Credit Cards application

Credit card insurance conditions and fees have been changed fromFind out more.

Credit card – more than just a convenient holiday shopping

Order a contactless credit card – it will be useful both during vacation and at home:

  • you will be prepared for unexpected holiday expenses;
  • super convenient to book a hotel or rent a car;
  • you’ll get purchase insurance for things bought with credit card and an extensive travel insurance for You and your family.

Check, what else you need to start your vacation trip without worries.

Fixed Payment

  • Repayment of limit as monthly payments.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account.
  • Lower taxes than other credit cards.
  • Contactless payment.
Fill in application

Standard credit card

  • 25-day interest-free period.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account
  • Basic travel insurance for the cardholder and his family.
  • Contactless payment.
Fill in application

Gold credit card

  • Extensive travel insurance package for the cardholder and his family.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account.
  • 30-day interest-free period.
  • Flexible repayment method.
  • Contactless payment.
Fill in application

New VISA Platinum

  • Priority Pass card provides the opportunity to visit VIP lounges at many airports around the world, and by selecting an additional package of services, for an annual fee you can visit the waiting rooms indefinitely without additional payment!
  • The best travel insurance of Swedbank for the whole family.
  • 50-day interest-free period.
  • Possibility of automatic credit repayment.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account.
  • Contactless payment.
Fill in application

Travel insurance service is provided by Swedbank P&C Insurance, AS, Lithuanian branch.

Please note, that by the use of financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Example of a standard annual percentage rate calculation: granted credit limit – 1500 EUR, when credit agreement period is 42 months, monthly amount of the principal of 375 EUR is paid (in case of fixed payment credit card, the following is applicable: credit agreement period of 36 months, credit repayment period of 24 months, monthly amount of the principal of 75 EUR), also fixed annual credit interest rate of 19% is applied, monthly minimum daily banking fee for private persons as established by the Bank is paid, monthly bank account administration fee and one-time card issuing fee is paid, then, the total consumer credit annual percentage rate would be:

  • Fixed payment credit card - 21.7 %, and the total amount paid by the consumer loan receiver would be EUR 1842.
  • Standard credit card – 23 %, and the total amount paid by the consumer loan receiver would be EUR 2552.
  • Gold credit card – 24.9%, and the total amount paid by the consumer loan receiver would be EUR 2627.
  • New VISA Platinum credit card – 33.4%, and the total amount paid by the consumer loan receiver would be EUR 2946.

We would like to note that the Bank may assess your creditworthiness and take a credit granting decision in automatic manner in case of Home small loan and all Consumer credits (except Car lease). For the purpose of taking the automatic decision the Bank may collect the data about you from different sources (e.g., public registers, financial institutions, Sodra, the Bank of Lithuania, UAB Creditinfo Lietuva). This process can involve the processing of your identification data, contact details, data about your marital status and family structure, links with legal persons, education, employment relations, income, property, financial and other obligations and their fulfilment, as well as other data necessary for the assessment of creditworthiness.If you don’t want that the decision is taken automatically, please specify this in the field of Comments.