|
Swedbank Internet Banking |
Over-the-counter |
Hour |
Day |
|
Fees shown by payment order delivey channel |
Payment order delivery and execution |
| Within Bank (SHA) |
| to one's own bank account |
Free of charge |
EUR 2 |
|
T0 |
| to other persons' bank account |
EUR 0.23 |
EUR 2 |
|
T0 |
| To banks incorporated in Lithuania (SHA) |
| Instant1 |
EUR 0.41 |
|
|
T0 |
| Ordinary |
EUR 0.41 |
EUR 2 |
16:00 |
T0 |
|
Urgent
Note: sent to the beneficiary's bank without delay
|
EUR 26 |
EUR 29 |
16:00 |
T0 |
| [European payment]2 |
| Ordinary |
EUR 0.41 |
EUR 2 |
17:30
16:00
|
T0 - to Swedbank Group banks3
T0 - other instances
|
Urgent
Note: sent to the beneficiary's bank without delay |
EUR 26 |
EUR 29 |
16:00 |
T0 |
| Recurrent credit transfers SEPA |
| Execution of recurrent credit transfers SEPA |
according to corresponding ordinary credit transfer SEPA price and execution conditions in Swedbank Internet banking |
|
Debiting of funds when executing payment order to debit funds by force (without customer's consent)
Note: fees are applicable to the payer for each debit transaction
|
0,87 Eur |
Hour shall mean an hour until which the payment order delivered on the Bank’s business day is considered as received (the countdown of the term of executing such payment order starts) on the same day and shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of the day of delivery of the payment order. Payment order delivered after the specified hour on the Bank’s business day or on the day that is not the Bank’s business day shall be considered as received (the countdown of the term of executing such payment order starts) on the next Bank’s business day, but the funds will be debited immediately, thought it shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of such next Bank’s business day (for example, should it be specified 14:00 in the ‘Hour’ column and T0 Day in the ‘Day’ column, a payment order delivered until 14:00 on the Bank’s business day shall be executed on the day of delivery of the payment order, while a payment order delivered after 14:00 or on a day that is not Bank’s business day shall be executed on the next Bank’s business day). The payment order submitted on the Bank's business day after the specified hour or on a day which is not a Bank's business day, if it has not been sent from the Bank yet, may be canceled by 4:00 on the next Bank's business day. The payment order submitted on the Bank's business day by 3:59 may be canceled before 4:00 on the same Bank business day.
Should nothing be specified in the ‘Hour’ column, payment order delivered at any time on the Bank’s business day shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of the day of delivery of the payment order.
Day shall mean a number of the Bank’s business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order, taking into account whether the payment order is delivered on the Bank’s business day and/or until the set hour on the Banks business day (see "Hour" explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank’s business day if delivered until time specified in the "Hour" column.
Bank’s business day:
- credit transfers within Bank and Instant credit transfers – on each calendar day;
- credit transfers SEPA to other banks incorporated in Lithuania (except Instant credit transfers) – on a day that is neither Saturday, nor Sunday, Great Easter Friday, second Easter day, 1st of May, 25th and 26th of December, 1st of January;
- Credit transfers SEPA - [European payment]2 – on a day that is neither Saturday, nor Sunday, Great Easter Friday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania;
1 Instant credit transfer – the SEPA Instant credit of amount is less than EUR 15 000. Processed by EU valid instant payments schema rules. Currently Instant credit transfers are sent only to the banks registered in Lithuania that have joined Instant payments schema.
2 To the EU Member State, Andorra, Iceland, United Kingdom, Liechtenstein, Monaco, Norway, San Marino, Switzerland and Vatican, if terms are acceptable, in this case the Payee’s bank SWIFT (BIC) must be indicated; the
Payee’s bank account must be indicated in IBAN format, and the payment type is designated SHA.
3 Swedbank Group banks:
Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm
Swedbank (SWIFT code: SWEDFIHH), Finland
Swedbank (SWIFT code: SWEDNOKK), Norway
Swedbank AS (SWIFT code: HABAEE2X), Estonia
Swedbank AS (SWIFT code: HABALV22), Latvia
Explanations of OUR and SHA credit transfers
OUR OUR type credit transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Bank and other banks’ fees established for this type of credit transfer. Where your credit transfer of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks.
SHA. SHA type credit transfer means that the Payer (you) covers the transfer-related fees charged by Bank; fees of the other banks are to be covered by the Payee (meaning that the Payee may receive not a full amount, if agreed accordingly with his payment service provider).
In case of credit transfer SEPA you (as a Payer) select the OUR transfer, Bank may refuse to carry out such credit transfer on its own discretion (the payment order shall be considered not received) or proceed with the credit transfer after changing it to the SHA transfer.
