intermediate bank and beneficiary's bank performs transactions under the respective payment transfers (credit transfers). "Swedbank", AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania.

    ** EUR-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the

    Payee's bank account must be indicated in IBAN format, and the payment type is designated SHA.

    *** Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    ***** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of non-EU member states and non-EEA (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a non-EU member state or a non-EEA state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway.

    If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer.

    Explanations of OUR and SHA payment transfers

    OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Swedbank, AB (hereinafter referred to as the

    Bank) and other banks' fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks.

    Note: if a payment transfer is denominated in USD, other banks' fees can be additionally debited from the Payee's bank account.

    SHA. This type payment transfer means that the Payer (you) covers the transfer-related fees charged by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the

    Payee may receive not a full amount).

  • Payment transfers in other currency for corporate clients

    Fees shown by payment channels indicated in payment instructions

    Transfer delivery and execution

    Swedbank Internet Banking for Business Clients

    Swedbank Gateway for Business Clients

    Over the counter

    Currency

    Hour

    Day

    Transfers within Swedbank, AB, (SHA)

    EUR 0,58

    EUR 0,58

    EUR 3

    T0

    Transfors to other banks

    Ordinary (SHA)

    EUR 13

    EUR 13

    EUR 16

    To banks incorporated in Lithuania:

    USD

    15:00

    T0

    Other currencies

    14:00

    T+1

    To Swedbank Group banks*:

    SEK, USD

    16:00

    T0

    DKK, NOK

    15:00

    T0

    Other currencies to banks in Latvia, Estonia

    15:00

    T0

    Other currencies to banks in Sweden, Finland, Denmark, Norway

    22:00

    T+2

    Other instances

    22:00

    T+2

    Urgent (SHA)

    EUR 26

    EUR 26

    EUR 29

    USD

    16:00

    T+1

    Other currencies

    14:00

    T+1

    Very urgent (SHA)

    EUR 57

    EUR 57

    EUR 60

    USD

    15:00

    T0

    Additional fee, if Payer undertakes to pay foreign bank charges (OUR**)

    EUR 15

    EUR 15

    EUR 15

    Recurrent transfers

    Execution of recurrent payment

    according to corresponding ordinary payment price in tha Internet bank

    Hour shall mean an hour until which the payment order delivered on the Bank's business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank's business day or on the day that is not the Bank's business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank's business day and shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of such next Bank's business day (for example, should it be specified 14:00 in the 'Hour' column and T0 Day in the 'Day' column, a payment order delivered until 14:00 on the Bank's business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank's business day shall be executed on the next Bank's business day). Should nothing be specified in the 'Hour' column, payment order delivered at any time on the Bank's business day shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of the day of delivery of the payment order.

    Day shall mean a number of the Bank's business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order, taking into account whether the payment order is delivered on the Bank's business day and/or until the set hour on the Bank's business day (see 'Hour' explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank's business day if delivered until time specified in the 'Hour' column.

    Bank's business day:

    - transfers within "Swedbank", AB – on each calendar day;

    - Other transfers (international transfers, transfers to banks incorporated in Lithuania in other currency than EUR, transfers to "Swedbank" Group banks*) – on a day when "Swedbank", AB intermediate bank and beneficiary's bank performs transactions under the respective payment transfers (credit transfers). "Swedbank", AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania.

    * Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    ** SEK, RON-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format, and the payment type is designated SHA.

    *** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of non-EU member states and non-EEA (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a non-EU member state or a non-EEA state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway.

    If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer.

    Explanations of OUR and SHA payment transfers

    OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Swedbank, AB (hereinafter referred to as the Bank) and other banks' fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks.

    Note: if a payment transfer is denominated in USD, other banks' fees can be additionally debited from the Payee's bank account.

    SHA. This type payment transfer means that the Payer (you) covers the transfer-related fees charged by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the Payee may receive not a full amount).

  • Giro payments in eur

    Fees shown by payment channels indicated in payment instructions Transfer delivery and execution
    Swedbank Internet Banking Over-the-counter Hour Day
    Giro payments within Swedbank, AB
    Giro payments paid using "Payments cart" EUR 0.23 for payment - T0
    Other Giro payments EUR 0.23 per payment EUR 2 per payment T0
    Giro payments to banks incorporated in Lithuania
    Giro payments paid using "Payments cart" EUR 0.41 for payment - 16:00 T0
    Other Giro payments EUR 0.41 per payment EUR 2 per payment 16:00 T0

    Hour shall mean an hour until which Giro payment delivered on the Bank’s business day is considered as received (the countdown of the term of executing such Giro payment starts) on the same day and shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of the day of delivery of Giro payment. Giro payment delivered after the specified hour on the Bank’s business day or on the day that is not the Bank’s business day shall be considered as received (the countdown of the term of executing such Giro payment starts) on the next Bank’s business day and shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of such next Bank’s business day (for example, should it be specified 16:00 in the ‘Hour’ column and T0 Day in the ‘Day’ column, Giro payment delivered until 16:00 on the Bank’s business day shall be executed on the day of delivery of the order, while Giro payment delivered after 16:00 or on a day that is not Bank’s business day shall be executed on the next Bank’s business day). Should nothing be specified in the ‘Hour’ column, Giro payment delivered at any time on the Bank’s business day shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of the day of delivery of Giro payment.

    Day shall mean a number of the Bank’s business days within which Giro payment shall be executed. Countdown of the said term shall be started on the day of the receipt of Giro payment, taking into account whether Giro payment is delivered on the Bank’s business day and/or until the set hour on the Bank’s business day (see ‘Hour’ explanations provided hereinabove). For example, T0 – Giro payment shall be executed on the same Bank’s business day if delivered until time specified in the ‘Hour’ column.

    Bank’s business day:

    - Giro payments within “Swedbank”, AB – on each calendar day;

    - Giro payments to other banks incorporated in Lithuania– on a day that is neither Saturday, nor Sunday, Great Easter Friday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania;

  • Additional services related with money transfers

Operations with cash

  • Operations with cash

    Depositing of cash at ATMs of Swedbank, AB Ref. "Payment cards fees"
    Depositing of cash at the Bank office:
    in banknotes to one's own bank account* 0.1% of the sum paid; min EUR 3
    in EUR to another customer's bank account 0.3% of the sum paid; min EUR 3
    in EUR-denominated coins** 4.5% of the sum paid; min EUR 3
    Withdrawal of cash at ATMs Ref. "Credit cards fees"
    Withdrawal of cash from one's bank account over-the-counter at the Bank office***
    Cash withdrawal from account. Note: no fee is charged in the event if the balance of account denominated in EUR and worth less than EUR 3 is paid out to the customer following the closing of the bank account in question. Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question 1% of the sum; min EUR 3
    A fee for the cancellation of an advance order of cash or because of a post- due taking-out of cash Note: the customer is supposed to order cash against a written confirmation. In branches, sizes of sums to be ordered and periods thereof must be set by the Branch Managers. 0.2% of the cancelled sum; max EUR 289.62
    A fee for buying/selling currency in cash over-the-counter at the Bank office
    Note. natural persons who do not have a bank account opened with the Bank and natural persons representing legal persons who do not have a bank account opened with the Bank can purchase and/or sell in cash not more than EUR 1 000 or its equivalent in other currency in one day.
    Note: when a customer sells or buys currency worth in EUR 2,500 equivalent, the Bank may apply an individual currency exchange rate that is lower than the standard rate.
    EUR 1.5
    Exchange of cash into other denominations of the same currency**** 4.5% of the sum paid; min EUR 3
    Exchange of worn-out banknotes
    EUR-denominated banknotes Free of charge
    FX banknotes (when agreed beforehand with a Bank office) 5% of the face value
    Re-counting of banknotes without carrying out other bank operations EUR 0.03 for a banknote
    Checking of banknotes without carrying out other bank operations EUR 0.03 for a banknote
    Administration of collected EUR-denominated coins***** 0.6 % of the amount

    *The fee does not apply when the payment order to transfer deposited cash to one’s own account in another bank or to another customer’s account in any other bank is presented at once.

    **The fee does not apply when the sum does not exceed EUR 5.

    ***Cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial payout in FX coins is impossible, the payable sum is converted into EUR.

    **** The fee does not apply for the exchange of EUR-denominated coins when the sum does not exceed EUR 5.

    ***** The fee is applicable to customers whose cash is delivered to the bank using collection services provided by third parties

  • Western union cash transfers (service is not available since 1st of october, 2017)

    As from 1 October 2017, Western Union money transfer service is not available. Information on other places offering Western Union money transfer service is available on the company’s internet website: www.westernunion.com/lt.

Loans

  • Fees for home loans and home equity loans

    Service or operation name Fee, EUR
    Fee for concluding the agreement
    Loan administration fee, fee for increasing of a loan amount From 0.35 % of a loan amount (minimum EUR 150)
    Administration fee for each disbursement of a loan which is disbursed more than once in a calendar month1 EUR 302
    Fee for amendments to the agreement
    Fee for increasing of a loan amount From 0.35 % of a loan amount (minimum EUR 150)
    Fee for change of loan conditions3 (change of interest rate, loan maturity, collaterals, etc.) From 0.4 % of taken and outstanding loan amount (minimum EUR 180)
    Change of repayment date EUR 30
    Shortening of loan maturity in the case of an early loan repayment EUR 30
    Change of loan repayment method from annuity to linear and vice versa EUR 30
    Change of interest type from fixed to variable interest, or change of interest fixation term, or change of long-term variable interest4 term5 X% (minimum - 1.5 %) from outstanding amount of the loan the terms and conditions of which are being changed For the purpose of calculating the variable X, coefficient 0.084 is multiplied by the whole number of months remaining until the end of the interest fixation period or, respectively, until the end of period of the long-term interest fixed for a period exceeding 12 months
    Early loan repayment fee
    When at the moment of early loan repayment the loan is charged a variable interest rate fixed for a period not exceeding 12 months No fee. Minimum early repayment amount shall be not smaller than EUR 3006
    When at the moment of early loan repayment the loan is charged a fixed interest rate or a long-term variable interest rate Compensation amount (C) shall be calculated in accordance with the procedure set forth in Annex 1
    Other fees
    Fee for granting the approval for remortgage (conditional mortgage) to another creditor7 EUR 150
    Late payment charge for the outstanding part of the principal and for unpaid interest 0.05 % per each delayed day
    Additional services From EUR 50

    Comments:

    1 Fee shall not be charged when a loan or parts of a loan are aimed at acquisition of real property and/or at repayment of loans granted by other creditors.

    2 For loan agreements signed before 31 December 2016 the fee shall be EUR 28.96.

    3 Fee for change of the agreement shall not apply in the following cases:

    • when a long-term variable interest rate is charged for euro-denominated loans where not more than 1 (one) month has elapsed after the end of the loan use period;
    • for change of the servicing bank account;
    • when the property being mortgaged/already mortgaged to the Bank is insured by the Bank;
    • when the loan repayment schedule is changed upon early repayment of a part of the loan and the loan balance is arranged over the residual maturity of the loan;
    • setting of a grace period upon early repayment of a part of the loan according to the loan agreement concluded before 12 May 2008, provided that no arrangements on the change of its terms and conditions (except for the agreement on property insurance) have been signed after the specified date;
    • setting of a grace period when according to the loan agreement concluded from 12 May 2008 or according to the loan agreement regarding the amendment of terms and conditions of which arrangements were signed after the specified date (except for the agreement on property insurance), where the early repayment amount is not smaller than EUR 3006;
    • loan agreement termination arrangements when borrowers have paid the loan administration fee of the established amount after conclusion of the loan agreement and the loan has not been granted.

    4 Before entry into force of the Law of the Republic of Lithuania on Credit Relating to Real Property, interest fixed for the period exceeding 12 months, but not for the entire loan maturity, was considered to be fixed interest. As from 1 July 2017, such interest is designated as “long-term variable interest”.

    5 No fee is charged when, upon expiry of the term specified in the loan agreement, the long-term variable interest specified in the loan agreement is changed into variable interest in accordance with the terms and conditions of the loan agreement.

    6 Were the amount obtained by dividing the outstanding amount of the loan by residual maturity (in months) is smaller than EUR 300, the borrower shall have the right of early repayment of such part of the loan which is smaller than EUR 300.


    7 Where the reason for the approval of remortgage is the sale of the mortgaged property to another person who must mortgage such property in order to secure the repayment the loan being taken, the granting of such approval shall be charged a fee as specified in the common Service and Operation Fees of the Bank for the issue of certificates (about loans being granted / already granted / repaid loans.

    Annex 1:  Compensation amount (C) shall be calculated in accordance with the procedure

    A typical example:

    If the total amount of a home loan being taken out related to real estate is EUR 60,000, when the duration of the credit agreement is 22 years with a 2.09 per cent variable annual interest rate, paying a one-off loan agreement administration fee established by the bank of 0.35 per cent of the credit amount (EUR 210), the minimum daily service fee (EUR 0.70 per month), the mortgage registration fee (EUR 31.28) and annuity mortgage payments, then the annual percentage rate of charge would be 2.2 per cent, and the total amount paid to the borrower would be EUR 75,478. The total number of loan payments would be 264, and the amount of each instalment would be EUR 284.

    The annual percentage rate of charge, the total amount payable by the borrower, the total number of loan payments and the amount of each instalment are calculated under the assumption that the credit agreement will be valid for a period equal to the duration of the credit agreement, that the entire loan will be paid out on the day that the agreement is signed, that the parties will fulfil all of their obligations properly, and that the variable interest rate, fees and other costs will remain the same as at the time of conclusion of the credit agreement and will continue to apply until the end of the credit agreement. A customer shall also bear the costs of property insurance and appraisal. These costs depend on the individual characteristics of collateral and, therefore, are not included in the total credit price in the example above.

    The loan must be secured by mortgage of real estate acceptable to the bank, and the mortgaged property must be insured by concluding an insurance agreement. A report by an independent property appraiser may be required on the value of the collateral. The costs of property insurance and appraisal depend on individual characteristics of collateral, and shall be prescribed by agreements you may have with the relevant service providers.

    By using these financing services, you are assuming financial obligations. Improper fulfilment or non-fulfilment of financial obligations may have a negative impact on your credit history and make borrowing more expensive; you also risk losing ownership rights to the mortgaged real estate.

  • Loans for business

    Loan (investment loan, working capital loan, overdraft (credit on bank account), credit line, guarantee limit, and other loans for corporate customers, except loans mentioned below as well as loans subject to separate fees approved).

    Service or transaction Fee, EUR
    Fee for concluding (managing) the loan agreement 0.4–1.5 % of the amount of the loan (min EUR 120)
    Fee for increasing the amount of the loan 0.4–1.5 % of the amount of the loan to be increased (min EUR 120)
    Fee for revising interest, extending the loan, revising the schedule of repayment of the loan (not applicable to guarantee limit) 0.4–1.5 % of the amount of the loan (min EUR 120)
    Fee for revising other terms and conditions of the loan EUR 80
    Commitment fee (except uncommitted credit line and uncommitted overdraft) 0.26–4.71 % of the unused amount of the loan
    Commitment fee (applicable to uncommitted credit line and uncommitted overdraft) 0.2 %
    Issuance of permits / consents EUR 20

    Credit limit for bank account linked to business payment card

    Service or transaction Fee, EUR
    Fee for concluding (managing) the loan agreement EUR 20
    Fee for revising terms and conditions of the loan EUR 20
    Interest on the used amount of the loan 15 %

    Investment loan for apartment house renovation (Apartment Owners Association)

    Service or transaction Fee, EUR
    Fee for concluding (managing) the loan agreement 0.7 % of the amount of the loan
    Fee for increasing the amount of the loan 0.7 % of the amount of the loan to be increased
    Fee for extending the loan 0.5 % of the outstanding balance of the loan
    Fee for revising other terms and conditions of the loan EUR 60
    Fee for repaying the loan before term provided in the agreement N/A
    Issuance of permits / consents EUR 20

    Notes:
    1. Final charge on a case-by-case basis is determined by a competent loan committee or persons having respective individual expertise.
    2. These fees also apply to granting loans to natural persons, if such loans are granted for business financing purposes.

Securities

  • Investment fund units' trading and safekeeping services

    1. Trading in units of investment funds* Subscription** Regular investment** Redemption Switch***
    1.1. “Swedbank Investeerimisfondid AS” Funds 1,5% 1,5% EUR 5 EUR 5
    1.2. Global fixed income funds
    1.2.1. Franklin Templeton funds 0,5 % + EUR 7 0,5%, min EUR 0,75 EUR 7 EUR 7
    1.2.2. Swedbank Robur funds 0,5 % + EUR 7 EUR 7 EUR 7
    1.2.3. Funds managed by other management companies 0,5 % + EUR 21 EUR 21 EUR 21
    1.3. Global equity and mixed funds
    1.3.1. Franklin Templeton funds 1,5 % + EUR 7 1,5%, min EUR 0,75 EUR 7 EUR 7
    1.3.2. Swedbank Robur funds 1,5 % + EUR 7 EUR 7 EUR 7
    1.3.3. Funds managed by other management companies 1,5 % + EUR 21 EUR 21 EUR 21
    2. Monthly securities safekeeping ****
    2.1. “Swedbank Investeerimisfondid AS” Funds’ units 0,005 %
    2.2. Other management companies funds’ units 0,013 %
    2.3. Minimum safekeeping fee per account***** EUR 0,5

    * Fund orders submitted to the Bank cannot be cancelled.

    ** Percentage fee calculated from subscription amount. Additional fixed operations fees may be applied to subscription, redemption and fund switch transactions as specified in table above.

    *** Fund switch subject to the conditions specified in the relevant fund terms, fee charged only on delivery side.

    **** Safekeeping fee is calculated based on the market value of the investment fund units on the account on the last date of the calendar month.

    ***** Monthly minimum safekeeping fee is charged only for accounts with holdings.

  • Securities trading and safekeeping services

    If “Swedbank”, AB (hereinafter the Bank) is obliged to pay any taxes, fees, interest, penalties or incur other costs that are not covered in the Bank’s Price List and are related to the provision of securities safekeeping, execution and any other relevant service to the Client, the Bank shall have the right to debit such amounts from the Client’s Current Account without prior Client’s consent. The Bank shall provide additional information about such debits and the underlying costs to the Client upon request.

    Internet bank Branch
    1. Securities account
    1.1. Account opening* Free of charge Free of charge
    1.2. Account closing Free of charge Free of charge
    1.3. Account statement of holdings / transactions Free of charge Free of charge
    * Securities accounts for legal persons can be opened only at the branch office
    2. Trading in equities and ETFs *
    Internet bank At branch / via brokerage
    2.1. Lithuania, Latvia and Estonia 0,25%, min EUR 2 0,35%, min EUR 10
    2.2. USA, United Kingdom (including DRs)** 0,25%, min EUR 17 0,35%, min EUR 35
    2.3. Sweden, Norway, Finland, Denmark 0,25%, min EUR 15 0,35%, min EUR 35
    2.4. Ireland, Belgium, France, Germany (Xetra),Canada 0,30%, min EUR 21 0,40%, min EUR 35
    2.5. Austria, Italy, Netherlands, Portugal, Spain, Switzerland, Poland 0,30%, min EUR 25 0,40%, min EUR 35
    2.6. Czech Republic 0,60%, min EUR 35 0,70%, min EUR 42
    2.7. Hungary 0,60%, min EUR 80 0,70%, min EUR 100
    2.8. Russia (MCEX in USD) 0,70%, min EUR 150
    2.9. Other markets Subject to agreement Subject to agreement
    2.10. Direct transactions on Nasdaq Tallinn, Riga, Vilnius Subject to agreement Subject to agreement
    2.11. Participation in auctions organized by Nasdaq Tallinn, Riga, Vilnius Subject to agreement Subject to agreement
    2.12. Settlement of repurchase agreement*** EUR 30

    * Percentage fees calculated from trade amount.

    Trading fee is charged in trading currency, the Bank exchange rates apply.

    Minimum order size may be applied for certain countries.

    Trading orders transmitted to the Bank can be cancelled only until executed.

    In case the order is not executed in full during a single trading day, the trading fee (including minimum trading fee) for partial order execution is charged in full for each trading day when the order is partially executed.

    Exchange traded funds (ETFs) are treated as shares.

    If purchase transactions are subject to FTT according to local market regulations (e.g. France, Italy), such tax is added to the transaction charges.

    ** A stamp duty of 0,5% of transaction amount on buying UK securities and 1% on buying Irish securities is added to the transaction charges. In certain events, a higher rate (1,5%), a bonus rate or tax exemption may apply for UK securities.

    *** Repurchase transactions available only for professional clients.

    3. Trading in debt securities*
    3.1. Lithuanian debt securities
    3.1.1. Primary market 0,02%**, min EUR 15
    3.1.2. Secondary market *** transaction fee included in agreed price
    3.2. Foreign debt securities transaction fee included in agreed price
    3.3. Participation on primary market auction by Nasdaq Vilnius 0.45%, min EUR 50

    * Lithuanian debt securities are debt securities issued by Lithuanian or foreign issuers with LT ISIN code for which the issuer CSD is Nasdaq CSD, Lithuanian branch.. Foreign debt securities are debt securities issued by Lithuanian or foreign issuers for which the issuer CSD is a foreign or international CSD and ISIN code does not begin with LT (including Eurobonds by Lithuanian issuers with XS ISIN code).

    ** Percentage fees calculated from trade amount.

    *** Buying or selling Baltic‘s debt securities at Firth North, equities trading fees will be applied

    4. Monthly securities safekeeping fee*
    4.1. Lithuania

    Up to EUR 150 000  0,006%

    Over EUR 150 000 up to EUR 300 000 0,005%

    Over EUR 300 000 0,004%

    4.2. Latvia, Estonia 0,007%
    4.3. Austria, Australia, Belgium, Canada, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, UK, USA, Depositary Receipts** 0,013%
    4.4. Bulgaria, Croatia, Czech Republic, Hungary, Poland, Romania, Serbia, Slovenia 0,03%
    4.5. Eurobonds 0,008%
    4.6. Russia 0,07%
    4.7. Minimum safekeeping fee*** EUR 0,5

    * Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value of the security. Bonds are always priced at nominal value. The safekeeping fees are debited from the Client’s current account linked to the securities account.

    ETF safekeeping fee equals to the safekeeping fee of its trading country.

    Safekeeping on other markets subject to separate agreement.

    Safekeeping fee includes safekeeping fees charged by the Bank’s local market agents

    ** Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees.

    *** Monthly minimum safekeeping fee is per securities accounts and charged only for accounts with holdings if total monthly account fee is below minimum.

    5. Transaction fees*
    5.1. Free of payment transaction** (bank internal***)
    5.1.1. Free of payment delivery EUR 3
    5.1.2. Free of payment receipt Free of charge
    5.2. Transactions with Lithuanian securities and funds (bank external)
    5.2.1. Free of payment delivery** EUR 6
    5.2.2. Free of payment receipt** Free of charge
    5.2.3. Against payment transaction (trading with third party broker) EUR 10
    5.3. Transactions with foreign securities and foreign funds free of payment and against payment (bank external)
    5.3.1. Estonia, Latvia**** EUR 10
    5.3.2. Denmark, Sweden, Norway, Finland, Belgium, Canada, France,Ireland, Netherlands, UK, Germany, USA, Eurobonds**** EUR 15
    5.3.3. Australia, Austria, Czech Republic, Hong Kong, Hungary, Italy,Poland, Portugal, Spain,Switzerland,foreign funds**** EUR 25
    5.3.4. Bulgaria,Croatia, Romania, Russia, Serbia, Slovenia **** EUR 45
    5.4. Transaction cancellation***** Transaction fee
    5.5. Pledge registration / amendment****** EUR 30
    5.6. Pledge release Free of charge
    5.7. Subscription to a new issue/ Participating in an offer Transaction fee

    * Fees charged from both parties of the transaction if not specified otherwise.

    For investment fund units’ trading, please see „Investment Fund Units’ Trading and Safekeeping“

    ** Applies to transactions with no change of ownership.

    *** Bank internal refers to transactions between securities accounts opened with the Bank.

    **** Transaction fee includes standard settlement fees charged by the Bank’s local market agents.

    ***** Cancellation is allowed if instruction is not yet processed by the Bank.

    ****** Pledge registration based on bailiff’s instructions is free of charge, other transactions subject to standard fees

    6. Other services
    6.1. Participation in general shareholder’s meeting* EUR 120 + actual expenses
    6.2. Tax relief at source / tax reclaim* EUR 60 + actual expenses
    6.3. Registration of off exchange securities transactions
    6.3.1. Bank internal transaction according to the Bank’s standard agreement** EUR 10
    6.3.2. Bank internal inheritance transaction***
    6.3.3. Non-standard OTC agreement** Subject to agreement, min. EUR 50
    6.4. Owner account at Nasdaq CSD****
    6.4.1. Account opening***** EUR 50
    6.4.2. Monthly account maintenance****** EUR 50
    6.4.3. Account closing Free of charge
    6.4.4. Account statement of holdings / transactions Free of charge

    * Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.

    ** Fees charged from both parties of the transaction if not specified otherwise.

    *** In case of inheritance of securities, fee charged only from the beneficiary.

    **** Owner account is an account in the name of the Client opened at Nasdaq CSD, Lithuania and used only on behalf of the specific Client.

    ***** Owner accounts can be opened only at the branch office.

    ****** Maintenance fee is charged in addition to monthly securities safekeeping fee

  • Lithuanian republic government saving notes

    Purchase of Lithuanian Republic Government Saving Notes Free of charge
    Monthly securities safekeeping fee for Lithuanian Republic Government Saving Notes Free of charge
    Withdrawal of funds received for Lithuanian Republic Government Saving Notes in cash over-the- counter at the Bank office during 60 days from the coupon pay, premature redemption or redemption. Free of charge

    * Upon the expiry of 60 days, funds received for Lithuanian Republic Government Saving Notes in cash over-the-counter at the Bank office shall be withdrawn at standard fees indicated in clause No 4 “Withdrawal of cash from one’s bank account over-the- counter at the Bank office” of the chapter “Operations with Cash” of the part “Operations with Cash” of these “Fees Charged by Swedbank, AB for Its Services and Operations”.

    Investors Lithuanian Republic Government Saving Notes for services and operations which are not indicated in these “Fees Charged by Swedbank, AB for Its Services and Operations”, part “Securities”, chapter “Lithuanian Republic Government Saving Notes”, pay standard fees for services and operations.

Savings and Investments

  • Second pillar „Swedbank" pension

    Fund name Contribution fee Asset management fee Fund switching fee Management enterprise switching fee
    Pension 5 0% 1% None 0.05%
    Pension 4 0% 1% None 0.05%
    Pension 3 0% 1% None 0.05%
    Pension 2 1% None 0.05%
    Pension 1 0% 0.65% None 0.05%
    Pension pay-out fund 0% 0.4% None 0.05%

    Information about „Swedbank supplementary pension fund“ (Previous name “Danske pension plus”)

    1 Contribution fee is charged on contributions.

    2 Asset management fee is charged on the average annual value of assets.

    3 Fund change fee is charged on the value of assets.

    4 Company change fee is charged on the value of assets.

    Please note that:

    • State pension for participants in pension funds is reduced on proportional basis according to the procedure established by the law.
    • Accumulation of pensions is subject to an administration fee.
    • Any past results do not guarantee results in the future. The value of investments may rise or fall. You may receive less than you have invested.

Documentary payments and guarantees

  • Documentary collections

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Import collection
    Payment under a certain document or a bill of exchange 0.15% (min EUR 36.20, max EUR 217.22)
    Advice of the amendment of collection instruction EUR 23.17
    Advice of the collection EUR 23.17
    Return of unpaid documents or release of documents "free of payment" 0.15% (min EUR 36.20, max EUR 217.22)
    Documents handling fee (in case of non-payment or non-acceptance within 15 days after the Bank's advice to a client about the received collection) EUR 28.96
    Custody of accepted bills of exchange until the payment EUR 34.75
    Protest of the bill of exchange EUR 72.41 (notary fees and commissions are charged separately)
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Documents handling fee (in case of non-payment within 15 days from the date of payment) EUR 28.96
    Export collection
    Collection of documents and bills of exchange 0.15% (min. EUR 36.20, max EUR 217.22)
    Amendment of the collection instruction EUR 23.17
    Custody of accepted bills of exchange until the payment EUR 34.75
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
  • Documentary credits

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Import documentary credits
    Pre-advice of the documentary credit EUR 14.48
    Issue of the documentary credit* EUR 86.89
    Deferred payment fee* EUR 28.96 (per set)
    Amendment EUR 28.96 (per amendment)
    Checking of the documents ** 0.2%, min EUR 86.89 (per set)
    Payment under the documents EUR 28.96
    Unutilized documentary credit (not applicable to standby letters of credit) EUR 28.96
    Return of unpaid documents EUR 28.96
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Preparation and/or alignment of documentary credit draft**** EUR 57.92
    Release of goods to the buyer (the Bank stated as a consignee, to order of the Bank or endorsed to order of the Bank) EUR 28,96
    Export documentary credits
    Pre-advice of the documentary credit EUR 14.48
    Advice of the documentary credit EUR 28.96
    Advice of the amendment EUR 28.96 (for each amendment)
    Checking of the documents ** 0,2%, min EUR 86.89 (per set)
    Payment under the documents *** EUR 28.96
    Transfer of the documentary credit 0,2% (of the transferred amount), min EUR 86.89
    Checking of the documents substituted under the transferred documentary credit EUR 28.96
    Confirmation of the documentary credit By arrangement
    Supervision of the deferred payment EUR 28.96 (per set)
    Return of unpaid documents EUR 28.96
    Advice of the assignment of proceeds EUR 43.44
    Cancellation of the advice of the assignment of proceeds EUR 8.69
    Payment under the documents prior to maturity EUR 43.44 plus interest rate by arrangement
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Pre-checking of documents:
    Set consisting of less than 5 documents 28.96 (per set)
    Set consisting of more than 5 documents 43.44 (per set)
    Preparation and/or alignment of documentary credit draft **** EUR 57.92

    * The obligation under documentary credit commission is applied if the documentary credit issue is not secured by a cash collateral. Cash collateral is not interest bearing.

    ** If Swedbank, AB is the issuing and advising bank of the same documentary credit, and documents are presented directly to Swedbank, AB, the fee for checking of the documents is 0.1%, min. EUR 43.44.

    *** This fee is not applicable if the documents are paid up prior to maturity.

    **** If the documentary credit is issued/advised, the fees applicable to documentary payments and guarantees under the clause “Documentary Credits” will be decreased by this fee.

  • Guarantees

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Issue of the guarantee *
    Amount of the guarantee is equal or less than EUR 1, 448.09 (or respective counter value in any other currency) EUR 57.92
    Amount of the guarantee amounts to EUR 1, 448.10 - EUR 2,896.19 (or respective counter value in any other currency) EUR 86.89
    Amount of the guarantee is equal or over EUR 2,896.20 (or respective counter value in any other currency) 0,5%, min. EUR 101.37
    Issue of the guarantee under the counter guarantee By arrangement
    Amendment of conditions EUR 28.96
    Advice of the guarantee or the amendment EUR 28.96
    Query or data preparation at the client's request EUR 17.38
    Claim administration under the guarantee 0.1%, min EUR 144.81
    Handover of client's claim 57.92 and courier post costs
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Urgent issue or an amendment to the guarantee ** Agreed on case-by-case basis (min EUR 43.44) plus the guarantee or the guarantee amendment commission
    Garantijos / laidavimo projekto parengimas ir derinimas*** 57,92 Eur

    * If the guarantee issue is not secured by cash collateral, the obligation under the guarantee commission shall be applicable. Cash collateral is not interest bearing. If the guarantee is issued in a non-standard text or in the foreign language, an extra fee could be charged if agreed.

    ** Urgent guarantees or guarantee amendments are issued within one working day after the signed and correctly filled in application is presented at the bank counters and all other guarantee issuance or guarantee amendment conditions are fulfilled.

    *** If the guarantee is issued / advised, the fees applicable to documentary payments and guarantees under the clause "Guarantees" will be decreased by this fee.

  • Escrow accounts

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Escrow account agreement * 0.2%, min EUR 173.77
    Preparation and/or alignment of an escrow account agreement draft ** EUR 57.92

    * Extra fee shall be charged for non-standard agreements.

    ** If the escrow account agreement is signed, the fees applicable to documentary payments and guarantees under the clause "Escrow Accounts" will be decreased by this fee.

Other services

  • Cheques

    Acceptance and dispatch of cheques issued by other banks incorporated in Lithuania Note. Service is not available since 1st of January, 2018. EUR 0.87
  • Factoring

    Fee Price, EUR (plus VAT)
    Contract Fee
    Calculated on the limit amount in the following cases: Conclusion of the Factoring Agreement, the Cession Agreement, the Cooperation Agreement (in case of reverse factoring) or the Warehouse Financing Agreement; renewal of the agreement; or increasing the factoring limit. Where the limit is up to EUR 300,000 - from 0.4 %, min. EUR 150; Where the limit is from EUR 300,001 until EUR 1,500,000 – from 0.2 %; Where the limit is from EUR 1,500,001 - from 0.1 %.
    Contract Amendment Fee
    Applicable in all cases where the Contract Fee on the limit amount does not apply including but not limited to: - Amendment to the Factoring Agreement, the Cession Agreement, the Cooperation Agreement (in case of reverse factoring) or the Warehouse Financing Agreement (changing the term of payment, advance payment amount, commission amount or other financing terms); - Changing the buyers‘ limits or the sellers’ limits (in case of reverse factoring); renewal of the seller‘s limit and/or the buyers‘ limits; - Amendments to the general terms and conditions of the Factoring Agreement, the Cession Agreement, the Cooperation Agreement (in case of reverse factoring) or the Warehouse Financing Agreement. EUR 30
    Minimum Commission
    Payable on each invoice submitted to the Factor if the actual commission on the invoice, determined as a percentage of the invoiced amount, is smaller than the EUR 3
    Customer Evaluation Fee
    Applied for the evaluation of each buyer when the Factor provides insurance cover for the buyers’ solvency. EUR 50
    Fee for Issuing Copies of Documents
    A copy of the Agreement with Annexes EUR 10
    Copies of factoring reports, tax invoices or other documents EUR 2 per page
    Tax invoices and reports are provided in Swedbank Online Banking System for Business free of charge during 2 months after the date of generation of the invoice/report.
    Fee for Issuing Certificates
    Certificate for audit and various other certificates EUR 25
  • Rent of safe-deposit boxes

    1st group of fees in euro
    Rent period Capacity. dm3
    6 dm3* Up to 32 dm3 (10 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 4.31 0.91 5.22 4.79 1.01 5.80
    1 week 5.98 1.26 7.24 9.57 2.01 11.58
    2 weeks 9.81 2.06 11.87 14.60 3.07 17.67
    1 month 12.21 2.56 14.77 19.39 4.07 23.46
    2 months 24.17 5.08 29.25 36.38 7.64 44.02
    3 months 36.38 7.64 44.02 53.38 11.21 64.59
    4 months 48.11 10.10 58.21 70.37 14.78 85.15
    5 months 56.97 11.96 68.93 84.97 17.84 102.81
    6 months 66.78 14.02 80.80 99.57 20.91 120.48
    7 or 8 months 81.38 17.09 98.47 119.20 25.03 144.23
    9 or 10 months 93.59 19.65 113.24 136.19 28.60 164.79
    11 or 12 months 105.55 22.17 127.72 153.19 32.17 185.36
    Rent period Capacity. dm3
    From 32 to 50 dm3 (12 or 16 dm3*) Over 50 dm3 (23 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 5.98 1.26 7.24 7.18 1.51 8.69
    1 week 16.99 3.57 20.56 19.39 4.07 23.46
    2 weeks 24.17 5.08 29.25 29.20 6.13 35.33
    1 month 33.99 7.14 41.13 36.38 7.64 44.02
    2 months 60.80 12.77 73.57 65.58 13.77 79.35
    3 months 87.60 18.40 106.00 97.18 20.41 117.59
    4 months 114.17 23.98 138.15 128.77 27.04 155.81
    5 months 140.98 29.61 170.59 157.97 33.17 191.14
    6 months 165.39 34.73 200.12 187.18 39.31 226.49
    7 or 8 months 194.60 40.87 235.47 219.01 45.99 265.00
    9 or 10 months 221.40 46.49 267.89 255.39 53.63 309.02
    11 or 12 months 248.21 52.12 300.33 292.01 61.32 353.33
    2nd group of fees in euro
    Rent period Capacity. dm3
    Up to 32 dm3 (10 dm3*) From 32 to 50 dm3(12 or 16 dm3*) Over 50 dm3 (23 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 2.87 0.60 3.47 3.11 0.65 3.76 3.35 0.70 4.05
    1 week 5.74 1.21 6.95 8.38 1.76 10.14 9.57 2.01 11.58
    2 weeks 9.09 1.91 11.00 11.97 2.51 14.48 14.36 3.02 17.38
    1 month 11.97 2.51 14.48 16.75 3.52 20.27 19.15 4.02 23.17
    2 months 21.54 4.52 26.06 28.72 6.03 34.75 35.9 7.54 43.44
    3 months 31.12 6.54 37.66 47.87 10.05 57.92 52.66 11.06 63.72
    4 months 40.69 8.54 49.23 52.66 11.06 63.72 71.81 15.08 86.89
    5 months 50.26 10.55 60.81 78.99 16.59 95.58 88.56 18.6 107.16
    6 months 57.45 12.06 69.51 90.96 19.10 110.06 102.92 21.61 124.53
    7 or 8 months 67.02 14.07 81.09 100.53 21.11 121.64 119.68 25.13 144.81
    9 or 10 months 76.59 16.08 92.67 107.71 22.62 130.33 143.61 30.16 173.77
    11 or 12 months 86.17 18.10 104.27 119.68 25.13 144.81 162.76 34.18 196.94
    3nd group of fees in euro
    Rent period Capacity. dm3
    Up to 32 dm3 (10 dm3*) From 32 to 50 dm3 (12 or 16 dm3*) Over 50 dm3 (23 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 1.44 0.30 1.74 2.39 0.50 2.89 2.87 0.60 3.47
    1 week 2.87 0.60 3.47 4.79 1.01 5.80 4.79 1.01 5.80
    2 weeks 3.83 0.80 4.63 7.18 1.51 8.69 7.18 1.51 8.69
    1 month 4.79 1.01 5.80 9.57 2.01 11.58 9.57 2.01 11.58
    2 months 9.57 2.01 11.58 16.75 3.52 20.27 19.15 4.02 23.17
    3 months 14.36 3.02 17.38 23.93 5.03 28.96 28.72 6.03 34.75
    4 months 19.15 4.02 23.17 31.12 6.54 37.66 35.90 7.54 43.44
    5 months 23.93 5.03 28.96 35.90 7.54 43.44 43.08 9.05 52.13
    6 months 28.72 6.03 34.75 43.08 9.05 52.13 47.87 10.05 57.92
    7 or 8 months 33.51 7.04 40.55 55.05 11.56 66.61 62.23 13.07 75.30
    9 or 10 months 38.30 8.04 46.34 67.02 14.07 81.09 71.81 15.08 86.89
    11 or 12 months 43.08 9.05 52.13 78.99 16.59 95.58 90.96 19.10 110.06
    Services related with rent of individual safe-deposit boxes Amount without VAT (EUR) VAT** (EUR) Total with VAT (EUR)
    Change of a safe-deposit box lock in case the client has lost its key EUR 48.59 EUR 10.20 EUR 58.79

    * Safe-deposit boxes of the new design

    ** Value Added Tax

    Note. All rent fees of individual safe-deposit boxes are specified Value Added Tax (VAT) included. The specific group of fees and specific fees applicable at respective customers’ service locations are approved by the Region Manager. If all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applicable for safe-deposit boxes of larger capacity at the discretion of the Branch Manager.

  • Leasing

    Service or operation name Fee
    Fee for concluding the agreement
    Fee for concluding a lease/operating lease agreement From 1 % of the property value, minimum EUR 150 (plus VAT in the case of operating lease)
    Additional fee for concluding a lease/operating lease agreement when a car appraisal report 1 is not provide (in that case the property value shall be determined by the Company itself; this option is available only in Vilnius, Kaunas and Klaipėda cities, when a car is delivered for examination to the place and at the time specified by the Company) EUR 60 (plus VAT in the case of operating lease)
    Fee for amendment to the agreement
    Fee for amendment to the agreement EUR 90 (plus VAT in the case of operating lease)
    Fee only for extension of the operating lease agreement for up to 2 months EUR 45 plus VAT
    Unless the agreement provides otherwise, the fee for amendment to the agreement shall not be charged in the case of the following amendments: - adjustment of the property value after import;
    - deferral/shortening of the term of periodic payments when the seller delays the delivery of the property/delivers the property earlier;
    - inclusion, change, refusal of the property insurance organisation service;
    - inclusion of services in the agreements of lease with services;
    - refusal of the service of the organisation of compulsory insurance of civil liability of the property user;
    - replacement of the property insurance organisation service by the service of organisation of the property insurance with Swedbank P&C Insurance AS Lithuanian Branch;
    - adjustment of the property specification.
    Fee for the authorisation for the sub-rent, sublease, loan-for-use of the property (the fee shall be charged per each agreement separately) EUR 30 plus VAT
    Fee for the change of documents: issue of a new fuel card instead of the old one, issue of a duplicate of the civil liability insurance policy EUR 10 plus VAT
    Fee for the arrangement on the conditional pledge of the property or for a trilateral arrangement on the redemption of the property EUR 90 plus VAT
    Fee for the issue of a certificate: a certificate for audit purposes and different other certificates EUR 25 plus VAT
    Fee for the issue of a certificate granting the right to travel abroad (the fee shall not be charged when the certificate is issued to a customer (manager of the customer's company)) EUR 10 plus VAT
    Fee for the issue of documentary copies
    Agreement copy with annexes EUR 10 plus VAT
    Copies of other documents (a fee for copies of VAT invoices shall be charged only for the invoices issued more than 2 months before) EUR 2 plus VAT per page
    Duplicates of completion deeds shall be issued free of charge.
    Private customers submitting a written request shall have the right to receive free of charge the relevant schedule of payments. The schedule of payments shall also be posted on the internet bank of Swedbank.
    Fee for resumed validity of agreements upon cancellation of their termination
    When agreements are resumed during the same month in which they were terminated For one agreement - from EUR 90, for each additional agreement - from EUR 30 (plus VAT in the case of operating lease, and also in the case of lease, without making changes in the schedule)
    When agreements are resumed which were terminated during the previous or earlier month For one agreement - from EUR 90, for each additional agreement - from EUR 30 (plus VAT in the case of operating lease), also paying the amount of interest unpaid during the termination period according to all agreements being resumed (issuing one single invoice) 2
    Operating lease agreement termination fee (is charged when the agreement is terminated on the customer's initiative and consent of the Company)3
    When, at the same time, a new lease or operating lease agreement is concluded with the Company EUR 75 plus VAT
    In all other cases EUR 150 plus VAT
    Property sale administration fee upon expiry or early termination of the operating lease agreement (when the Company agrees to sell the property)3:
    Property sale to the customer who has leased it From EUR 300 plus VAT
    Property sale to a third party From EUR 400 plus VAT
    Additional one-time services (if not included in the agreement): handing of the insured event, performance of technical maintenance and roadworthiness testing, roadside assistance for 24 hr, delivery of a replacement car to another city, car wash, etc. EUR 35 /h plus VAT
    Replacement car (if not included in the agreement)
    A replacement car service shall also cover a short-term car rent service, provided that at least one operating lease agreement or parking maintenance agreement concluded with the customer is valid.
    Price per day, EUR, plus VAT
    Number of days Car class
    Economic Compact Medium Large
    1-7 days 29 35 41 53
    8-14 days 24 29 35 47
    15-21 days 21 24 29 41
    22-29 days 18 21 27 35
    Price per month, EUR, plus VAT
    1-11 months 377 435 522 638
    Price per month, EUR, plus VAT, when a replacement car is rented until delivery of the property ordered by the customer
    1-11 months 290 348 435 551

    Where monthly fees are charged, mileage shall be limited to 3 000 km/month.

    Additional fees
    Fuel supply fee According to actual costs
    Fuel supply administration fee EUR 15 plus VAT
    Car delivery fee:
    Vilnius - Kaunas EUR 50 plus VAT
    Between other cities EUR 0.60 /km plus VAT

    1 A car appraisal report issued by the appraiser acceptable to the Company shall be required when the car is purchased from the seller who is not included in the List of Sellers Acceptable to the Company.

    2 Outstanding interest shall be calculated as a product of the amount of interest of the first invoice unissued according to the schedule and the number/periods of unissued invoices (until the agreement is resumed).

    3 This fee may be included in the sales price of leased property or paid separately.

    Assumptions: Price of the car selected – 15 000 EUR, contract term – 60 months, advance paid by the Client – 20 percent, financed amount – 12 000 EUR, interest rate – 3 percent, contract fee – 150 EUR (monthly instalment – 215,62 EUR).

    In order to receive consumer credit, the Client must have (open) an account with Swedbank, AB, with a set minimum daily services fee of 0,70 EUR per month. The client must also, at his/her own expense, buy insurance for the car at an insurance company acceptable by Swedbank under conditions set out in the agreement (insurance cost is not included in the total consumer credit annual percentage rate). Total consumer credit annual percentage rate is then equal to 3,7 percent, and the total Consumer Loan cost payable a receiver would amount to EUR 13 098,49.

    Calculations of the total consumer credit annual percentage rate and the total amount payable by the borrower are based on the assumptions that the agreement will be valid for the entire duration of the agreement, the total credit amount will be paid out on the day of signing the agreement, the parties to the agreement will fulfil their obligations arising from the agreement by respecting the terms and conditions set out therein, the annual interest rate, the amount of fees and other charges paid by the Client will remain the same as at the time of concluding the agreement and will continue to be applied until its expiry.

  • Other services

    Repeated printing of the document that proves execution of the transaction over-the-counter at the Bank office EUR 0.29 per document
    Executed transaction search request in the Bank information system EUR 2.90 per search
    Processing of documents:
    sending of documents by fax:
    within Lithuania EUR 1.45 per page
    to a foreign country EUR 2.90 per page
    sending of documents:
    within Lithuania by regular post EUR 0.58 per page; min EUR 1.45
    within Lithuania by registered post EUR 0.58 per page; min EUR 2.32
    to a foreign country EUR 1.45 per page; min EUR 5.79
    by courier EUR 5.79 plus the courier's fees
    Certification of specimens of signatures and seals Free of charge
    Producing of copies of documents:
    producing of copies of agreements EUR 5.79 per copy
    producing of copies of documents and issuance of duplicates EUR 1.45 per copy
    copying of other documents EUR 0.29 per page; VAT* EUR 0.05 (included)
    Acceptance of the customer's request to conduct search of documents in the Bank's Archives:
    for natural persons EUR 4.34; VAT* EUR 0.75 (included)
    for legal persons EUR 14.77; VAT* EUR 2.56 (included)
    Issuance of references about the opened or closed accounts and balances thereof:
    in the Lithuanian and English languages EUR 5.79 per reference
    in the Lithuanian and English languages (drafted within 1 business day) EUR 11.58 per reference
    References/permits/consents about the granted/repaid loans
    in the Lithuanian language EUR 14.48 per reference (Valid until 2017.07.31) EUR 20 per reference (Valid from 2017.08.01)
    in the English language EUR 28.96 per reference Valid until 2017.07.31) EUR 40 per reference (Valid from 2017.08.01)
    Reference issued by Swedbank, AB to auditors (an audit/consultancy company) EUR 28.96 per reference
    Reference issued by Swedbank, AB for the declaration of personal income and property Free of charge
    Reference about starting accounts Free of charge
    Reference on the balance of a loan granted to a natural person regulated by the Law of the Republic of Lithuania on Credit Relating to Real Property Free of charge
    Recommendation (in the Lithuanian and English languages) EUR 28.96 per reference
    Other references and notifications/notes/notices EUR 14.48 per reference

    * Value Added Tax

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