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Fee information document

Maintaining of accounts

  • Maintaining of accounts

  • Information on accounts

Payment cards

  • Debit cards

  • Credit cards

Service plans

  • Service plans

  • Special fees for services and operations of the Bank for clients receiving salary1

  • Swedbank Youth Programme Fees

  • Swedbank Senior Programme Fees

Agreements

  • Swedbank internet banking

  • Notification center

  • Balance in mobile

  • Bank by phone for natural persons

  • Identification tools used in electronic channels

  • Limited usage account for natural persons*, servicing account of deposit account ** and allowed transactions***

Non-cash payments/settlements

  • Incoming payment’s crediting into account

  • Credit transfers SEPA

  • Credit transfers non SEPA

  • E. invoice payments in EUR

  • Giro payments in eur

  • Additional services related with credit transfers

Operations with cash

  • Operations with cash

Loans

  • Fees for home loans and home equity loans

Insurance

  • Life insurance / Life insurance to cover loan

Securities

1. Trading in units of investment funds* Subscription** Regular investment** Redemption Switch***
1.1. “Swedbank” group funds Free of charge Free of charge Free of charge Free of charge
1.2. Global fixed income funds
1.2.1. Franklin Templeton funds 0,5 % + EUR 7 0,5%, min EUR 0,75 EUR 7 EUR 7
1.2.2. Funds managed by other management companies 0,5 % + EUR 21 EUR 21 EUR 21
1.3. Global equity and mixed funds
1.3.1. Franklin Templeton funds 1,5 % + EUR 7 1,5%, min EUR 0,75 EUR 7 EUR 7
1.3.3. Funds managed by other management companies 1,5 % + EUR 21 EUR 21 EUR 21
2. Monthly securities safekeeping****
2.1. “Swedbank” group funds Free of charge
2.2. Other funds Up to EUR 30 000 - free of charge, from the value above EUR 30 000, 0,008 % *****

* Fund orders submitted to the Bank cannot be cancelled.

** Percentage fee calculated from subscription amount. Additional fixed operations fees may be applied to subscription, redemption and fund switch transactions as specified in table above.

*** Fund switch subject to the conditions specified in the relevant fund terms, fee charged only on delivery side.

**** Safekeeping fee is calculated based on the market value of the investment fund units on the account on the last date of the calendar month.

***** Lithuanian Republic Government Saving Notes and “Swedbank” group funds are excluded from the calculation of the portfolio value for safekeeping fee calculation.

If “Swedbank”, AB (hereinafter the Bank) is obliged to pay any taxes, fees, interest, penalties or incur other costs that are not covered in the Bank’s Price List and are related to the provision of securities safekeeping, execution and any other relevant service to the Client, the Bank shall have the right to debit such amounts from the Client’s Current Account without prior Client’s consent. The Bank shall provide additional information about such debits and the underlying costs to the Client upon request.

Internet bank Branch
1. Securities account
1.1. Account opening* Free of charge Free of charge
1.2. Account closing Free of charge Free of charge
1.3. Account statement of holdings / transactions Free of charge Free of charge
* Securities accounts for legal persons can be opened only at the branch office
2. Trading in equities and ETFs *
Internet bank At branch / via brokerage
2.1. Lithuania, Latvia and Estonia Free of charge 0,35%, min EUR 10
2.2. USA, Sweden, United Kingdom (including DRs)** 0,25%, min EUR 8 0,35%, min EUR 35
2.3. Austria, Belgium, Canada, Denmark, Finland, France, Germany (Xetra), Ireland, Italy, Netherlands, Norway, Poland, Portugal, Spain, Switzerland 0,25%, min EUR 11 0,35%, min EUR 35
2.4. Other markets Subject to agreement Subject to agreement
2.5. Direct transactions on Nasdaq Tallinn, Riga, Vilnius Subject to agreement Subject to agreement
2.6. Participation in auctions organized by Nasdaq Tallinn, Riga, Vilnius Subject to agreement Subject to agreement
2.7. Settlement of repurchase agreement*** EUR 30

* Percentage fees calculated from trade amount.

Trading fee is charged in trading currency, the Bank exchange rates apply.

Minimum order size may be applied for certain countries.

Trading orders transmitted to the Bank can be cancelled only until executed.

In case the order is not executed in full during a single trading day, the trading fee (including minimum trading fee) for partial order execution is charged in full for each trading day when the order is partially executed.

Exchange traded funds (ETFs) are treated as shares.

If purchase transactions are subject to FTT according to local market regulations (e.g. France, Italy), such tax is added to the transaction charges.

** A stamp duty of 0,5% of transaction amount on buying UK securities and 1% on buying Irish securities is added to the transaction charges. In certain events, a higher rate (1,5%), a bonus rate or tax exemption may apply for UK securities.

*** Repurchase transactions available only for professional clients.

3. Trading in debt securities
3.1.Participating at the domestic bonds primary auctions held by the Ministry of Finance of Lithuania at NASDAQ Vilnius 0,02%*, min EUR 15
3.2. Primary and secondary market transactions of debt securities executed at NASDAQ Baltic exchange 0.45%*, min EUR 50
3.3. Transactions of debt securities in the secondary market (excluding NASDAQ Baltic exchange) - all transaction fees, incl. transaction margin, are included in the agreed purchase/sales price:
3.3.1. Face value of the transaction up to 100,000 EUR or the equivalent in other currency margin up to 3%*
3.3.2. Face value of the transaction from 100,000 EUR or the equivalent in other currency margin up to 2%*

* Calculating from the face value of the transaction

4. Monthly securities safekeeping fee*
4.1 Monthly securities safekeeping fee**** Up to EUR 30 000 - free of charge, from the value above EUR 30 000, 0,008% *****

* Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value of the security. Bonds are always priced at nominal value. The safekeeping fees are debited from the Client’s current account linked to the securities account.

ETF safekeeping fee equals to the safekeeping fee of its trading country.

Safekeeping on other markets subject to separate agreement.

Safekeeping fee includes safekeeping fees charged by the Bank’s local market agents

** Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees.

*** Monthly minimum safekeeping fee is per securities accounts and charged only for accounts with holdings if total monthly account fee is below minimum.

**** Lithuania, Latvia, Estonia, Austria, Belgium, Canada, Denmark, Hong Kong, Finland, France, Germany, Ireland, Italy, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, UK, USA, Bulgaria, Croatia, Czech Republic, Hungary, Poland, Serbia, Russia, Depositary Receipts**, Eurobonds.

***** Lithuanian Republic Government Saving Notes and “Swedbank” group Funds are excluded from the calculation of the portfolio value for safekeeping fee calculation.

5. Transaction fees*
5.1. Free of payment transaction** (bank internal***)
5.1.1. Free of payment delivery EUR 3
5.1.2. Free of payment receipt Free of charge
5.2. Transactions with Lithuanian securities and funds (bank external)
5.2.1. Free of payment delivery** EUR 6
5.2.2. Free of payment receipt** Free of charge
5.2.3. Against payment transaction (trading with third party broker) EUR 10
5.3. Transactions with foreign securities and foreign funds free of payment and against payment (bank external)
5.3.1. Estonia, Latvia**** EUR 10
5.3.2. Denmark, Sweden, Norway, Finland, Belgium, Canada, France,Ireland, Netherlands, UK, Germany, USA, Eurobonds**** EUR 15
5.3.3. Austria, Czech Republic, Hong Kong, Hungary, Italy,Poland, Portugal, Spain,Switzerland,foreign funds**** EUR 25
5.3.4. Bulgaria,Croatia, Russia, Serbia **** EUR 45
5.4. Transaction cancellation***** Transaction fee
5.5. Pledge registration / amendment****** EUR 30
5.6. Pledge release Free of charge
5.7. Subscription to a new issue/ Participating in an offer Transaction fee

* Fees charged from both parties of the transaction if not specified otherwise.

For investment fund units’ trading, please see „Investment Fund Units’ Trading and Safekeeping“

** Applies to transactions with no change of ownership.

*** Bank internal refers to transactions between securities accounts opened with the Bank.

**** Transaction fee includes standard settlement fees charged by the Bank’s local market agents.

***** Cancellation is allowed if instruction is not yet processed by the Bank.

****** Pledge registration based on bailiff’s instructions is free of charge, other transactions subject to standard fees

6. Other services
6.1. Participation in general shareholder’s meeting* EUR 120 + actual expenses
6.2. Tax relief at source / tax reclaim* EUR 60 + actual expenses
6.3. Registration of off exchange securities transactions
6.3.1. Bank internal transaction according to the Bank’s standard agreement** EUR 10
6.3.2. Bank internal inheritance transaction***
6.3.3. Non-standard OTC agreement** Subject to agreement, min. EUR 50
6.4. Owner account at Nasdaq CSD****
6.4.1. Account opening***** EUR 50
6.4.2. Monthly account maintenance****** EUR 50
6.4.3. Account closing Free of charge
6.4.4. Account statement of holdings / transactions Free of charge

* Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.

** Fees charged from both parties of the transaction if not specified otherwise.

*** In case of inheritance of securities, fee charged only from the beneficiary.

**** Owner account is an account in the name of the Client opened at Nasdaq CSD, Lithuania and used only on behalf of the specific Client.

***** Owner accounts can be opened only at the branch office.

****** Maintenance fee is charged in addition to monthly securities safekeeping fee

7. Derivatives
7.1. Over-The-Counter (OTC) FX forward and FX swap up to 2% from deal amount (included in currency rate)
7.2. Over-The-Counter (OTC) FX option up to 2% from deal amount (included in premium amount)
7.3. Exchange-Traded options and futures up to EUR 100 *

*Applicable for every contract.

Purchase of Lithuanian Republic Government Saving Notes Free of charge
Monthly securities safekeeping fee for Lithuanian Republic Government Saving Notes Free of charge
Withdrawal of funds received for Lithuanian Republic Government Saving Notes, distributed before February 9, 2021, in cash over- the- counter at the Bank office during 60 days from the coupon payment or redemption1. Free of charge

1Withdrawal of funds in cash over-the-counter at the Bank office for Lithuanian Republic Government Saving Notes (i) distributed until February 9, 2021, upon the expiry of 60 days from their coupon payment or redemption and (ii) distributed after February 9, 2021, shall be done at standard fees indicated in clause No 4 “Withdrawal of cash from one’s bank account over-the- counter at the Bank office” of the chapter “Operations with Cash” of the part “Operations with Cash” of these “Fees Charged by Swedbank, AB for Its Services and Operations”.

Investors Lithuanian Republic Government Saving Notes for services and operations which are not indicated in these “Fees Charged by Swedbank, AB for Its Services and Operations”, part “Securities”, chapter “Lithuanian Republic Government Saving Notes”, pay standard fees for services and operations.

Pension

  • Second pillar „Swedbank" pension

  • Third pillar pension funds

Savings, Investments

  • A unit-linked life insurance “Savings for Child’s Future”

  • Private Portfolio

Other services

  • Leasing

  • Other services

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