Loan, leasing, credit card

More spending in the fall is expected?

Apply for a small loan in a „Swedbank“ mobile app:

  • You will get the answer to your application in 20 minutes on business days from 9.00 A.M. to 5.00 P.M.
  • When concluding an agreement on consumer credit, the agreement handling fee will not be applied.
I am planning
I would like to get
I will use

Home loan and home equity loan

Home small loan

For purchasing or building housing, buying land plot and building house, outbuildings in it.

For purchasing apartment, land plot, homestead, and car parking location, garage, pantry or other real property as well as for home furnishing or repair.

About service

About service

Regular conditions
Possible amount and price Calculator
Amount From 10000 EUR 5000 - 20000 EUR
Repayment period Up to 30 years Up to 5 years
Down payment At least 15 per cent from the price of purchased property, or market value of collateral, whichever amount is less Not required
Collateral Required Not required
Additional condition A discount for interest rate shall be applied for you and it will depend on loan amount and your credit history. Real property for the repair of which the loan is taken must be registered on the name of the borrower in Real Property Cadaster and Register of the Republic of Lithuania during signing of loan agreement.
Fill in application Call 1884
  • Home loan and home equity loan must be secured by the real estate collateral acceptable to the Bank.
  • By using financial services, you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history, raise the cost of borrowing, and will create a risk for you to lose ownership rights of the mortgaged property.
  • We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.

Fiksuotų įmokų kredito kortelė

Credit line

Home small loan

Consumer loan

Home loan and home equity loan

Recommended

Recommended

Recommended

Recommended

Skirta pritrūkus savo pinigų nedideliems pirkiniams ar netikėtoms išlaidoms – kortelė neturi mėnesio aptarnavimo mokesčio, o palūkanos skaičiuojamos tik už panaudotą kredito limito dalį.

For home furnishing, when the repair takes up to 12 months, expenses are incurred in instalments and exact amount of final costs are not known.

For purchasing apartment, land plot, homestead, and car parking location, garage, pantry or other real property as well as for home furnishing or repair.

For purchasing specific item or service, for example new furniture, home appliances, etc.

For repairing home, cottage, building or reconstructing outbuildings, buying land plot or homestead.

About service

About service

About service

About service

About service

Offer
New!

Agreement conclusion fee applied on internet bank half the agreement conclusion fee that is applied in bank branch;

More

In a mobile app - without the agreement administration fee.

More discounts
Possible amount and price Calculator Calculator Calculator
Amount 250 – 3000 EUR 1500 – 20000 EUR 5000 - 20000 EUR 500 – 20000 EUR From 10000 EUR
Period of use 36 mėn. 12 months entire amount at once entire amount at once up to 6 months
Repayment period up to 24 months. up to 48 months up to 10 year 6 – 60 months up to 20 years
Repayment method Įmokos kas mėnesį nurašomos automatiškai Flexible repayment schedule during period of use. Payments are debited automatically each month during repayment period Monthly payments debited automatically Monthly payments debited automatically Monthly payments debited automatically
Early repayment Early repayment of a loan or its part without any restrictions or additional fees. Early repayment of a loan or its part without any restrictions or additional fees. Early repayment of a loan or its part without any restrictions or additional fees. Early repayment of a loan or its part without any restrictions or additional fees.
Down payment Not required Not required Not required Not required At least 15 per cent from market value of collateral, or estimate whichever amount is less
Collateral Not required Not required Not required Not required Required
Additional condition A discount for interest rate shall be applied for you and it will depend on loan amount and your credit history. Real property for the repair of which the loan is taken must be registered on the name of the borrower in Real Property Cadaster and Register of the Republic of Lithuania during signing of loan agreement.

Fill in the application and get a proposal from the bank

It takes just some minutes

Fill in applicationFill in application Fill in application Fill in application Fill in application
  • Home loan and home equity loan must be secured by the real estate collateral acceptable to the Bank.
  • By using financial services, you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history, raise the cost of borrowing, and will create a risk for you to lose ownership rights of the mortgaged property.
  • We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.
I would like to get

Car loan

Car lease

Consumer loan

Recommended

Recommended

Recommended

For purchasing used car.

For purchasing new or more expensive used car.

When you need the amount of up to EUR 3,000, also, for purchasing new tires, auto parts.

About service

About service

About service

Offer

In a mobile app - without the agreement administration fee.

More discounts
Possible amount and price Calculator Calculator
Amount 3000 - 20000 EUR From 5000 EUR 500 – 20000 EUR
Repayment period 6 - 84 months 6 - 84 months 6 - 60 months
Repayment method Monthly payments debited automatically Monthly payments debited automatically Monthly payments debited automatically
Early repayment Early repayment of a loan or its part without any restrictions or additional fees Early repayment of a loan or its part without any restrictions or additional fees Early repayment of a loan or its part without any restrictions or additional fees
Down payment None From 10 per cent from the value of purchased vehicle None
Casco insurance Optional Compulsory during entire lease period Optional
Additional condition A discount for interest rate shall be applied for you and it will depend on loan amount and your credit history. Vehicle must be registered on the name of the borrower in vehicle register of State Enterprise “Regitra” within 30 days after signing the agreement.

Fill in the application and get a proposal from the bank

It takes just some minutes

Fill in application Fill in application Fill in application
  • Please note that by using financing services you assume financial obligations. Improper fulfilment of your financial obligations may negatively affect your credit history, increase the price of credit, and if the agreement is terminated due to material breach on your side, you may lose any payments already made, as well as the any rights to the financed property.
  • We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.
I would like to get
I will use

Consumer loan

Credit line

Fixed payment credit card

Credit cards

Recommended

Recommended

Recommended

Recommended

For purchasing specific item or service, for example new furniture, home appliances, etc.

For cases you plan to use money in instalments or you do not know exact amount of final costs for several major purchases over the next 12 months, e.g., dental services, wedding celebration.

In cases you need money for small purchases or unexpected expenses – you will always have credit limit that can be used when you run out of your money.

For everyday use in cases of unexpected expenses or when traveling. You will be able to use credit limit, free credit period, purchase insurance and many other advantages.

About service

About service

About service

About service

Offer

In a mobile app - without the agreement administration fee.

More discounts

Agreement conclusion fee applied on internet bank half the agreement conclusion fee that is applied in bank branch;

More

Now fixed payments credit card - with no monthly card handling fee.

More
Possible amount and price Calculator Calculator
Amount 500 – 20000 EUR 1500 – 20000 EUR 300 – 3000 EUR 300 – 20000 EUR
Period of use Entire amount at once 12 months 36 months 36 months
Repayment period 6 - 60 months Up to 48 months Up to 24 months Up to 4 months
Repayment method Monthly payments debited automatically Flexible repayment schedule during period of use. Payments are debited automatically each month during repayment period Monthly payments debited automatically Flexible repayment schedule during validity period of credit card. Payments are debited automatically each month during repayment period
Early repayment Early repayment of a loan or its part without any restrictions or additional fees Early repayment of a loan or its part without any restrictions or additional fees Early repayment of a loan or its part without any restrictions or additional fees

Fill in the application and get a proposal from the bank

It takes just some minutes

Fill in application Fill in application Fill in application Fill in application
  • By using financing services you assume financial obligations. Improper fulfilment of your financial obligations may negatively affect your credit history, increase the price of credit, and if the agreement is terminated due to material breach on your side, you may lose any payments already made, as well as the any rights to the financed property.
  • We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.
We use cookies on this website to enhance your browsing experience. By clicking "Accept" or continuing the browsing session you confirm your consent. You can withdraw your consent at any time by changing the browser settings and deleting the saved cookies. Please read our cookies policy.