Services and operations fees

Complete price list of services and operations from 2017-12-07Expand all sections

Handling of accounts

  • Account agreements. Handling of accounts

    Natural persons

    Opening of a Swedbank, AB (hereinafter the "Bank") account (except non-residents natural persons*)

    -

    Opening of a Bank account for non-residents natural persons*

    200 Eur

    Pastaba: Banko sąskaitoje operacijos gali būti atliekamos šiomis valiutomis: AED, AUD, BGN, BYN, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, ISK, JPY, MXN, NOK, NZD, PLN, RON, RSD, RUB, SAR, SEK, SGD, THB, TRY, USD, ZAR.

    Minimum daily services fee, which includes:

    Opening of a Bank account (except non-residents natural persons*), closing, administration

    Administration of funds transferred into the customer's accounts within Swedbank

    Administration of EUR-denominated funds transferred into the customer's accounts from Swedbank Group banks***

    Administration of EUR-denominated funds transferred into the customer's accounts from other banks incorporated in Lithuania

    Administration of European payments**** funds transferred into the customer's accounts

    0,70 Eur / mėn.**

    Interest rate if the allowed bank account credit limit is exceeded

    36 %

    Document verification fee for opening an account via Swedbank, AB

    in Swedbank Group banks*** ( for natural persons only in Latvia and Estonia)

    60 Eur

    Bank account-based transactions are carried out in accordance with the valid Bank's rates of fees.

    * Non-residents are all natural persons, except for those who are regarded as residents. A resident is a natural person who legally resides in the Republic of Lithuania or another Member State of the European Union or European Economic Area, i.e. a person who in observance legal acts of Republic of Lithuania or another Member State has the right to reside in Republic of Lithuania or such other Member State, respectively.

    ** Fee applies to every account held by the client.

    *** Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    **** EUR-denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA

  • Information on accounts

    Statements of accounts

    Natural persons

    Sending of statements of accounts via the Bank e-channels

    Free of charge

    Issuance of daily statements of accounts over-the-counter at the Bank office

    Free of charge

    Printing out of a one-time statement for a period indicated by a customer over-the-counter at theBank office:

    one day*

    0,29 Eur

    one month or a period from 2 to 31 days*

    1,45 Eur

    one quarter or a period from 32 to 92 days

    2,90 Eur

    one year or a period from 93 to 365 days

    11,58 Eur

    Sending of periodic monthly/quarterly/yearly statements of accounts by post within Lithuania

    0,55 Eur

    Sending of periodic monthly/quarterly/annual statements of accounts to foreign countries by post

    2,90 Eur

    * If a natural person does not use Swedbank Internet Banking, and periodic statements of their accounts for the previous month are not prepared and issued at the Bank office, once per calendar month a statement for a period of no more than 30 last days or for a past calendar month is issued free of charge.

Payment cards

  • Debit cards

    Contactless Debit Mastercard

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Card validity 4 years
    Card issuing fee EUR 2.00
    Card administration monthly fee EUR 0.70
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request EUR 2.00
    Card renewal fee EUR 2.00
    Bill payments at ATMs of „Swedbank“, AB Free of charge
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge1
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post3:
    in Lithuania4 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch3 EUR 1.45
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits5:
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    3 Fee will be charged when card is activated.
    4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    5 Transactions daily limits may be changed upon individual cardholder’s requests.

    Contactless Private Banking Debit Mastercard

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Card validity 4 years
    Card administration monthly fee EUR 1.16
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request EUR 5.79
    Bill payments at ATMs of "Swedbank", AB Free of charge
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge1
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of “Swedbank”, AB Free of charge
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of “Swedbank”, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post3:
    in Lithuania4 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch3 Free of charge
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits5:
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    3 Fee will be charged when card is activated.
    4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    5 Transactions daily limits may be changed upon individual cardholder’s requests.

    „Maestro Basic“1 debit card fees

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Card validity 4 years
    Card issuing fee EUR 0.00
    Card administration monthly fee EUR 0.70
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request EUR 2.00
    Card renewal fee EUR 0.00
    Bill payments at ATMs of „Swedbank“, AB Free of charge
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge2
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘3 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post4:
    in Lithuania5 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch4 EUR 1.45
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits6:
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 ”Maestro basic” card is issued only if customer has subscribed to service plan “Basic Payment Account Service”. At the ”Maestro basic” card expiry or replacement of a card (if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request) if cardholder is no longer subscribed to service plan “Basic Payment Account Service” – contactless “Debit Mastercard” card is issued (or ”Maestro basic”is renewed to contactless “Debit Mastercard”) according to valid contactless “Debit Mastercard” card fees.
    2 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    3 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    4 Fee will be charged when card is activated.
    5 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    6 Transactions daily limits may be changed upon individual cardholder’s requests.

    Maestro and Visa Electron cards fees

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Maestro1 validity period 4 years
    VISA Electron2 validity period 2 years
    Annual card administration fee EUR 5.50
    Annual self design service fee3 EUR 2.90
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request EUR 5.79
    Bill payments at ATMs of „Swedbank“, AB Free of charge
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge4
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘5 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post6:
    in Lithuania7 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch6 EUR 1.45
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits8:
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 From 2017-01-01 “Maestro” cards are issued only when they are renewed according the current debit card agreement and for the workers of companies the Bank concluded a cooperation agreement for the transfer of wages with. In other cases previously issued cards will be renewed or replaced to contactless Debit Mastercard and for this card will be applied Contactless Debit Mastercard fees.
    2 From 2017-01-01 “Visa Electron” cards are renewed to “Maestro” card only when they are renewed according the current debit card agreement and for the workers of companies the Bank concluded a cooperation agreement for the transfer of wages with. In other cases previously issued cards will be renewed or replaced to contactless Debit Mastercard and for this card will be applied Contactless Debit Mastercard fees. New “Visa Electron” cards are not issued.
    3 Fee is debited in total with Annual card maintenance fee. From 2014-08-01 self design cards are not issued, renewed or changed in case of a loss or other cases.
    4 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    5 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    6 Fee will be charged when card is activated.
    7 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    8 Transactions daily limits may be changed upon individual cardholder’s requests

    Temporary ATM card fees for private persons

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Card validity Till the last day of the next month after Temporary ATM card issuance
    Card administration monthly fee EUR 3.00
    Cash withdrawals at ATMs of „Swedbank““, AB (LT) Free of charge1
    Cash deposit at ATMs of „Swedbank“, AB (LT) Free of charge
    Blocking of a lost or stolen card Free of charge
    Standard daily limits2:
    for cash withdrawals EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Transactions daily limits may be changed upon individual cardholder’s requests.

  • Credit cards

    Fixed Payment Credit Card issue and administration fees

    Name of the service or transaction Fee in EUR
    Fixed Payment Credit Card fees
    Card validity 3 years
    Overdraft account administration fee 0 euros/month
    Card issuing at the branch fee EUR 3
    Card issuing by mail fee:
    within Lithuania EUR 2
    abroad EUR 7
    Card replacement if lost, damaged or if forgot PIN. Card replacement at client’s request EUR 3
    Payment for a purchase or a service Free
    Cash withdrawal at ATM’s and other places where this service is provided1 2.5%, min EUR 2.03
    Balance checking at ATM’s (that have the technical capability to do so):
    Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
    Other banks Free
    Changing PIN at Swedbank, AB ATM Free
    Cash deposit at Swedbank, AB ATM Free
    A copy of the invoice at Client’s request1:
    card payment in Lithuania EUR 1.45
    card payment abroad EUR 5.79
    Overdraft account transaction fees
    When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. Interest is not paid on the balance of the Overdraft Account.
    Total daily transaction limits2
    Total allowance for payments for good and services EUR 4,350
    Total allowance for cash withdrawals EUR 2,030

    1 The fee is debited from the credit limit of the account.
    2 At the request of the client, the total daily transaction limits may be changed.

    Fixed payment credit card service terms and conditions (MasterCard Standard)

    Shopping insurance benefits Service terms and conditions EUR3
    Annual shopping insurance EUR 4,000
    - Including one insured event EUR 2,000
    - Single purchase EUR 1,000
    - Purchases limited to one insured event EUR 400
    - Unconditional deduction EUR 30
    Overdraft fees and conditions
    Overdraft granting Free
    Changing overdraft terms and conditions4:
    At a branch EUR 8.69
    Online EUR 1
    Changing other terms and conditions of Fixed Payment Credit Card agreement Free

    3 Detailed information on shopping insurance can be found on the Bank’s website and at the branches.
    4 Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

    Classic (Silver Basket) Credit Card issue and administration fees (MasterCard Standard and Visa Classic cards)

    Name of the service or transaction Fee in EUR1
    Credit card fees
    Card validity 3 years
    Card administration fee2 1.44 euros/month
    Card issuing at the branch fee EUR 3
    Card issuing by mail fee:
    within Lithuania EUR 2
    abroad EUR 7
    Card replacement if lost, damaged. Card replacement at client’s request EUR 3
    Payment for a purchase or a service Free
    Bill payments at Swedbank, AB ATM’s Free
    Cash withdrawal at ATM’s and other places where this service is provided3 2%, min EUR 2.03
    Balance checking at ATM’s (that have the technical capability to do so):
    Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
    Other banks Free
    Changing PIN at Swedbank, AB ATM Free
    Cash deposit at Swedbank, AB ATM Free
    A copy of the invoice at Client’s request3:
    card payment in Lithuania EUR 1.45
    card payment abroad EUR 5.79
    Fees of other services in the basket
    Monthly fee (Security Programme) EUR 0
    Locking a lost card Free
    Travel insurance Free
    Shopping insurance Free
    Overdraft account transaction fees
    When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
    Total daily transaction limits4
    Total allowance for payments for good and services EUR 4,350
    Total allowance for cash withdrawals EUR 2,030
    Total allowance for ATM payments EUR 2,030

    1 All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
    2 The fee is debited monthly on the day of payment specified in the agreement.
    3 The fee is debited from the credit limit of the account
    4 At the request of the client, the total daily transaction limits may be changed.

    Classic (Silver Basket) Credit Card service terms and conditions (MasterCard Standard and Visa Classic cards)

    Name of the service or transaction Service terms and conditions EUR5
    Terms and conditions of other services in the basket
    Security programme
    - Period until the notification on card lock 24 hours
    - The largest amount of losses not compensated for the client EUR 28.96
    - The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
    Travel insurance services and benefits
    Medical expenses EUR 50,000
    Shopping insurance benefits
    Annual shopping insurance EUR 4,000
    - Including one insured event EUR 2,000
    - Single purchase EUR 1,000
    - Purchases limited to one insured event EUR 400
    - Unconditional deduction EUR 30
    Overdraft fees and conditions
    Overdraft granting Free
    Changing overdraft terms and conditions6:
    At a branch EUR 8.69
    Online EUR 1
    Minimum overdraft EUR 300
    Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 25 days

    5 Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
    6 Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

    Gold (Gold Basket) Credit Card issue and administration fees (MasterCard Gold and Visa Gold)

    Name of the service or transaction Fee in EUR1
    Credit card fees
    Card validity 3 years
    Card administration fee2 EUR 3.47
    Card issuing at the branch fee EUR 5
    Card issuing by mail fee:
    within Lithuania EUR 3
    abroad EUR 8
    Card replacement if lost, damaged. Card replacement at client’s request EUR 5
    Payment for a purchase or a service Free
    Bill payments at Swedbank, AB ATM’s Free
    Cash withdrawal at ATM’s and other places where this service is provided3 2%, min EUR 2.03
    Balance checking at ATM’s (that have the technical capability to do so):
    Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
    Other banks Free
    Changing PIN at Swedbank, AB ATM Free
    Cash deposit at Swedbank, AB ATM Free
    A copy of the invoice at Client’s request3:
    card payment in Lithuania EUR 1.45
    card payment abroad EUR 5.79
    Fees of other services in the basket
    Monthly fee (Security Programme) EUR 0
    Locking a lost card Free
    Travel insurance Free
    Shopping insurance Free
    Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
    Overdraft account transaction fees
    When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
    Total daily transaction limits4
    Total allowance for payments for good and services EUR 8,700
    Total allowance for cash withdrawals EUR 2,900
    Total allowance for ATM payments EUR 2,900

    1 All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
    2 The fee is debited monthly on the day of payment specified in the agreement.
    3 The fee is debited from the credit limit of the account.
    4 At the request of the client, the total transaction limits may be changed.

    Gold (Gold Basket) Credit Card service terms and conditions (MasterCard Gold and Visa Gold)

    Name of the service or transaction Service terms and conditions EUR5
    Terms and conditions of other services
    Security programme
    - Period until the notification on card lock 24 hours
    - The largest amount of losses not compensated for the client EUR 28.96
    - The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
    Travel insurance services and benefits
    Medical expenses and repatriation insurance EUR 500,000
    Accident insurance EUR 10,000
    Luggage, travel delay and trip cancellation insurance
    Departure delay insurance
    Over 4 hours EUR 150
    Over 24 hours EUR 300
    Luggage delay over 4 hours EUR 300
    Route/schedule change (including cancellation, discontinuation) EUR 2,000
    Flight ticket change EUR 150
    Civil liability and legal expenses insurance
    - Civil liability EUR 10,000
    - Legal expenses EUR 1,000
    - Deposit EUR 3,000
    Flight ticket change EUR 150
    Shopping insurance benefits
    Annual shopping insurance EUR 4,000
    - Including one insured event EUR 2,000
    - Single purchase EUR 1,000
    - Purchases limited to one insured event EUR 400
    - Unconditional deduction EUR 30
    Overdraft fees and conditions
    Overdraft granting Free
    Changing overdraft terms and conditions6:
    At a branch EUR 8.69
    Online EUR 1
    Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 30 days

    5 Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
    6 Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

    New VISA Platinum Credit Card issue and administration fees

    Name of the service or transaction Fee in EUR1
    Credit card fees
    Card validity 3 years
    Card administration fee 12 euros/month
    Card issuing at the branch fee EUR 12
    Card issuing by mail fee:
    within Lithuania EUR 10
    abroad EUR 15
    Card replacement if lost, damaged. Card replacement at client’s request EUR 12
    Payment for a purchase or a service Free
    Bill payments at Swedbank, AB ATM’s Free
    Cash withdrawal at ATM’s and other places where this service is provided2 2%, min EUR 2
    Balance checking at ATM’s (that have the technical capability to do so):
    Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
    Other banks Free
    Changing PIN at Swedbank, AB ATM Free
    Cash deposit at Swedbank, AB ATM Free
    A copy of the invoice at Client’s request:
    card payment in Lithuania2 EUR 1.45
    card payment abroad2 EUR 5.79
    Other service fees
    Locking a lost card Free
    Travel insurance Free
    Shopping insurance Free
    Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
    Priority Pass card:
    Issue Free
    Fee per visit3 USD 27
    Additional service package annual fee4 (incl. VAT) EUR 180
    Overdraft account transaction fees
    When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
    Total daily transaction limits5
    Total allowance for payments for good and services EUR 17,400
    Total allowance for cash withdrawals EUR 2,900
    Total allowance for ATM payments EUR 2,900

    1 All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
    2 The fee is debited from the credit limit of the account.
    3 Per person per single visit at airport lounge. Not applicable to the visits of the main card holder when an additional service package is selected.
    4 Fee applied to New VISA Platinum card holders for unlimited visits at airport lounges. When booking an additional service package, guests visiting airport lounges are charged a one-off visit fee.
    5 At the request of the client, the total daily transaction limits may be changed.

    New VISA Platinum Credit Card service terms and conditions

    Name of the service or transaction Service terms and conditions EUR6
    Travel insurance services and benefits
    Insurance coverage Amount per single insured
    Medical expenses and repatriation insurance EUR 500,000
    Accident insurance EUR 20,000
    Insurance protection Amount per all insured
    Travel disruption insurance
    - Route/schedule change (including cancellation, discontinuation) EUR 3,500
    - Departure delay over 4 hours EUR 500
    - Luggage delay over 4 hours EUR 1000
    - Flight ticket change EUR 150
    Civil liability and legal expenses insurance
    - Civil liability EUR 20,000
    - Legal aid EUR 10,000
    - Deposit EUR 5,000
    Personal belongings insurance EUR 2,500
    Kasko insurance for leased vehicles EUR 40,000 (EUR 250 deduction)
    Shopping insurance benefits
    Annual shopping insurance EUR 4,000
    - Including one insured event EUR 2,000
    - Single purchase EUR 1,000
    - Purchases limited to one insured event EUR 400
    - Unconditional deduction EUR 30
    Overdraft fees and conditions
    Overdraft granting Free
    Changing overdraft terms and conditions7:
    At a branch EUR 8.69
    Online EUR 1
    Period during which interest is not paid for used credit limit8 Until the 20th of the next month (up to 50 calendar days)

    6 Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
    7 Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
    8 Valid for overdraft used to pay for purchases made by card.

  • Expiring cards

    Debit Mastercard fees

    (new card issuance closed from 03.10.2016)

    This card is not issued from 2016.10.03. Previously issued cards will be renewed and replaced in case of card loss or by customer request to contactless Debit Mastercard and for this card will be applied Contactless Debit Mastercard fees.

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Card validity 3 years
    Card administration monthly fee EUR 0.58
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request. EUR 5.79
    Bill payments at ATMs of „Swedbank“, AB Free of charge
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge1
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post3:
    in Lithuania4 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch3 EUR 1.45
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits5:
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    3 Fee will be charged when card is activated.
    4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    5 Transactions daily limits may be changed upon individual cardholder’s requests.

    VIP Visa Platinum card

    New cards not issued from 2017.04.06 Previously issued cards will still be renewed and replaced in case of card loss or by customer request.

    Card terms and rates1 Fee, EUR
    Card issuance free of charge
    Card validity 3 years
    Card administration fee2 EUR 160.74 per year
    Assigning a credit limit
    Annual interest on credit 9 percent
    Credit limit from EUR 2.000 to the amount of four monthly net income3
    Credit grace period (Free-of-charge credit maturity)4 till 10th of next month
    Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires) free of charge
    Using the card to pay for purchases and services free of charge
    Payment of bills at Swedbank ATMs across Lithuania free of charge
    Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at other places where available 2 percent, a minimum of EUR 2.03
    Depositing cash to the card account at Swedbank ATMs that accept cash free of charge
    Changing PIN at Swedbank ATMs across Lithuania free of charge
    Obtaining a receipt in case of payment in Lithuania5 free of charge
    Obtaining original receipt in case of payment abroad5 free of charge
    Blocking a lost card free of charge
    Personal travel planning service free of charge
    Priority Pass card
    Issuing free of charge
    One-time visit fee to the airport VIP lounge (for each person) USD 27
    Total permitted daily amount of payment for purchases and services EUR 17 400
    Total permitted daily withdrawal amount EUR 2 900
    Total permitted daily ATM payment amount EUR 2 900
    Total permitted daily ATM payment amount
    Security Programme fee free of charge
    Period of compensation of losses prior to the time of notice of blocking the card 24 hours
    Maximum amount that shall not be compensated for the customer EUR 28.96
    Maximum amount that shall be compensated for the customer total permitted daily amount of payment for purchases and services
    Travel insurance cover and benefits6
    Medical cost insurance EUR 85 000
    Accident insurance EUR 30 000
    Third-party liability and legal cost insurance EUR 100 000
    Legal costs EUR 1 000
    Bail EUR 3 000
    Luggage and trip delay EUR 500
    Loss of luggage EUR 1 000
    Cancellation of trip EUR 2 000
    Interruption of trip EUR 2 000
    Missing the means of transport EUR 1 000

    The bank’s established service and operation fees will apply for operations on the credit account without using the credit card

    1 All fees are debited from the bank account unless established otherwise in the Fees and credit card agreement.
    2 First year fee is debited on 3rd month of card opening.
    3 To be established on an individual basis.
    4 Applies to credit funds that were used to pay for purchases with the credit card.
    5 The fee is debited from the bank account.
    6 Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.

    Platinum (Platinum Basket) Credit Card issue and administration fees (MasterCard Platinum and Visa Platinum)

    New cards not issued from 2017.04.06

    Name of the service or transaction Fee in EUR1
    Credit card fees
    Card validity 3 years
    Annual card administration2 EUR 115.85
    Card replacement if lost, damaged. Card replacement at client’s request EUR 7.24
    Card issuing fee3 EUR 10.14
    Payment for a purchase or a service Free
    Bill payments at Swedbank, AB ATM’s Free
    Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 2.03
    Balance checking at ATM’s (that have the technical capability to do so):
    Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
    Other banks Free
    Changing PIN at Swedbank, AB ATM5 Free
    Cash deposit at Swedbank, AB ATM Free
    A copy of the invoice at Client’s request4:
    card payment in Lithuania EUR 1.45
    card payment abroad EUR 5.79
    Fees of other services in the basket
    Monthly fee (Security Programme)6 EUR 0.56
    Locking a lost card Free
    Travel insurance Free
    Priority Pass card
    Issue Free
    Fee per visit7 USD 27
    Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
    Card mailing:
    within Lithuania EUR 10.14
    abroad EUR 15.93
    Overdraft account transaction fees
    When transaction in the overdraft account are carried out without the credit card, Bank’s services and transaction fees are applied.
    Total daily transaction limits8
    Total allowance for payments for good and services EUR 17,400
    Total allowance for cash withdrawals EUR 2,900
    Total allowance for ATM payments EUR 2,900

    1 All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
    2 First fee is debited on the third month after ordering the card.
    3 Fee is not applicable if using card mailing service.
    4 The fee is debited from the credit limit of the account.
    5 The service is only provided to MasterCard Platinum cards at Swedbank ATM in Lithuania.
    6 Fee is deducted on the 3rd of each month
    7 Per person per single visit at airport lounge.
    8 At the request of the client, the total daily transaction limits may be changed.

    Platinum (Platinum Basket) Credit Card service terms and conditions (MasterCard Platinum and Visa Platinum)

    Name of the service or transaction Sertice terms and conditions EUR9
    Terms and conditions of other services in the basket
    Security programme
    - Period until the notification on card lock 24 hours
    - The largest amount of losses not compensated for the client EUR 28.96
    - The largest amount of losses compensated for the client daily transaction limit (payment for goods and services)
    Travel insurance services and benefits
    Medical expenses and repatriation insurance EUR 85,000
    Accident insurance EUR 21,000
    Luggage, travel delay and trip cancellation insurance
    - Luggage and travel delay insurance (EUR 40 for one-hour delay from the 5th hour of delay) EUR 500
    - Trip cancellation (at carrier’s initiative) EUR 100
    Civil liability and legal expenses insurance
    - Civil liability EUR 100,000
    - Legal expenses EUR 1,000
    - Deposit EUR 3,000
    Lost luggage insurance EUR 2,000
    - Single item limit EUR 300
    Trip cancellation and discontinuation insurance
    - Cancellation EUR 2,000
    - Discontinuation EUR 2,000
    Delayed departure insurance EUR 1,000
    Shopping insurance benefits
    Annual shopping insurance EUR 4,000
    - Including one insured event EUR 2,000
    - Single purchase EUR 1,000
    - Purchases limited to one insured event EUR 400
    Overdraft fees and conditions
    Overdraft granting Free
    Changing overdraft terms and conditions10:
    At a branch EUR 8.69
    Online EUR 1
    Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 35 days

    9 5 Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
    10 Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

    Private Banking Debit Mastercard fees

    (new card issuance closed from 03.10.2016)

    This card is not issued from 2016.10.03. Previously issued cards will be renewed and replaced in case of card loss or by customer request to contactless Private Banking Debit Mastercard and for this card will be applied contactless Private Bankng Debit Mastercard fees.

    Valid from 2017.07.15

    Card terms and rates Fee, EUR
    Card validity 3 years
    Card administration monthly fee EUR 1.16
    Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request. EUR 5.79
    Bill payments at ATMs of "Swedbank", AB nemokamai
    Cash withdrawals:
    at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge1
    at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
    at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
    Cash deposit at ATMs of „Swedbank“, AB Free of charge
    Checking account balance in ATM‘s (where it is technically possible) Free of charge
    Changing of PIN at ATMs of „Swedbank“, AB Free of charge
    Blocking of a lost or stolen card Free of charge
    Card delivery by post3:
    in Lithuania4 Free of charge
    abroad EUR 5.79
    Card delivery in Swedbank, AB branch3 Free of charge
    Copy of a receipt upon customer’s request:
    on transactions in Lithuania EUR 1.45
    on transactions abroad EUR 5.79
    Standard daily limits5
    for purchases EUR 2 030
    for cash withdrawals EUR 870
    for payments at ATMs EUR 870

    1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
    2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank.
    3 Fee will be charged when card is activated.
    4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
    5 Transactions daily limits may be changed upon individual cardholder’s requests.

    Maestro Business and Mastercard Business cards

    Applies to cards issued from 05-05-2014 to 30-09-2016. From 01-10-2016, Maestro Business and Mastercard Business cards are no longer issued, they will not be renewed either; stolen, lost or for any other reasons missing Maestro Business and Mastercard Business cards will not be replaced.

    Name of service or transaction Fee, EUR
    Maestro Business Mastercard Business
    The card is valid for 3 years 3 years
    Card issuance fee EUR 8 EUR 34
    Card renewal fee Free of charge Free of charge
    Monthly card administration fee1 EUR 0.7 EUR 2.87
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79 EUR 5.79
    Payment of invoices in Swedbank, AB ATM Free of charge Free of charge
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 0.5%, min. EUR 0.58 0.5%, min. EUR 0.58
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90 2%, min. EUR 2.90
    In service provision points of other partners2 0,5%, min. 0,87 Eur 0,5%, min. 0,87 Eur
    Cash depositing in Swedbank, AB ATM 0,07% 0,07%
    Checking the account balance at ATMs (which have this technical capacity) Free of charge Free of charge
    Change of PIN code in Swedbank, AB ATM Free of charge Free of charge
    Blocking of lost card Free of charge Free of charge
    Security programme Free of charge
    Travel insurance Free of charge
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45 EUR 1.45
    For payments by card abroad EUR 5.79 EUR 5.79
    Standard daily limits of transactions3
    Maximum total amount for payments by card for goods and services EUR 8, 700 EUR 8, 700
    Maximum total amount for cash withdrawal EUR 2, 900 EUR 2, 900
    Maximum total amount for payments in ATMs EUR 2, 900 EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)
    Travel insurance protection and insurance amounts4
    Medical expenses and repatriation insurance EUR 85, 000
    Accident insurance EUR 15, 000
    Civil liability and legal assistance insurance
    Civil liability EUR 100, 000
    Legal assistance EUR 1, 000
    Deposit EUR 3, 000
    Luggage, travel delay and travel cancellation on the carrier’s initiative insurance
    Luggage and travel delay (EUR 40 per hour calculating from the 5th (fifth) hour of delay EUR 500
    Travel cancellation on the carrier’s initiative EUR 100
    Necessary phone call costs in case of an insured event EUR 50

    1 Cards that were issued in the period from 05-05-2014 to 31-08-2015 will be subject to a monthly card administration fee 12 months after the date of deduction of the corresponding card issuance fee or annual card administration fee (this fee was charged until 31-08-2015).
    2 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    3 At the client’s request, standard daily limits of transaction and periodicity can be changed.
    4 More details about terms and conditions of insurance services are provided on the bank’s website.

    Visa Business and Visa Business Gold cards

    Applies to cards issued from 05-05-2014 to 30-09-2016. Since 01-10-2016, Visa Business and Visa Business Gold cards are longer issued, they will not be renewed either; stolen, lost or for any other reasons missing Visa Business and Visa Business Gold cards will not be replaced.

    Name of service or transaction Fee, EUR
    Visa Business Visa Business Gold
    The card is valid for 3 years1 3 years1
    Card issuance fee EUR 34 EUR 75
    Card renewal fee Free of charge Free of charge
    Monthly card administration fee2 EUR 2.87 EUR 6.25
    Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request EUR 5.79 EUR 5.79
    Payment of invoices in Swedbank, AB ATM - -
    Cash withdrawal
    At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.03 2%, min. EUR 2.03
    In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90 2%, min. EUR 2.90
    In service provision points of other partners3 2%, min. EUR 2.03 2%, min. EUR 2.03
    Cash depositing in Swedbank, AB ATM 0,07% 0,07%
    Checking the account balance at ATMs (which have this technical capacity) Free of charge Free of charge
    Change of PIN code in Swedbank, AB ATM Free of charge Free of charge
    Blocking of lost card Free of charge Free of charge
    Unblocking card, when it was blocked due to non-repaid used credit EUR 5.79 EUR 5.79
    Security programme Free of charge Free of charge
    Travel insurance Free of charge Free of charge
    Personal travel planning - Free of charge
    Priority Pass card
    Issuance - Free of charge
    Fee for use of the service4 - 27 USD
    Receipt of an invoice copy at the customer’s request:
    For payments by card in Lithuania EUR 1.45 EUR 1.45
    For payments by card abroad EUR 5.79 EUR 5.79
    Credit limit fees
    Annual credit limit administration fee 3%, min. EUR 28.96 on the amount of granted credit limit 3%, min. EUR 28.96 on the amount of granted credit limit
    Credit limit interest rate 0% 0%
    Deadline for repayment of used credit Last day of every month Last day of every month
    Standard daily limits of transactions5
    Maximum total amount for payments by card for goods and services EUR 8,700 EUR 8,700
    Maximum total amount for cash withdrawal EUR 2, 900 EUR 2, 900
    Security programme terms and conditions
    Period of time for reporting about card blocking 24 hours 24 hours
    Maximum amount of loss a bank client is not compensated EUR 28.96 EUR 28.96
    Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services) Standard daily limit of transactions (payment for goods and services)
    Travel insurance protection and insurance amounts6
    Medical expenses and repatriation insurance EUR 85, 000 EUR 85, 000
    Accident insurance EUR 15, 000 EUR 15, 000
    Civil liability and legal assistance insurance
    Civil liability EUR 100, 000 EUR 100, 000
    Legal assistance EUR 1, 000 EUR 1, 000
    Deposit EUR 3, 000 EUR 3, 000
    Luggage, travel delay and travel cancellation on the carrier’s initiative insurance
    Luggage and travel delay (EUR 40 per hour calculating from the 5th (fifth) hour of delay EUR 500 EUR 500
    Travel cancellation on the carrier’s initiative EUR 100 EUR 100
    Personal belongings and loss of luggage insurance (unconditional deduction: EUR 100) - EUR 1, 000
    Limit per one item/luggage - EUR 300
    Necessary phone call costs in case of an insured event EUR 50 EUR 50

    1 All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
    2 Cards that were issued in the period from 05-05-2014 to 31-08-2015 will be subject to a monthly card administration fee 12 months after the date of deduction of the corresponding card issuance fee or annual card administration fee (this fee was charged until 31-08-2015).
    3 For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
    4 For one visit per person in the airport’s lounge.
    5 At the client’s request, standard daily limits of transaction and periodicity can be changed.
    6 More details about terms and conditions of insurance services are provided on the bank’s website and in the bank’s offices.
    In cases where transactions in the credit card account are carried out by other than the payment card, fees established in the Swedbank, AB list of fees for services and transactions will be charged.

Service plans

  • Special fees for services and operations of the Bank for clients receiving salary

    Valid from 2017-07-15

    Description of service or operation Price, EUR
    1. Monthly fee of the Service Plan2 0,90 Eur
    2. Minimum daily service fee including:
    2.1. Bank account opening, closing and handling (except non-residents) N/A
    2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A
    2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A
    2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A
    2.5. Administration of European payment funds transferred to client account N/A
    3. Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
    3.1. Payment transfers and periodic payments:
    3.1.1. To other persons’ accounts within Swedbank, AB N/A
    3.1.2. Ordinary payments to banks registered in Lithuania and European payments N/A
    3.2. Payment of e-invoices by automatic payment or by payment transfer:
    3.2.1. Within Swedbank, AB N/A
    3.2.2. To other banks registered in Lithuania N/A
    3.3. Acceptance of payments N/A
    4. Payment card fees
    4.1. Payment card type Contactless Debit MasterCard3
    4.2. Payment card issue N/A
    4.3. Monthly card administration fee N/A
    4.4. Payment card renewal N/A
    4.5. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 580 EUR / month free of charge4
    4.6. Cash depositing in ATM of Swedbank, AB N/A
    5. Identification code card issuance fee N/A

    1 This Service Plan may be ordered only by those clients (natural persons), who receive salary to their account with the Bank. We consider as salary: the remuneration for work, income received according to authorship contracts or other contracts and other regular earnings. If the salary to the client, who has ordered the Service Plan, is not transferred for 3 months in a row, the provision of the Service Plan “Convenient” for clients receiving salary shall be discontinued from the next month and the client will be charged at standard fees for services and operations of Swedbank.
    2 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the first month when the client chooses the Service Plan and for the last month when the client refuses the chosen Service Plan shall be calculated proportionately to the number of days during which the terms and conditions of the chosen Service Plan were applied to the client. The Service Plan is applied to all accounts of the client with the Bank.
    3 The Service Plan shall include one held debit card (Maestro, Maestro Basic, VISA Electron, Debit MasterCard or Contactless Debit MasterCard). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
    4 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
    5 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580.

    General terms and conditions of application of the fees of the Service Plan:
    The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
    The Service Plan shall be chosen by the client upon submission of the application with the Bank. The client, who submits the application to the Bank, can refuse such a Plan at any time or choose a different Service Plan offered by the Bank.
    At one time, the client may choose only one Service Plan.
    The client, who chooses a different Service Plan offered by the Bank, shall be considered to have refused the Service Plan “Convenient” for clients receiving salary.
    Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.

  • Swedbank Youth Programme Fees

    New fees from 2017-12-19

    Valid from 15 July 2017

    J7 [7-13] J14 [14-17]
    J18 [18-22]
    J22 [22-25]1
    Participation in Swedbank Youth Programme (hereinafter – Youth Programme)
    Monthly fee for participation in Youth Programme Free of charge Free of charge EUR 0.702
    Service Plan For participants in the Plan “J7” of Youth Programme “Convenient”3 For participants in the Plan “J14” and “J18” of Youth Programme “Convenient”3 For participants in the Plan “J22” of Youth Programme “Convenient”3
    1. Monthly fee of the Service Plan N/A N/A N/A
    2. Minimum daily service fee including:
    2.1. Bank account opening, closing and handling (except non-residents) N/A N/A N/A
    2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A N/A N/A
    2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A N/A N/A
    2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A N/A N/A
    2.5. Administration of European payment funds transferred to client account N/A N/A N/A
    3. Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
    3.1. Payment transfers and periodic payments:
    3.1.1. To other persons’ accounts within Swedbank, AB Transfers in Swedbank Internet Bank are not possible N/A N/A
    3.1.2. Ordinary payments to banks registered in Lithuania and European payments Transfers in Swedbank Internet Bank are not possible N/A N/A
    3.2. Payment of e-invoices by automatic payment or by payment transfer:
    3.2.1. Within Swedbank, AB Transfers in Swedbank Internet Bank are not possible N/A N/A
    3.2.2. To other banks registered in Lithuania Transfers in Swedbank Internet Bank are not possible N/A N/A
    3.3. Acceptance of payments N/A N/A N/A
    4. Payment card fees
    4.1. Payment card type Maestro Youth4 Maestro Youth4 Contactless MasterCard WEB5
    4.2. Monthly card administration fee N/A N/A N/A
    4.3. Fee for sending a card by post6 N/A N/A N/A
    4.4. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 290/ month free of charge7 EUR 290/ month free of charge7 EUR 580/ month free of charge8
    5. Identification code card issuance fee N/A N/A N/A

    1 From 1 December 2016, Youth Programme Plan “J18+” is replaced by Youth Programme Plan “J22”. The terms and conditions of Programme Plan “J22” shall also apply to those participants in the Youth Programme, who have already chosen Plan “J18+”.
    2 The fee is charged for each calendar month and is debited on 1-15 next month for the previous month. The fee is due irrespective of the use of services covered by the Service Plan. A monthly fee for participation in Youth Programme Plan “J22” for the first month in which the client acquires the status of the participant in Youth Programme Plan “J22” or submits a request for application of the Service Plan “Convenient” for participants in Youth Programme Plan “J22” and for the last month in which the client loses the status of the participant in Youth Programme Plan “J22” or refuses the Service Plan “Convenient” for participants in Youth Programme Plan “J22” proportionately to the number of days during which the terms and conditions of the Service Plan “Convenient” for participants in Youth Programme Plan “J22” were applied to the client.
    3 The Service Plan shall apply to all accounts of the client with the Bank.
    4 The Service Plan “Convenient” for participants in Youth Programme Plan “J7” and “Convenient” for participants in Youth Programme Plans “J14” and “J18” may include any one payment card of the Youth Programme, excluding MasterCard WEB, Contactless MasterCard WEB or VISA WEB. The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
    5 One of the following held payment cards: MasterCard WEB, Contactless MasterCard WEB or VISA WEB may be included in the Service Plan “Convenient” for participants in Youth Programme Plan “J22”. The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
    6 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
    7 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
    8 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580. The fee shall be debited on 15 next month.

    General terms and conditions of application of the fees of the Service Plan:
    The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
    The fees shall apply only to Youth Programme participants. From the moment of losing the Youth Programme participant’s status, the client will be charged at standard fees for services and operations of Swedbank.
    At one time, the client may choose only one Service Plan or the service of the main payment account provided for in the Law of the Republic of Lithuania on Payments (when the Bank starts providing such service).
    The client, who chooses a different Service Plan offered by the Bank (or the service of the main payment account provided for in the Law of the Republic of Lithuania on Payments (when the Bank starts providing such service)), shall be considered as having refused the Service Plan “Convenient” for participants in Youth Programme Plan “J7” and “Convenient” for participants in Youth Programme Plans “J14” and “J18”, or the Service Plan “Convenient” for participants in Youth Programme Plan “J22” (depending on the Service Plan that was applied to the client), and also a monthly fee for participation in Youth Programme Plan “J22” shall no longer be charged on the client who participated in Youth Programme Plan “J22”. When the client starts participating in Youth Programme Plan “J22” or submits a request for application of the Service Plan “Convenient” for participants in Youth Programme Plan “J22”, a monthly fee for participation in Youth Programme Plan “J22” will be charged.
    Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.
    The loss of the Youth Programme participant’s status shall be the circumstances specified in paragraph 4.3 of the General Terms and Conditions of the Youth Programme.

    Fees3 for issuance and administration of Youth Programme cards MasterCard WEB1, Contactless MasterCard WEB and VISA WEB2
    Card validity 4 years
    Monthly card administration fee EUR 0.294
    Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
    Payment of invoices in ATM of Swedbank, AB free of charge
    Withdrawal of cash:
    In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge5
    In branches of other banks 2%, min. EUR 2.90
    In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
    In other partners’ locations of provision of this service6 0.4%, min. EUR 0.43
    Depositing of cash in ATM of Swedbank, AB free of charge
    Checking account balance in ATM (where this is technically possible) free of charge
    Change of PIN in ATM of Swedbank, AB free of charge
    Blocking a lost card free of charge
    Obtaining a copy of account on the client’s request:
    In the case of card-based payments in Lithuania EUR 1.45
    In the case of card-based payments abroad EUR 5.79
    Sending a card by post7:
    In Lithuania8 free of charge
    To foreign countries EUR 5.79
    Collecting a card at Swedbank, AB branch free of charge
    Security Programme
    Security Programme fee free of charge
    Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
    Maximum amount of the client’s losses not reimbursed by the Bank EUR 28.96
    Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
    Total limits of daily operations9
    Total amount allowed for operations of payment for goods and services EUR 580
    Total amount allowed for cash withdrawal operations EUR 290
    Total amount allowed for payment operations in ATMs EUR 290

    1 From 1 September 2016, new MasterCard WEB payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless MasterCard WEB payment cards are issued.
    2 From 1 July 2012, new VISA WEB payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless MasterCard WEB payment cards are issued.
    3 These cards are issued only to participants of Youth Programme Plans “J14”, “J18” and “J22”.
    4 No fee is charged when the client is covered by Service Plan “Convenient” for participants in Youth Programme Plan “J22”. The charging of the fee begins when the client loses the Youth Programme participant’s status or refuses the Service Plan “Convenient” for participants in Youth Programme Plan “J22”.
    5 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580. The fee shall be debited on 15 next month.
    6 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website: www.swedbank.lt.
    7 The fee shall be debited after activating the card.
    8 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
    9 Total limits of daily operations may be changed on the client’s request.

    Fees3 for issuance and administration of Youth Programme cards MasterCard WEB1, Contactless MasterCard WEB and VISA WEB2
    Card validity 4 years
    Annual card administration fee
    When the client chooses not more than 1 Youth Programme card (WEB cards do not count) free of charge
    When the client chooses more than 1 Youth Programme card (WEB cards do not count) EUR 5.50
    Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
    Payment of invoices in ATM of Swedbank, AB free of charge
    Withdrawal of cash:
    In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge2
    In branches of other banks 2%, min. EUR 2.90
    In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
    In other partners’ locations of provision of this service3 0.4%, min. EUR 0.43
    Depositing of cash in ATM of Swedbank, AB free of charge
    Checking account balance in ATM (where this is technically possible) free of charge
    Change of PIN in ATM of Swedbank, AB free of charge
    Blocking a lost card free of charge
    Obtaining a copy of account on the client’s request:
    In the case of card-based payments in Lithuania EUR 1.45
    In the case of card-based payments abroad EUR 5.79
    Sending a card by post4:
    In Lithuania5 free of charge
    To foreign countries EUR 5.79
    Collecting the card at Swedbank, AB Branch free of charge
    Security Programme
    Security Programme fee free of charge
    Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
    Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “J7” EUR 0
    Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “J14”, “J18” and “J22” EUR 28.96
    Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
    Total limits of daily operations for participants in Youth Programme Plan “J7”6
    Total amount allowed for operations of payment for goods and services EUR 30
    Total amount allowed for cash withdrawal operations EUR 30
    Total amount allowed for payment operations in ATMs EUR 30
    Total limits of daily operations for participants in Youth Programme Plans “J14”, “J18” and “J22”6
    Total amount allowed for operations of payment for goods and services EUR 290
    Total amount allowed for cash withdrawal operations EUR 150
    Total amount allowed for payment operations in ATMs EUR 150

    1 From 1 September 2016, new VISA Electron JUNIOR payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Maestro YOUTH payment cards are issued.
    2 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
    3 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website: www.swedbank.lt.
    4 The fee shall be debited after activating the card.
    5 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
    6 Total limits of daily operations may be changed on the client’s request.

  • Swedbank Senior Programme Fees

    Valid from 15 July 2017

    Description of service or operation Price, EUR
    Participation in Senior Programme
    Monthly fee for participation in Senior Programme1 EUR 0.70/mo
    Time deposits
    Time deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
    Time e-deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
    Time periodic deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
    Savings deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
    Service Plan “Convenient” for Senior Programme participants2
    1. Monthly fee of the Service Plan N/A
    2. Minimum daily service fee including:
    2.1. Bank account opening, closing and handling (except non-residents) N/A
    2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A
    2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A
    2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A
    2.5. Administration of European payment funds transferred to client account N/A
    3. Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
    3.1. Payment transfers and periodic payments:
    3.1.1. To other persons’ accounts within Swedbank, AB N/A
    3.1.2. Ordinary payments to banks registered in Lithuania and European payments N/A
    3.2. Payment of e-invoices by automatic payment or by payment transfer:
    3.2.1. Within Swedbank, AB N/A
    3.2.2. To other banks registered in Lithuania N/A
    3.3. Acceptance of payments N/A
    4. Payment card fees
    4.1. Payment card type Senior card
    4.2. Monthly card administration fee N/A
    4.3. Fee for sending a card by post3 N/A
    4.4. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 580 / month free of charge4
    4.5. Cash depositing in ATM of Swedbank, AB N/A
    5. Identification code card issuance fee N/A

    1 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the participation in the Senior Programme for the first month when the client becomes a participant in Senior Programme or submits a request for the application of the Service Plan “Convenient” for Senior Programme participants and for the last month when the client loses the status of Senior Programme’s participant or refuses the Service Plan “Convenient” for Senior Programme participants shall be calculated proportionately to the number of days during which the terms and conditions of the Service Plan “Convenient” for Senior Programme participants.
    2 The Service Plan is applied to all accounts of the client with the Bank.
    3 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
    4 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580.

    General terms and conditions of application of the fees of the Service Plan:
    The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
    The fees shall apply only to Senior Programme participants. From the moment of losing the Senior Programme participant’s status, the client will be charged at standard fees for services and operations of Swedbank.
    At one time, the client may choose only one Service Plan or the service of the main payment account provided for in the Law of the Republic of Lithuania on Payments (when the Bank starts providing such service).
    The client, who chooses a different Service Plan offered by the Bank (or the service of the main payment account provided for in the Law of the Republic of Lithuania on Payments (when the Bank starts providing such service)), shall be considered as having refused the Service Plan “Convenient” for participants in Senior Programme, and also a monthly fee for participation in Senior Programme shall no longer be charged. When the client starts participating in Senior Programme or submits a request for application of the Service Plan “Convenient” for participants in Senior Programme, a monthly fee for participation in Senior Programme will be charged.
    Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.
    The loss of the Youth Programme participant’s status shall be the circumstances specified in Section “Expiry of participation in Senior Programme” of the Senior Programme Rules.

    Fees for issuance and administration of the Senior Card1
    Card validity 4 years
    Monthly card administration fee EUR 0.292
    Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.79
    Payment of invoices in ATM of Swedbank, AB free of charge
    Withdrawal of cash:
    In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge3
    In branches of other banks and in ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.90
    In other partners’ locations of provision of this service4 0.4%, min. EUR 0.43
    Depositing of cash in ATM of Swedbank, AB free of charge
    Checking account balance in ATM (where this is technically possible) free of charge
    Change of PIN in ATM of Swedbank, AB free of charge
    Blocking a lost card free of charge
    Sending a card by post5:
    In Lithuania6
    To foreign countries
    free of charge
    EUR 5.79
    Collecting a card at Swedbank, AB branch5 EUR 1.45
    Obtaining a copy of account on the client’s request:
    In the case of card-based payments in Lithuania
    In the case of card-based payments abroad
    EUR 1.45
    EUR 5.79
    Essential conditions of insurance of the Senior Card against theft7
    Fee for insurance of the Senior Card against theft
    Sum insured for one year EUR 290
    Sum insured per insured event EUR 60
    Additional costs incurred during an insured event included in the sum insured:
    Costs of purchase of a new purse or production of new personal identity documents in the case of theft or damage of these items during the insured event
    Lost Senior Card replacement costs
    Total limits of daily operations with the Senior Card8
    Total amount allowed for operations of payment for goods and services EUR 2030
    Total amount allowed for cash withdrawal operations EUR 60
    Total amount allowed for payment operations in ATMs EUR 870

    1 The card shall be issued only to the Senior Programme participant, who is the account holder. The Senior Programme participant may be issued only one Senior Card.
    2 No fee shall be charged on a client who is covered by the Service Plan “Convenient” for participants in Senior Programme. The fee shall be charged from the moment when the client loses the Senior Programme participant’s status or refuses the Service Plan “Convenient” for participants in Senior Programme.
    3 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580.
    4 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website: www.swedbank.lt.
    5 The fee shall be debited after activating the card.
    6 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
    7 Full information on insurance of the Senior Card from theft is available on the Bank’s internet website and at its branches.
    8 Total limits of daily operations may be changed on the client’s request.

Agreements

  • Swedbank gateway

    The Swedbank Gateway agreement signing fee EUR 57.92
    The Swedbank Gateway monthly support fee EUR 37.65
    Fee for a sent notification message via Swedbank Gateway EUR 0.10
    Fee for a sent current day account statement via Swedbank Gateway EUR 0.87

    Transactions conducted via the Swedbank Gateway facility are charged according to the applicable Bank rates.

  • Notification messaging service (http)

    Agreement signing fee EUR 86.89
    Fee for a sent notification message (HTTP protocol request) via the internet EUR 0.10
  • Swedbank internet banking

    Swedbank Internet Banking agreement signing fee Free of charge
    Swedbank Internet Banking support fee Free of charge

    Transactions conducted via the Swedbank Internet Banking facility are charged according to the applicable Bank rates.

  • Notification center

    Agreement signing fee Free of charge
    Support fee Free of charge
    Sending of a message by the subscriber of the Notification center facility EUR 0.13
  • Balance in mobile

    Agreement signing fee Free of charge
    Monthly fee Free of charge
    Fee for a balance enquiry over the phone Free of charge
  • Bank by phone for natural persons

    Bank by Phone Agreement signing fee Free of charge
    Bank by Phone monthly fee Free of charge

    Payments available by Telephone Banking : money transfers in Euro and foreign currency within Swedbank, AB, ordinary transfers in Euro to the banks incorporated in Lithuania, payments under the Utility Bills Payment Book and other payments. Fees of a respective payment transfer in Bank branches apply

  • Identification tools used in electronic channels

    1. In those cases when at least one of the electronic service (Swedbank Internet Banking, Telephone Banking or Notification centre) agreements envisages that a user can conduct transactions via his/her account exceeding the established daily limit of EUR 1,160, such a user will be issued a PIN generator only.

    2. In other cases not specified in the Section 1, a user may choose either a code card or PIN generator at his/her discretion.

    Issuance of code card Free of charge
    Replacement of the lost code card EUR 1.45
    Issuance of PIN generator EUR 8.69
    Replacement of PIN generator EUR 8.69
    De-blocking of PIN generator Free of charge
  • Bank link

  • E-invoice sendinge service agreements

    Amount without VAT VAT* Total with VAT
    E-invoice Sending Service subscription fee EUR 30 EUR 6.30 EUR 36.30
    when E-invoice sender is a multi-dwelling apartment owner's association / residential construction association / gardeners' society Free of charge
    E-invoice Sending Service agreement amendment fee EUR 15 EUR 3.15 EUR 18.15
    E-invoice Sending Service monthly fee EUR 20 EUR 4.20 EUR 24.20
    when E-invoice sender is a multi-dwelling apartment owner's association / residential construction association / gardeners' society EUR 5 EUR 1.05 EUR 6.05
    The fee for submitting an intra-bank (when payer's account is in Swedbank) e-invoice (per invoice submitted) EUR 0.23 EUR 0.05 EUR 0.28
    The fee for sending a domestic (when payer's account is not in Swedbank) e-invoice (per invoice sent) EUR 0.23 EUR 0.05 EUR 0.28
    Collecting of e-invoices applications Free of charge
    Fee for the first implementation of company's design template in the e-invoice EUR 120 EUR 25.20 EUR 145.20
    Fee for each subsequent change in the company's design template EUR 80 EUR 16.80 EUR 96.80
    Reporting about E-invoice automated payment agreements concluded by Payers monthly fee EUR 9.50 EUR 2 EUR 11.50
    Reporting about payments made by E-invoice automated payment agreements concluded by Payers monthly fee EUR 9.50 EUR 2 EUR 11.50

    *Value Added Tax

  • Fees collection agreements

    Fees Collection Agreement signing fee EUR 30
    Fees Collection Agreement amendment fee EUR 15
    Fees Collection monthly support fee EUR 20
    Fees collection and administration:
    when fees are collected to Payee's account in Swedbank, AB EUR 0.43 for a fee accepted
    when fees are collected to Payee's account not in Swedbank, AB EUR 0.43 for a fee accepted
    when the Payee is a multi-dwelling apartment owner's association / residential construction association / gardeners' society and fees are collected to Payee's account in Swedbank, AB* 1.1% of the received amount (sum)

    * For agreements, concluded until 31st of December 2016

  • Interest compensation service

    Interest Compensation Agreement signing fee EUR 399.68
    Monthly agreement support fee EUR 14.48
    Monthly accountholder's fee EUR 4.34
    Agreement amendment fee EUR 49.24
  • Swift services

    Agreement signing fee EUR 20.27
    Monthly fee for the operating of customer's bank account according to messages MT101 and/or MT940 EUR 31.86
    SWIFT MT941 - account balance statement to other banks EUR 1 per advice
    SWIFT MT942 - account operations statement to other banks EUR 1 per advice
  • Trust (group) account service provided to legal persons

  • Limited usage account for natural persons* and allowed transactions

    Opening, closing and maintaining of the limited usage account Free of charge
    Depositing of cash to the account for credit repayment or administration of credit at the Bank branches Free of charge
    Withdrawal of cash from the account at the Bank branches:
    withdrawal of the deposit paid in cash; Free of charge
    3withdrawal of the balance after full credit repayment. Ref. Item 4 in "Operation with cash"
    Administration of funds transferred to the account for credit repayment administration of the credit:
    in the credit currency; Free of charge
    in currencies other than the credit currency. Ref. in "Administration of funds transferred to customers account(s)"
    Payment transfers for the purpose of i) the use of credit funds; or ii) disbursement of the balance after full credit repayment at the Bank branches:
    transfers within Swedbank, AB and transfers to banks registered in Lithuania, in euro; Ref. in "Payment transfers in Eur".
    transfers within Swedbank, AB, in foreign currency. Ref. in "Payment transfers in other currency".

    Limited usage account for natural persons* - payment account of limited functionality intended for: i) saving of the credit proceeds being repaid and/or administration of the credit (when the account is indicated in the credit agreement or other credit documents); or ii) for saving / disbursing of the deposit proceeds when the natural person is not willing to have a bank account with the Bank.

  • Sepa direct debit*

    SEPA direct debit agreement signing fee EUR 6
    Fee applied for one debit transaction in accordance with SEPA direct debit order EUR 4

    * SEPA direct debit product is provided to customers - payers subscribing to the SEPA direct debit agreement for the debiting funds according to SEPA direct debit order presented by Creditor.

Non-cash payments/settlements

  • Administration of funds transferred to customers account(s)

    Transfers within Swedbank, AB

    Day

    Administration of funds transferred within Swedbank, AB

    T0

    Ref. "Account agreements. Handling of accounts"

    Administration of funds transferred from Swedbank Group banks*

    T0

    Administration of EUR-denominated funds

    Ref. "Account agreements. Handling of accounts"

    Administration of FX-denominated funds

    EUR 1.45

    Transfers from other banks incorporated in Lithuania

    Administration of EUR-denominated funds

    T0

    Ref. "Account agreements. Handling of accounts"

    Administration of FX-denominated funds:

    Note: if a transfer from another bank incorporated in Lithuania has passed through a correspondent bank in another country, fees specified in "Transfers from foreign banks" shall be applied.

    in currency of EU member states or EEA (European Economic Area)** states

    T0

    EUR 1.45

    in other foreign currency

    T+1

    EUR 1.45

    Transfers from foreign banks

    European payment***

    T0

    Ref. "Account agreements. Handling of accounts"

    In SEK or RON currency****

    T0

    EUR 1.45

    In currency of EU member states or EEA (European Economic Area)** states (except for European payment*** and payments in SEK or RON currency)

    T0

    EUR 5.79

    In other cases

    T+1

    EUR 5.79

    Return of funds (received from foreign banks) to the Payer's bank account

    EUR 14.48

    Day shall mean a period within which funds will credited to a beneficiary, where T0 means that funds are to be credited to the beneficiary's account on the same day when Swedbank, AB receives the funds and all information required for crediting funds from the payer's bank; T+1 shall mean that the funds will be credited to the beneficiary's account no later than on the Bank's business day succeeding the day when Swedbank, AB receives funds and all information required for crediting funds from the payer's bank. Bank's business day shall mean a day where such a day is neither Saturday nor Sunday, nor any other day-off or holiday defined by the legal acts of the Republic of Lithuania.

    Note: On Good Friday EUR-deniminated transfers are not received from other banks incorporated in Lithuania.

    * Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    ** States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway.

    *** EUR-denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA.

    **** SEK or RON denominated transfer from the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA.

  • Payment transfers in eur

    Fees shown by payment channels indicated in payment instructions

    Transfer delivery and execution

    Swedbank Internet Banking

    Over-the-counter

    Hour

    Day

    Transfers within Swedbank, AB (SHA)

    to one's own bank account

    Free of charge

    EUR 2

    T0

    transfer to other persons' bank account

    EUR 0.23

    EUR 2

    T0

    Transfers to banks incorporated in Lithuania (SHA)

    Ordinary

    EUR 0.41

    EUR 2

    16:00

    T0

    Urgent

    Note: sent to the beneficiary's bank without delay

    EUR 26

    EUR 29

    16:00

    T0

    Payment of E. invoice

    Within Swedbank, AB

    by automatic payment

    Free of charge

    -

    T0

    by payment transfer

    EUR 0.23

    -

    T0

    To banks incorporated in Lithuania

    by automatic payment

    EUR 0.41

    -

    T0

    by payment transfer

    EUR 0.41

    -

    16:00

    T0

    "Small payments" * (SHA), made via the registered mobile device using Swedbank Application or Swedbank Internet Bank mobile version

    Transfers within "Swedbank", AB

    to one's own bank account

    Free of charge

    -

    T0

    to other persons' bank account

    EUR 0.07

    -

    T0

    Transfers to banks incorporated in Lithuania, ordinary

    EUR 0.07

    -

    16:00

    T0

    European payment **

    Ordinary

    EUR 0.41

    EUR 2

    16:00

    23:59

    T0 - to Swedbank Group banks**

    T+1 - other instances

    Urgent

    EUR 26

    EUR 29

    16:00

    T0

    International money transfers (exept European payment **)

    Ordinary (SHA)

    EUR 13

    EUR16

    22:00

    T+2

    Urgent (SHA)

    EUR 26

    EUR 29

    16:00

    T+1

    Very urgent (SHA)

    EUR 57

    EUR 60

    15:00

    T0

    Additional fee, if Payer undertakes to pay foreign bank charges (OUR****)

    EUR 15

    EUR 15

    Recurrent transfers

    Execution of recurrent payment

    according to corresponding ordinary payment price in tha Internet bank

    Debiting of funds when executing instructions to debit funds by force (without customer's consent)

    Note: fees are applicable to the payer for each debit transaction

    0,87 Eur

    Hour shall mean an hour until which the payment order delivered on the Bank"s business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank"s business days specified in the "Day" column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank"s business day or on the day that is not the Bank"s business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank"s business day and shall be executed within the number of the Bank"s business days specified in the "Day" column, counting as of such next Bank"s business day (for example, should it be specified 14:00 in the "Hour" column and T0 Day in the "Day" column, a payment order delivered until 14:00 on the Bank"s business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank"s business day shall be executed on the next Bank"s business day). Should nothing be specified in the "Hour" column, payment order delivered at any time on the Bank"s business day shall be executed within the number of the Bank"s business days specified in the "Day" column, counting as of the day of delivery of the payment order.

    Day shall mean a number of the Bank"s business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order,

    taking into account whether the payment order is delivered on the Bank"s business day and/or until the set hour on the Bank"s business day (see "Hour" explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank"s business day if delivered until time specified in the "Hour" column.

    Bank"s business day:

    - transfers within "Swedbank", AB – on each calendar day;

    - EUR-denominated transfers to other banks incorporated in Lithuania, to "Swedbank" Group banks**, European payment – on a day that is neither Saturday, nor Sunday, Great Easter Friday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania;

    - Other transfers – on a day when "Swedbank", AB intermediate bank and beneficiary"s bank performs transactions under the respective payment transfers (credit transfers). "Swedbank", AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania.

    * Low value payment - is regular domestic transfer up to EUR 15 limit per transaction made via the registered mobile device using Swedbank Application or Swedbank Internet Bank mobile version and confirmed according to the rules described in the agreement between Bank and customer, i.e. without additional identification code entering.

    ** EUR-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee"s bank SWIFT (BIC) must be indicated; the

    Payee"s bank account must be indicated in IBAN format, and the payment type is designated SHA.

    *** Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    ***** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of non-EU member states and non-EEA (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a non-EU member state or a non-EEA state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway.

    If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer.

    Explanations of OUR and SHA payment transfers

    OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Swedbank, AB (hereinafter referred to as the

    Bank) and other banks" fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks.

    Note: if a payment transfer is denominated in USD, other banks" fees can be additionally debited from the Payee's bank account.

    SHA. This type payment transfer means that the Payer (you) covers the transfer-related fees charged by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the

    Payee may receive not a full amount).

  • Payment transfers in other currency

    Fees shown by payment channels indicated in payment instructions

    Transfer delivery and execution

    Swedbank Internet Banking

    Over-the-counter

    Currency

    Hour

    Day

    Transfers within Swedbank, AB, (SHA)

    EUR 0.58

    EUR 3

    T0

    Transfors to other banks

    Ordinary (SHA)

    EUR 13

    EUR 16

    To banks incorporated in Lithuania:

    -USD

    15:00

    T0

    -Other currencies

    14:00

    T+1

    To Swedbank Group banks*:

    -SEK, USD

    16:00

    T0

    -DKK, NOK

    15:00

    T0

    -Other currencies to banks in Latvia, Estonia

    15:00

    T0

    -Other currencies to banks in Sweden, Finland, Denmark, Norway

    22:00

    T+2

    -Other instances

    22:00

    T+2

    Urgent (SHA)

    EUR 26

    EUR 29

    USD

    16:00

    T+1

    Other currencies

    14:00

    T+1

    Very urgent (SHA)

    EUR 57

    EUR 60

    USD

    15:00

    T0

    Additional fee, if Payer undertakes to pay foreign bank charges (OUR**)

    EUR 15

    EUR 15

    Recurrent transfers

    Execution of recurrent payment

    according to corresponding ordinary payment price in tha Internet bank

    Hour shall mean an hour until which the payment order delivered on the Bank's business day is considered as received (the countdown of the term of executing such order starts) on the same day and shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of the day of delivery of the order. Payment order delivered after the specified hour on the Bank's business day or on the day that is not the Bank's business day shall be considered as received (the countdown of the term of executing such order starts) on the next Bank's business day and shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of such next Bank's business day (for example, should it be specified 14:00 in the 'Hour' column and T0 Day in the 'Day' column, a payment order delivered until 14:00 on the Bank's business day shall be executed on the day of delivery of the order, while a payment order delivered after 14:00 or on a day that is not Bank's business day shall be executed on the next Bank's business day). Should nothing be specified in the 'Hour' column, payment order delivered at any time on the Bank's business day shall be executed within the number of the Bank's business days specified in the 'Day' column, counting as of the day of delivery of the payment order.

    Day shall mean a number of the Bank's business days within which a payment order shall be executed. Countdown of the said term shall be started on the day of the receipt of a payment order,

    taking into account whether the payment order is delivered on the Bank's business day and/or until the set hour on the Bank's business day (see 'Hour' explanations provided hereinabove). For example, T0 - the payment order shall be executed on the same Bank's business day if delivered until time specified in the 'Hour' column.

    Bank's business day:

    - transfers within "Swedbank", AB – on each calendar day;

    - Other transfers (international transfers, transfers to banks incorporated in Lithuania in other currency than EUR, transfers to "Swedbank" Group banks*) – on a day when "Swedbank", AB intermediate bank and beneficiary's bank performs transactions under the respective payment transfers (credit transfers). "Swedbank", AB, performs such transactions on days that are neither Saturday, nor Sunday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania.

    * Swedbank Group banks:

    Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm

    Swedbank (SWIFT code: SWEDFIHH), Finland

    Swedbank (SWIFT code: SWEDDKKK), Denmark

    Swedbank (SWIFT code: SWEDNOKK), Norway

    Swedbank AS (SWIFT code: HABAEE2X), Estonia

    Swedbank AS (SWIFT code: HABALV22), Latvia

    ** SEK, RON-denominated transfer to the EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format, and the payment type is designated SHA.

    *** OUR transfers shall be available only in certain cases when the transfer is executed: a) in currencies of non-EU member states and non-EEA (European Economic Area) states; or b) in currencies of EU member states or EEA states to the other state which is a non-EU member state or a non-EEA state. States of the European Economic Area (EEA) are Iceland, Lichtenstein and Norway.

    If the transfer is made in the currency of the EU member state or EEA state to the EU member state or EEA state and you (as a Payer) select the OUR transfer, Swedbank, AB may refuse to carry out such transfer on its own discretion (the payment order shall be considered not received) or proceed with the transfer after changing it to the SHA transfer.

    Explanations of OUR and SHA payment transfers

    OUR. OUR payment transfer means that when the funds are transferred to the Payee, the Payer (you) undertakes to pay all charges applicable by Swedbank, AB (hereinafter referred to as the Bank) and other banks' fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting the payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting the payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks.

    Note: if a payment transfer is denominated in USD, other banks' fees can be additionally debited from the Payee's bank account.

    SHA. This type payment transfer means that the Payer (you) covers the transfer-related fees charged by Swedbank, AB; fees of the other banks are to be covered by the Payee (meaning that the Payee may receive not a full amount).

  • Giro payments in eur

    Fees shown by payment channels indicated in payment instructions Transfer delivery and execution
    Swedbank Internet Banking Over-the-counter Hour Day
    Giro payments within Swedbank, AB
    Giro payments paid using "Payments cart" EUR 0.23 for payment - T0
    Other Giro payments EUR 0.23 per payment EUR 2 per payment T0
    Giro payments to banks incorporated in Lithuania
    Giro payments paid using "Payments cart" EUR 0.41 for payment - 16:00 T0
    Other Giro payments EUR 0.41 per payment EUR 2 per payment 16:00 T0

    Hour shall mean an hour until which Giro payment delivered on the Bank’s business day is considered as received (the countdown of the term of executing such Giro payment starts) on the same day and shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of the day of delivery of Giro payment. Giro payment delivered after the specified hour on the Bank’s business day or on the day that is not the Bank’s business day shall be considered as received (the countdown of the term of executing such Giro payment starts) on the next Bank’s business day and shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of such next Bank’s business day (for example, should it be specified 16:00 in the ‘Hour’ column and T0 Day in the ‘Day’ column, Giro payment delivered until 16:00 on the Bank’s business day shall be executed on the day of delivery of the order, while Giro payment delivered after 16:00 or on a day that is not Bank’s business day shall be executed on the next Bank’s business day). Should nothing be specified in the ‘Hour’ column, Giro payment delivered at any time on the Bank’s business day shall be executed within the number of the Bank’s business days specified in the ‘Day’ column, counting as of the day of delivery of Giro payment.

    Day shall mean a number of the Bank’s business days within which Giro payment shall be executed. Countdown of the said term shall be started on the day of the receipt of Giro payment, taking into account whether Giro payment is delivered on the Bank’s business day and/or until the set hour on the Bank’s business day (see ‘Hour’ explanations provided hereinabove). For example, T0 – Giro payment shall be executed on the same Bank’s business day if delivered until time specified in the ‘Hour’ column.

    Bank’s business day:

    - Giro payments within “Swedbank”, AB – on each calendar day;

    - Giro payments to other banks incorporated in Lithuania– on a day that is neither Saturday, nor Sunday, Great Easter Friday, nor other day-off or holiday defined by the legal acts of the Republic of Lithuania;

  • Additional services related with money transfers

Operations with cash

  • Operations with cash

    Depositing of cash at ATMs of Swedbank, AB Ref. "Payment cards fees"
    Depositing of cash at the Bank office:
    in banknotes to one's own bank account* 0.1% of the sum paid; min EUR 3
    in EUR to another customer's bank account 0.3% of the sum paid; min EUR 3
    in EUR-denominated coins** 4.5% of the sum paid; min EUR 3
    Withdrawal of cash at ATMs Ref. "Credit cards fees"
    Withdrawal of cash from one's bank account over-the-counter at the Bank office***
    Cash withdrawal from account (exept withdrawal of cash from a Senior account). Note: no fee is charged in the event if the balance of account denominated in EUR and worth less than EUR 3 is paid out to the customer following the closing of the bank account in question. Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question 1% of the sum; min EUR 3
    Withdrawal of cash (EUR, USD) from a Senior account if it has been held with the Bank for over one month Note: a 1-month condition is irrelevant if such an account has been renewed.
    If the amount or its equivalent in EUR, when the withdrawal is denominated in USD, does not exceed EUR 8,700 (inclusive) Free of charge
    If the amount or its equivalent in EUR, when the withdrawal is denominated in USD, exceeds EUR 8,700 1% of the amount exceeding EUR 8,700, min EUR 3
    A fee for the cancellation of an advance order of cash or because of a post- due taking-out of cash Note: the customer is supposed to order cash against a written confirmation. In branches, sizes of sums to be ordered and periods thereof must be set by the Branch Managers. 0.2% of the cancelled sum; max EUR 289.62
    A fee for buying/selling currency in cash over-the-counter at the Bank office
    Note. natural persons who do not have a bank account opened with the Bank and natural persons representing legal persons who do not have a bank account opened with the Bank can purchase and/or sell in cash not more than EUR 1 000 or its equivalent in other currency in one day
    Note: when a customer sells or buys currency worth in EUR 2,500 equivalent, the Bank may apply an individual currency exchange rate that is lower than the standard rate.
    EUR 1.5
    Exchange of cash into other denominations of the same currency**** 4.5% of the sum paid; min EUR 3
    Exchange of worn-out banknotes
    EUR-denominated banknotes Free of charge
    FX banknotes (when agreed beforehand with a Bank office) 5% of the face value
    Re-counting of banknotes without carrying out other bank operations EUR 0.03 for a banknote
    Checking of banknotes without carrying out other bank operations EUR 0.03 for a banknote
    Administration of collected EUR-denominated coins***** 0.6 % of the amount

    *The fee does not apply when the payment order to transfer deposited cash to one’s own account in another bank or to another customer’s account in any other bank is presented at once.

    **The fee does not apply when the sum does not exceed EUR 5.

    ***Cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial payout in FX coins is impossible, the payable sum is converted into EUR.

    **** The fee does not apply for the exchange of EUR-denominated coins when the sum does not exceed EUR 5.

    ***** The fee is applicable to customers whose cash is delivered to the bank using collection services provided by third parties

  • Western union cash transfers (service is not available since 1st of october, 2017)

    As from 1 October 2017, Western Union money transfer service is not available. Information on other places offering Western Union money transfer service is available on the company’s internet website: www.westernunion.com/lt.

Loans

  • Fees for home loans and home equity loans

    Service or operation name Fee, EUR
    Fee for concluding the agreement
    Loan administration fee, fee for increasing of a loan amount From 0.35 % of a loan amount (minimum EUR 150)
    Administration fee for each disbursement of a loan which is disbursed more than once in a calendar month1 EUR 302
    Fee for amendments to the agreement
    Fee for increasing of a loan amount From 0.35 % of a loan amount (minimum EUR 150)
    Fee for change of loan conditions3 (change of interest rate, loan maturity, collaterals, etc.) From 0.4 % of taken and outstanding loan amount (minimum EUR 180)
    Change of repayment date EUR 30
    Shortening of loan maturity in the case of an early loan repayment EUR 30
    Change of loan repayment method from annuity to linear and vice versa EUR 30
    Change of interest type from fixed to variable interest, or change of interest fixation term, or change of long-term variable interest4 term5 X% (minimum - 1.5 %) from outstanding amount of the loan the terms and conditions of which are being changed For the purpose of calculating the variable X, coefficient 0.084 is multiplied by the whole number of months remaining until the end of the interest fixation period or, respectively, until the end of period of the long-term interest fixed for a period exceeding 12 months
    Early loan repayment fee
    When at the moment of early loan repayment the loan is charged a variable interest rate fixed for a period not exceeding 12 months No fee. Minimum early repayment amount shall be not smaller than EUR 3006
    When at the moment of early loan repayment the loan is charged a fixed interest rate or a long-term variable interest rate Compensation amount (C) shall be calculated in accordance with the procedure set forth in Annex 1
    Other fees
    Fee for granting the approval for remortgage (conditional mortgage) to another creditor7 EUR 150
    Late payment charge for the outstanding part of the principal and for unpaid interest 0.05 % per each delayed day
    Additional services From EUR 50

    Comments:

    1 Fee shall not be charged when a loan or parts of a loan are aimed at acquisition of real property and/or at repayment of loans granted by other creditors.

    2 For loan agreements signed before 31 December 2016 the fee shall be EUR 28.96.

    3 Fee for change of the agreement shall not apply in the following cases:

    • when a long-term variable interest rate is charged for euro-denominated loans where not more than 1 (one) month has elapsed after the end of the loan use period;
    • for change of the servicing bank account;
    • when the property being mortgaged/already mortgaged to the Bank is insured by the Bank;
    • when the loan repayment schedule is changed upon early repayment of a part of the loan and the loan balance is arranged over the residual maturity of the loan;
    • setting of a grace period upon early repayment of a part of the loan according to the loan agreement concluded before 12 May 2008, provided that no arrangements on the change of its terms and conditions (except for the agreement on property insurance) have been signed after the specified date;
    • setting of a grace period when according to the loan agreement concluded from 12 May 2008 or according to the loan agreement regarding the amendment of terms and conditions of which arrangements were signed after the specified date (except for the agreement on property insurance), where the early repayment amount is not smaller than EUR 3006;
    • loan agreement termination arrangements when borrowers have paid the loan administration fee of the established amount after conclusion of the loan agreement and the loan has not been granted.

    4 Before entry into force of the Law of the Republic of Lithuania on Credit Relating to Real Property, interest fixed for the period exceeding 12 months, but not for the entire loan maturity, was considered to be fixed interest. As from 1 July 2017, such interest is designated as “long-term variable interest”.

    5 No fee is charged when, upon expiry of the term specified in the loan agreement, the long-term variable interest specified in the loan agreement is changed into variable interest in accordance with the terms and conditions of the loan agreement.

    6 Were the amount obtained by dividing the outstanding amount of the loan by residual maturity (in months) is smaller than EUR 300, the borrower shall have the right of early repayment of such part of the loan which is smaller than EUR 300.


    7 Where the reason for the approval of remortgage is the sale of the mortgaged property to another person who must mortgage such property in order to secure the repayment the loan being taken, the granting of such approval shall be charged a fee as specified in the common Service and Operation Fees of the Bank for the issue of certificates (about loans being granted / already granted / repaid loans.

    Annex 1:  Compensation amount (C) shall be calculated in accordance with the procedure

    A typical example:

    If the total amount of a home loan being taken out related to real estate is EUR 60,000, when the duration of the credit agreement is 22 years with a 2.09 per cent variable annual interest rate, paying a one-off loan agreement administration fee established by the bank of 0.35 per cent of the credit amount (EUR 210), the minimum daily service fee (EUR 0.70 per month), the mortgage registration fee (EUR 31.28) and annuity mortgage payments, then the annual percentage rate of charge would be 2.2 per cent, and the total amount paid to the borrower would be EUR 75,478. The total number of loan payments would be 264, and the amount of each instalment would be EUR 284.

    The annual percentage rate of charge, the total amount payable by the borrower, the total number of loan payments and the amount of each instalment are calculated under the assumption that the credit agreement will be valid for a period equal to the duration of the credit agreement, that the entire loan will be paid out on the day that the agreement is signed, that the parties will fulfil all of their obligations properly, and that the variable interest rate, fees and other costs will remain the same as at the time of conclusion of the credit agreement and will continue to apply until the end of the credit agreement. A customer shall also bear the costs of property insurance and appraisal. These costs depend on the individual characteristics of collateral and, therefore, are not included in the total credit price in the example above.

    The loan must be secured by mortgage of real estate acceptable to the bank, and the mortgaged property must be insured by concluding an insurance agreement. A report by an independent property appraiser may be required on the value of the collateral. The costs of property insurance and appraisal depend on individual characteristics of collateral, and shall be prescribed by agreements you may have with the relevant service providers.

    By using these financing services, you are assuming financial obligations. Improper fulfilment or non-fulfilment of financial obligations may have a negative impact on your credit history and make borrowing more expensive; you also risk losing ownership rights to the mortgaged real estate.

  • Loans for business

    Loan (investment loan, working capital loan, overdraft (credit on bank account), credit line, guarantee limit, and other loans for corporate customers, except loans mentioned below as well as loans subject to separate fees approved).

    Service or transaction Fee, EUR
    Fee for concluding (managing) the loan agreement 0.4–1.5 % of the amount of the loan (min EUR 120)
    Fee for increasing the amount of the loan 0.4–1.5 % of the amount of the loan to be increased (min EUR 120)
    Fee for revising interest, extending the loan, revising the schedule of repayment of the loan (not applicable to guarantee limit) 0.4–1.5 % of the amount of the loan (min EUR 120)
    Fee for revising other terms and conditions of the loan EUR 80
    Commitment fee (except uncommitted credit line and uncommitted overdraft) 0.26–4.71 % of the unused amount of the loan
    Commitment fee (applicable to uncommitted credit line and uncommitted overdraft) 0.2 %
    Issuance of permits / consents EUR 20

    Credit limit for bank account linked to business payment card

    Service or transaction Fee, EUR
    Fee for concluding (managing) the loan agreement EUR 20
    Fee for revising terms and conditions of the loan EUR 20
    Interest on the used amount of the loan 15 %

    Investment loan for apartment house renovation (Apartment Owners Association)

    Service or transaction Fee, EUR
    Fee for concluding (managing) the loan agreement 0.7 % of the amount of the loan
    Fee for increasing the amount of the loan 0.7 % of the amount of the loan to be increased
    Fee for extending the loan 0.5 % of the outstanding balance of the loan
    Fee for revising other terms and conditions of the loan EUR 60
    Fee for repaying the loan before term provided in the agreement N/A
    Issuance of permits / consents EUR 20

    Notes:
    1. Final charge on a case-by-case basis is determined by a competent loan committee or persons having respective individual expertise.
    2. These fees also apply to granting loans to natural persons, if such loans are granted for business financing purposes.

Securities

  • Investment fund units' trading and safekeeping services

    Trading in units of investment funds** Fee*
    Subscription Redemption
    Trading in units of fixed income and money market funds
    "Swedbank" Group funds*** 0,5 % N/A
    "Franklin Templeton" funds 0,5 % N/A
    "East Capital" funds 0,5 % N/A
    "Julius Baer" funds 0,5 % N/A
    "T. Rowe Price" funds 0,5 % N/A
    Funds managed by other management companies 0,5 % N/A
    Trading in units of equity and balanced funds
    1"Swedbank" Group funds *** 1,5 % N/A
    "Franklin Templeton" funds 1,5 % N/A
    "East Capital" funds 1,5 % N/A
    "Julius Baer" funds 1,5 % N/A
    "T. Rowe Price" funds 1,5 % N/A
    Funds managed by other management companies 1,5 % N/A
    Trading in units of hedge funds 1,5 % N/A
    Investment fund units' transaction fee Fee*
    Subscription Redemption Switch****
    "Swedbank" Group funds *** EUR 5.79 EUR 5.79 EUR 11.58
    "Franklin Templeton" funds EUR 10.14 EUR 10.14 EUR 20.27
    "East Capital" funds EUR 10.14 EUR 10.14 EUR 20.27
    "Julius Baer" funds EUR 26.07 EUR 26.07 EUR 34.75
    "T. Rowe Price" funds EUR 26.07 EUR 26.07 EUR 34.75
    Funds managed by other management companies EUR 26.07 EUR 26.07 EUR 34.75
    Hedge funds EUR 110.06 EUR 110.06 -
    Subscription to units of investment funds using a regular investment facility** Fee*
    Subscription
    Fixed income and money market funds
    "Swedbank" Group funds *** 0.5%, min EUR 0,43
    "Franklin Templeton" funds 0.5%, min EUR 0,72
    Equity and balanced funds
    "Swedbank" Group funds *** 1,5 %
    "Franklin Templeton" funds 1,5 %
    Monthly fee for the safekeeping of securities***** Fee
    "Swedbank" funds' units 0,005 %, min EUR 0.43 per month
    Units of funds managed by other management companies 0,013 %, min EUR 0.43 per month

    * The subscription of units shall be subject to a subscription fee (expressed as %) calculated from the price of investment funds’ units being subscribed to and, additionally, to an investment fund units’ transaction fee indicated in point 2 of this section. Upon subscription of investment funds using the periodic investment service (see point 3), the transaction fee shall not be charged. The redemption or exchange of investment funds shall be subject only to the investment fund units’ transaction fee indicated in point 2 of this section.

    ** The Bank shall receive a fee from fund management companies for the distributed investment units. The amount of the fee for the distribution of different investment funds may differ. More detailed information about the fee received by the Bank is available on the Bank’s website: www.swedbank.lt/mifid, “Fee received by Swedbank, AB for the distribution of investment funds”, or shall be provided to a client no later than within 5 (five) business days as of the day of a written request of the client. Clients may submit written requests for more detailed information personally at the Bank’s branches during its business hours.

    *** Funds managed by Swedbank Group are investment funds managed by Swedbank Investeerimisfondid AS and publicly offered in Lithuania.

    **** Provided that the switch of funds of the same fund manager is possible.

    ***** Calculated on a monthly basis according to the market value of investment funds held in the securities account on the last day of the month. The fee shall be debited from the bank account linked to the securities account. The minimum fee for the safekeeping of securities shall be charged for securities kept in the same securities account and shall apply to each securities account separately. If the securities account is empty, the fee shall not be calculated.

  • Securities trading and safekeeping services

    Fee amount (if expressed in percentage, calculated according to the deal amount)
    Over-the-counter at a branch, at LC&I Markets Lithuania division Via Swedbank Internet Banking
    Opening a securities account Free of charge Free of charge
    Trading in shares *
    Lithuania 0.45%, min EUR 5.79 0.3%, min EUR 1.45
    Latvia 0.45%, min EUR 5.79 0.3%, min EUR 2.90
    Estonia 0.45%, min EUR 5.79 0.3%, min EUR 2.90
    Ireland 0.30%, min EUR 23.17 0.30%, min EUR 23.17
    UK 0.30%, min EUR 17.38 0.30%, min EUR 17.38
    Australia** 0.50%, min EUR 98.47 0.50%, min EUR 98.47
    Austria 0.50%, min EUR 28.96 0.50%, min EUR 28.96
    Belgium 0.30%, min EUR 23.17 0.30%, min EUR 23.17
    Bulgaria 1.00%, min EUR 110.06 1.00%, min EUR 110.06
    Czech Republic 0.60%, min EUR 37.65 0.60%, min EUR 37.65
    Denmark 0.30%, min EUR 17.38 0.30%, min EUR 17.38
    Hong Kong** 0.50%, min EUR 72.41 0.50%, min EUR 72.41
    Spain 0.30%, min EUR 28.96 0.30%, min EUR 28.96
    Italy 0,30%, min EUR 28.96 0.30%, min EUR 28.96
    USA 0.25%, min EUR 17.38 0.25%, min EUR 17.38
    Canada 0.30%, min EUR 23.17 0.30%, min EUR 23.17
    Croatia 0.80%, min EUR 28.96 0.80%, min EUR 28.96
    Poland 0.30%, min EUR 26.07 0.30%, min EUR 26.07
    Norway 0.30%, min EUR 17.38 0.30%, min EUR 17.38
    Holland 0.30%, min EUR 23.17 0.30%, min EUR 23.17
    Portugal 0.30%, min EUR 31.86 0.30%, min EUR 31.86
    France 0.30%, min EUR 20.27 0.30%, min EUR 20.27
    Romania 0.60%, min EUR 37.65 0.60%, min EUR 37.65
    Russia (when a minimal order sum stands at USD 25,000) 0.60%, min EUR 72.41 0.60%, min EUR 72.41
    Singapore** 0.50%, min EUR 110.06 0.50%, min EUR 110.06
    Slovenia 0.90%, min EUR 83.99 0.90%, min EUR 83.99
    Finland 0.30%, min EUR 17.38 0.30%, min EUR 17.38
    Sweden 0.30%, min EUR 14.48 0.30%, min EUR 14.48
    Switzerland 0.30%, min EUR 26.07 0.30%, min EUR 26.07
    Hungary 0.60%, min EUR 31.86 0.60%, min EUR 31.86
    Germany (Frankfurt exchange)** 0.50%, min EUR 20.27 0.50%, min EUR 20.27
    Germany (Xetra exchange) 0.30%, min EUR 20.27 0.30%, min EUR 20.27
    Other foreign countries** According to a separate agreement According to a separate agreement
    Trading in debt securities
    Lithuanian***
    Primary market 0.02%, min EUR 14.48
    Secondary market Free of charge
    Other foreign countries *** Free of charge
    Monthly securities safekeeping fee****
    Securities issued by Lithuanian companies*** Up to EUR 144,810.00 - 0.006% From EUR 144,810.01 up to EUR 289,620.00 - 0.005% From EUR 289,620.01 - 0.004%
    Securities issued by Estonian and Latvian companies 0,007 %
    Securities issued by Central and Eastern European (Bulgaria, Croatia, Czech Republic, Hungary, Poland, Romania, Serbia, Slovenia, Slovakia) companies 0,03 %
    Securities issued by Russian companies 0,07 %
    Eurobonds*** 0,006 %
    Securities issued by companies of other foreign countries*** 0,013 %
    Depositary receipts (ADR, GDR) 0.013% plus other party's fees, if applicable
    Transaction fees
    Securities issued by Lithuanian companies***
    Transaction against payment between Lithuanian sub-Custodians EUR 7.24
    Transaction against payment between Estonian and Latvian sub-custodians EUR 13.03
    Free of payment (FOP) transaction to other Lithuanian sub- custodians or shareholder registry level (outgoing) EUR 4.34
    Free of payment (FOP) transaction between Estonian and Latvian sub-custodians EUR 10.14
    Transaction against payment and free of payment (FOP) transaction of securities issued by Estonian companies EUR 4.34
    Transaction against payment and free of payment (FOP) transaction of securities issued by Latvian companies EUR 7.24
    Transaction against payment and free of payment (FOP) transaction in the case of securities issued by other foreign companies*** EUR 10.14 plus other party's fees, if applicable
    Registration of an OTC security transaction (gift, inheritance, sale-purchase, swap and others) between clients' securities accounts opened at Swedbank, AB ***** EUR 7.24
    Repurchase (repo) deal / pledge of securities administration EUR 34.75
    Repurchase (repo) deal / pledge of securities termination fee Free of charge
    Other services
    Securities account statement (received personally over-the- counter) Free of charge
    Securities account statement (sent by mail) In Lithuania - EUR 1.45; abroad - EUR 2.90
    Reclaim/relief of taxes paid to a foreign country (the service cannot be provided on every market) EUR 57.92 plus other party's fees, if applicable
    Client representation in Lithuania in case of corporate actions EUR 115.85 plus other party's fees, if applicable
    Other services According to a separate agreement

    * On foreign Stock Exchanges, securities can be traded in lots, i.e. according to the established minimal quantities of shares and their multiple. Commission fees shall be debited in the transaction currency. Specified minimal Bank fees shall be recalculated into the corresponding currency according to the currency exchange rates established by the Bank of Lithuania on the day of conclusion of the transaction. Stamp duty fees, financial transaction taxes or similar levies may apply on some markets. Their amounts, calculation methods and payment processes are regulated by the laws of the respective country and/or regulations of trading venues.

    ** Orders on the marked markets can be placed only by contacting LC&I Markets Lithuania division, the phone number is 1884. These markets could have additional third party costs that are not included in the commissions.

    *** Debt securities issued in Lithuania and securities issued by Lithuanian companies are the securities registered with the Central Securities Depository of Lithuania; debt securities issued in other foreign countries and securities issued by other foreign countries’ companies are the securities registered with the Depositories or settlement systems of those foreign countries. Eurobonds are debt securities which ISIN code starts with the letters “XS” and which are cleared and settled through two clearing houses Euroclear or Clearstream.

    **** It shall be calculated each month based on the value of the portfolio on the last date of the calendar month. The fee shall be debited from the bank account linked to the security account. Debt securities and not-listed equities shall be evaluated at face value. Securities issued by Estonian companies shall be evaluated according to the Estonian Central Security Depository (AS Eesti Väärtpaberikeskus) price evaluation methods. The minimum securities safekeeping fee is EUR 0.43 per month and it shall be applied for each securities account separately. If the securities account is empty, the fee shall not be applied.

    ***** The fee shall be paid by both parties. In case of inheritance of securities, the fee shall be paid by the beneficiary.

  • Lithuanian republic government saving notes

    Purchase of Lithuanian Republic Government Saving Notes Free of charge
    Monthly securities safekeeping fee for Lithuanian Republic Government Saving Notes Free of charge
    Withdrawal of funds received for Lithuanian Republic Government Saving Notes in cash over-the- counter at the Bank office during 60 days from the coupon pay, premature redemption or redemption. Free of charge

    * Upon the expiry of 60 days, funds received for Lithuanian Republic Government Saving Notes in cash over-the-counter at the Bank office shall be withdrawn at standard fees indicated in clause No 4 “Withdrawal of cash from one’s bank account over-the- counter at the Bank office” of the chapter “Operations with Cash” of the part “Operations with Cash” of these “Fees Charged by Swedbank, AB for Its Services and Operations”.

    Investors Lithuanian Republic Government Saving Notes for services and operations which are not indicated in these “Fees Charged by Swedbank, AB for Its Services and Operations”, part “Securities”, chapter “Lithuanian Republic Government Saving Notes”, pay standard fees for services and operations.

Savings and Investments

  • Second pillar „Swedbank" pension

    Fund name Contribution fee Asset management fee Fund switching fee Management enterprise switching fee
    Pension 5 0% 1% None 0.05%
    Pension 4 0% 1% None 0.05%
    Pension 3 0% 1% None 0.05%
    Pension 2 1% None 0.05%
    Pension 1 0% 0.65% None 0.05%
    Pension pay-out fund 0% 0.4% None 0.05%

    Information about „Swedbank supplementary pension fund“ (Previous name “Danske pension plus”)

    1 Contribution fee is charged on contributions.

    2 Asset management fee is charged on the average annual value of assets.

    3 Fund change fee is charged on the value of assets.

    4 Company change fee is charged on the value of assets.

    Please note that:

    • State pension for participants in pension funds is reduced on proportional basis according to the procedure established by the law.
    • Accumulation of pensions is subject to an administration fee.
    • Any past results do not guarantee results in the future. The value of investments may rise or fall. You may receive less than you have invested.

Documentary payments and guarantees

  • Documentary collections

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Import collection
    Payment under a certain document or a bill of exchange 0.15% (min EUR 36.20, max EUR 217.22)
    Advice of the amendment of collection instruction EUR 23.17
    Advice of the collection EUR 23.17
    Return of unpaid documents or release of documents "free of payment" 0.15% (min EUR 36.20, max EUR 217.22)
    Documents handling fee (in case of non-payment or non-acceptance within 15 days after the Bank's advice to a client about the received collection) EUR 28.96
    Custody of accepted bills of exchange until the payment EUR 34.75
    Protest of the bill of exchange EUR 72.41 (notary fees and commissions are charged separately)
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Documents handling fee (in case of non-payment within 15 days from the date of payment) EUR 28.96
    Export collection
    Collection of documents and bills of exchange 0.15% (min. EUR 36.20, max EUR 217.22)
    Amendment of the collection instruction EUR 23.17
    Custody of accepted bills of exchange until the payment EUR 34.75
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
  • Documentary credits

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Import documentary credits
    Pre-advice of the documentary credit EUR 14.48
    Issue of the documentary credit* EUR 86.89
    Deferred payment fee* EUR 28.96 (per set)
    Amendment EUR 28.96 (per amendment)
    Checking of the documents ** 0.2%, min EUR 86.89 (per set)
    Payment under the documents EUR 28.96
    Unutilized documentary credit (not applicable to standby letters of credit) EUR 28.96
    Return of unpaid documents EUR 28.96
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Preparation and/or alignment of documentary credit draft**** EUR 57.92
    Release of goods to the buyer (the Bank stated as a consignee, to order of the Bank or endorsed to order of the Bank) EUR 28,96
    Export documentary credits
    Pre-advice of the documentary credit EUR 14.48
    Advice of the documentary credit EUR 28.96
    Advice of the amendment EUR 28.96 (for each amendment)
    Checking of the documents ** 0,2%, min EUR 86.89 (per set)
    Payment under the documents *** EUR 28.96
    Transfer of the documentary credit 0,2% (of the transferred amount), min EUR 86.89
    Checking of the documents substituted under the transferred documentary credit EUR 28.96
    Confirmation of the documentary credit By arrangement
    Supervision of the deferred payment EUR 28.96 (per set)
    Return of unpaid documents EUR 28.96
    Advice of the assignment of proceeds EUR 43.44
    Cancellation of the advice of the assignment of proceeds EUR 8.69
    Payment under the documents prior to maturity EUR 43.44 plus interest rate by arrangement
    Query or data preparation at the client's request EUR 17.38
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Pre-checking of documents:
    Set consisting of less than 5 documents 28.96 (per set)
    Set consisting of more than 5 documents 43.44 (per set)
    Preparation and/or alignment of documentary credit draft **** EUR 57.92

    * The obligation under documentary credit commission is applied if the documentary credit issue is not secured by a cash collateral. Cash collateral is not interest bearing.

    ** If Swedbank, AB is the issuing and advising bank of the same documentary credit, and documents are presented directly to Swedbank, AB, the fee for checking of the documents is 0.1%, min. EUR 43.44.

    *** This fee is not applicable if the documents are paid up prior to maturity.

    **** If the documentary credit is issued/advised, the fees applicable to documentary payments and guarantees under the clause “Documentary Credits” will be decreased by this fee.

  • Guarantees

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Issue of the guarantee *
    Amount of the guarantee is equal or less than EUR 1, 448.09 (or respective counter value in any other currency) EUR 57.92
    Amount of the guarantee amounts to EUR 1, 448.10 - EUR 2,896.19 (or respective counter value in any other currency) EUR 86.89
    Amount of the guarantee is equal or over EUR 2,896.20 (or respective counter value in any other currency) 0,5%, min. EUR 101.37
    Issue of the guarantee under the counter guarantee By arrangement
    Amendment of conditions EUR 28.96
    Advice of the guarantee or the amendment EUR 28.96
    Query or data preparation at the client's request EUR 17.38
    Claim administration under the guarantee 0.1%, min EUR 144.81
    Handover of client's claim 57.92 and courier post costs
    Preparation and dispatch of documents by courier post within Lithuania EUR 14.48
    Preparation and dispatch of documents by courier post to foreign countries EUR 55.03
    Urgent issue or an amendment to the guarantee ** Agreed on case-by-case basis (min EUR 43.44) plus the guarantee or the guarantee amendment commission
    Garantijos / laidavimo projekto parengimas ir derinimas*** 57,92 Eur

    * If the guarantee issue is not secured by cash collateral, the obligation under the guarantee commission shall be applicable. Cash collateral is not interest bearing. If the guarantee is issued in a non-standard text or in the foreign language, an extra fee could be charged if agreed.

    ** Urgent guarantees or guarantee amendments are issued within one working day after the signed and correctly filled in application is presented at the bank counters and all other guarantee issuance or guarantee amendment conditions are fulfilled.

    *** If the guarantee is issued / advised, the fees applicable to documentary payments and guarantees under the clause "Guarantees" will be decreased by this fee.

  • Escrow accounts

    Notice: fees and commissions can be deducted in euro or equivalent in another currency using an official exchange rate
    Escrow account agreement * 0.2%, min EUR 173.77
    Preparation and/or alignment of an escrow account agreement draft ** EUR 57.92

    * Extra fee shall be charged for non-standard agreements.

    ** If the escrow account agreement is signed, the fees applicable to documentary payments and guarantees under the clause "Escrow Accounts" will be decreased by this fee.

Other services

  • Cheques

    Acceptance and dispatch of cheques issued by other banks incorporated in Lithuania Note. Service is not available since 1st of January, 2018. EUR 0.87
  • Factoring

    Fee Price, EUR (plus VAT)
    Contract Fee
    Calculated on the limit amount in the following cases: Conclusion of the Factoring Agreement, the Cession Agreement, the Cooperation Agreement (in case of reverse factoring) or the Warehouse Financing Agreement; renewal of the agreement; or increasing the factoring limit. Where the limit is up to EUR 300,000 - from 0.4 %, min. EUR 150; Where the limit is from EUR 300,001 until EUR 1,500,000 – from 0.2 %; Where the limit is from EUR 1,500,001 - from 0.1 %.
    Contract Amendment Fee
    Applicable in all cases where the Contract Fee on the limit amount does not apply including but not limited to: - Amendment to the Factoring Agreement, the Cession Agreement, the Cooperation Agreement (in case of reverse factoring) or the Warehouse Financing Agreement (changing the term of payment, advance payment amount, commission amount or other financing terms); - Changing the buyers‘ limits or the sellers’ limits (in case of reverse factoring); renewal of the seller‘s limit and/or the buyers‘ limits; - Amendments to the general terms and conditions of the Factoring Agreement, the Cession Agreement, the Cooperation Agreement (in case of reverse factoring) or the Warehouse Financing Agreement. EUR 30
    Minimum Commission
    Payable on each invoice submitted to the Factor if the actual commission on the invoice, determined as a percentage of the invoiced amount, is smaller than the EUR 3
    Customer Evaluation Fee
    Applied for the evaluation of each buyer when the Factor provides insurance cover for the buyers’ solvency. EUR 50
    Fee for Issuing Copies of Documents
    A copy of the Agreement with Annexes EUR 10
    Copies of factoring reports, tax invoices or other documents EUR 2 per page
    Tax invoices and reports are provided in Swedbank Online Banking System for Business free of charge during 2 months after the date of generation of the invoice/report.
    Fee for Issuing Certificates
    Certificate for audit and various other certificates EUR 25
  • Rent of safe-deposit boxes

    1st group of fees in euro
    Rent period Capacity. dm3
    6 dm3* Up to 32 dm3 (10 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 4.31 0.91 5.22 4.79 1.01 5.80
    1 week 5.98 1.26 7.24 9.57 2.01 11.58
    2 weeks 9.81 2.06 11.87 14.60 3.07 17.67
    1 month 12.21 2.56 14.77 19.39 4.07 23.46
    2 months 24.17 5.08 29.25 36.38 7.64 44.02
    3 months 36.38 7.64 44.02 53.38 11.21 64.59
    4 months 48.11 10.10 58.21 70.37 14.78 85.15
    5 months 56.97 11.96 68.93 84.97 17.84 102.81
    6 months 66.78 14.02 80.80 99.57 20.91 120.48
    7 or 8 months 81.38 17.09 98.47 119.20 25.03 144.23
    9 or 10 months 93.59 19.65 113.24 136.19 28.60 164.79
    11 or 12 months 105.55 22.17 127.72 153.19 32.17 185.36
    Rent period Capacity. dm3
    From 32 to 50 dm3 (12 or 16 dm3*) Over 50 dm3 (23 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 5.98 1.26 7.24 7.18 1.51 8.69
    1 week 16.99 3.57 20.56 19.39 4.07 23.46
    2 weeks 24.17 5.08 29.25 29.20 6.13 35.33
    1 month 33.99 7.14 41.13 36.38 7.64 44.02
    2 months 60.80 12.77 73.57 65.58 13.77 79.35
    3 months 87.60 18.40 106.00 97.18 20.41 117.59
    4 months 114.17 23.98 138.15 128.77 27.04 155.81
    5 months 140.98 29.61 170.59 157.97 33.17 191.14
    6 months 165.39 34.73 200.12 187.18 39.31 226.49
    7 or 8 months 194.60 40.87 235.47 219.01 45.99 265.00
    9 or 10 months 221.40 46.49 267.89 255.39 53.63 309.02
    11 or 12 months 248.21 52.12 300.33 292.01 61.32 353.33
    2nd group of fees in euro
    Rent period Capacity. dm3
    Up to 32 dm3 (10 dm3*) From 32 to 50 dm3(12 or 16 dm3*) Over 50 dm3 (23 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 2.87 0.60 3.47 3.11 0.65 3.76 3.35 0.70 4.05
    1 week 5.74 1.21 6.95 8.38 1.76 10.14 9.57 2.01 11.58
    2 weeks 9.09 1.91 11.00 11.97 2.51 14.48 14.36 3.02 17.38
    1 month 11.97 2.51 14.48 16.75 3.52 20.27 19.15 4.02 23.17
    2 months 21.54 4.52 26.06 28.72 6.03 34.75 35.9 7.54 43.44
    3 months 31.12 6.54 37.66 47.87 10.05 57.92 52.66 11.06 63.72
    4 months 40.69 8.54 49.23 52.66 11.06 63.72 71.81 15.08 86.89
    5 months 50.26 10.55 60.81 78.99 16.59 95.58 88.56 18.6 107.16
    6 months 57.45 12.06 69.51 90.96 19.10 110.06 102.92 21.61 124.53
    7 or 8 months 67.02 14.07 81.09 100.53 21.11 121.64 119.68 25.13 144.81
    9 or 10 months 76.59 16.08 92.67 107.71 22.62 130.33 143.61 30.16 173.77
    11 or 12 months 86.17 18.10 104.27 119.68 25.13 144.81 162.76 34.18 196.94
    3nd group of fees in euro
    Rent period Capacity. dm3
    Up to 32 dm3 (10 dm3*) From 32 to 50 dm3 (12 or 16 dm3*) Over 50 dm3 (23 dm3*)
    Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT Amount without VAT VAT** Total with VAT
    24 hours 1.44 0.30 1.74 2.39 0.50 2.89 2.87 0.60 3.47
    1 week 2.87 0.60 3.47 4.79 1.01 5.80 4.79 1.01 5.80
    2 weeks 3.83 0.80 4.63 7.18 1.51 8.69 7.18 1.51 8.69
    1 month 4.79 1.01 5.80 9.57 2.01 11.58 9.57 2.01 11.58
    2 months 9.57 2.01 11.58 16.75 3.52 20.27 19.15 4.02 23.17
    3 months 14.36 3.02 17.38 23.93 5.03 28.96 28.72 6.03 34.75
    4 months 19.15 4.02 23.17 31.12 6.54 37.66 35.90 7.54 43.44
    5 months 23.93 5.03 28.96 35.90 7.54 43.44 43.08 9.05 52.13
    6 months 28.72 6.03 34.75 43.08 9.05 52.13 47.87 10.05 57.92
    7 or 8 months 33.51 7.04 40.55 55.05 11.56 66.61 62.23 13.07 75.30
    9 or 10 months 38.30 8.04 46.34 67.02 14.07 81.09 71.81 15.08 86.89
    11 or 12 months 43.08 9.05 52.13 78.99 16.59 95.58 90.96 19.10 110.06
    Services related with rent of individual safe-deposit boxes Amount without VAT (EUR) VAT** (EUR) Total with VAT (EUR)
    Change of a safe-deposit box lock in case the client has lost its key EUR 48.59 EUR 10.20 EUR 58.79

    * Safe-deposit boxes of the new design

    ** Value Added Tax

    Note. All rent fees of individual safe-deposit boxes are specified Value Added Tax (VAT) included. The specific group of fees and specific fees applicable at respective customers’ service locations are approved by the Region Manager. If all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applicable for safe-deposit boxes of larger capacity at the discretion of the Branch Manager.

  • Leasing

    Service or operation name Fee
    Fee for concluding the agreement
    Fee for concluding a lease/operating lease agreement From 1 % of the property value, minimum EUR 150 (plus VAT in the case of operating lease)
    Additional fee for concluding a lease/operating lease agreement when a car appraisal report 1 is not provide (in that case the property value shall be determined by the Company itself; this option is available only in Vilnius, Kaunas and Klaipėda cities, when a car is delivered for examination to the place and at the time specified by the Company) EUR 60 (plus VAT in the case of operating lease)
    Fee for amendment to the agreement
    Fee for amendment to the agreement EUR 90 (plus VAT in the case of operating lease)
    Fee only for extension of the operating lease agreement for up to 2 months EUR 45 plus VAT
    Unless the agreement provides otherwise, the fee for amendment to the agreement shall not be charged in the case of the following amendments: - adjustment of the property value after import;
    - deferral/shortening of the term of periodic payments when the seller delays the delivery of the property/delivers the property earlier;
    - inclusion, change, refusal of the property insurance organisation service;
    - inclusion of services in the agreements of lease with services;
    - refusal of the service of the organisation of compulsory insurance of civil liability of the property user;
    - replacement of the property insurance organisation service by the service of organisation of the property insurance with Swedbank P&C Insurance AS Lithuanian Branch;
    - adjustment of the property specification.
    Fee for the authorisation for the sub-rent, sublease, loan-for-use of the property (the fee shall be charged per each agreement separately) EUR 30 plus VAT
    Fee for the change of documents: issue of a new fuel card instead of the old one, issue of a duplicate of the civil liability insurance policy EUR 10 plus VAT
    Fee for the arrangement on the conditional pledge of the property or for a trilateral arrangement on the redemption of the property EUR 90 plus VAT
    Fee for the issue of a certificate: a certificate for audit purposes and different other certificates EUR 25 plus VAT
    Fee for the issue of a certificate granting the right to travel abroad (the fee shall not be charged when the certificate is issued to a customer (manager of the customer's company)) EUR 10 plus VAT
    Fee for the issue of documentary copies
    Agreement copy with annexes EUR 10 plus VAT
    Copies of other documents (a fee for copies of VAT invoices shall be charged only for the invoices issued more than 2 months before) EUR 2 plus VAT per page
    Duplicates of completion deeds shall be issued free of charge.
    Private customers submitting a written request shall have the right to receive free of charge the relevant schedule of payments. The schedule of payments shall also be posted on the internet bank of Swedbank.
    Fee for resumed validity of agreements upon cancellation of their termination
    When agreements are resumed during the same month in which they were terminated For one agreement - from EUR 90, for each additional agreement - from EUR 30 (plus VAT in the case of operating lease, and also in the case of lease, without making changes in the schedule)
    When agreements are resumed which were terminated during the previous or earlier month For one agreement - from EUR 90, for each additional agreement - from EUR 30 (plus VAT in the case of operating lease), also paying the amount of interest unpaid during the termination period according to all agreements being resumed (issuing one single invoice) 2
    Operating lease agreement termination fee (is charged when the agreement is terminated on the customer's initiative and consent of the Company)3
    When, at the same time, a new lease or operating lease agreement is concluded with the Company EUR 75 plus VAT
    In all other cases EUR 150 plus VAT
    Property sale administration fee upon expiry or early termination of the operating lease agreement (when the Company agrees to sell the property)3:
    Property sale to the customer who has leased it From EUR 300 plus VAT
    Property sale to a third party From EUR 400 plus VAT
    Additional one-time services (if not included in the agreement): handing of the insured event, performance of technical maintenance and roadworthiness testing, roadside assistance for 24 hr, delivery of a replacement car to another city, car wash, etc. EUR 35 /h plus VAT
    Replacement car (if not included in the agreement)
    A replacement car service shall also cover a short-term car rent service, provided that at least one operating lease agreement or parking maintenance agreement concluded with the customer is valid.
    Price per day, EUR, plus VAT
    Number of days Car class
    Economic Compact Medium Large
    1-7 days 29 35 41 53
    8-14 days 24 29 35 47
    15-21 days 21 24 29 41
    22-29 days 18 21 27 35
    Price per month, EUR, plus VAT
    1-11 months 377 435 522 638
    Price per month, EUR, plus VAT, when a replacement car is rented until delivery of the property ordered by the customer
    1-11 months 290 348 435 551

    Where monthly fees are charged, mileage shall be limited to 3 000 km/month.

    Additional fees
    Fuel supply fee According to actual costs
    Fuel supply administration fee EUR 15 plus VAT
    Car delivery fee:
    Vilnius - Kaunas EUR 50 plus VAT
    Between other cities EUR 0.60 /km plus VAT

    1 A car appraisal report issued by the appraiser acceptable to the Company shall be required when the car is purchased from the seller who is not included in the List of Sellers Acceptable to the Company.

    2 Outstanding interest shall be calculated as a product of the amount of interest of the first invoice unissued according to the schedule and the number/periods of unissued invoices (until the agreement is resumed).

    3 This fee may be included in the sales price of leased property or paid separately.

    Assumptions: Price of the car selected – 15 000 EUR, contract term – 60 months, advance paid by the Client – 20 percent, financed amount – 12 000 EUR, interest rate – 3 percent, contract fee – 150 EUR (monthly instalment – 215,62 EUR).

    In order to receive consumer credit, the Client must have (open) an account with Swedbank, AB, with a set minimum daily services fee of 0,70 EUR per month. The client must also, at his/her own expense, buy insurance for the car at an insurance company acceptable by Swedbank under conditions set out in the agreement (insurance cost is not included in the total consumer credit annual percentage rate). Total consumer credit annual percentage rate is then equal to 3,7 percent, and the total Consumer Loan cost payable a receiver would amount to EUR 13 098,49.

    Calculations of the total consumer credit annual percentage rate and the total amount payable by the borrower are based on the assumptions that the agreement will be valid for the entire duration of the agreement, the total credit amount will be paid out on the day of signing the agreement, the parties to the agreement will fulfil their obligations arising from the agreement by respecting the terms and conditions set out therein, the annual interest rate, the amount of fees and other charges paid by the Client will remain the same as at the time of concluding the agreement and will continue to be applied until its expiry.

  • Other services

    Repeated printing of the document that proves execution of the transaction over-the-counter at the Bank office EUR 0.29 per document
    Executed transaction search request in the Bank information system EUR 2.90 per search
    Processing of documents:
    sending of documents by fax:
    within Lithuania EUR 1.45 per page
    to a foreign country EUR 2.90 per page
    sending of documents:
    within Lithuania by regular post EUR 0.58 per page; min EUR 1.45
    within Lithuania by registered post EUR 0.58 per page; min EUR 2.32
    to a foreign country EUR 1.45 per page; min EUR 5.79
    by courier EUR 5.79 plus the courier's fees
    Certification of specimens of signatures and seals Free of charge
    Producing of copies of documents:
    producing of copies of agreements EUR 5.79 per copy
    producing of copies of documents and issuance of duplicates EUR 1.45 per copy
    copying of other documents EUR 0.29 per page; VAT* EUR 0.05 (included)
    Acceptance of the customer's request to conduct search of documents in the Bank's Archives:
    for natural persons EUR 4.34; VAT* EUR 0.75 (included)
    for legal persons EUR 14.77; VAT* EUR 2.56 (included)
    Issuance of references about the opened or closed accounts and balances thereof:
    in the Lithuanian and English languages EUR 5.79 per reference
    in the Lithuanian and English languages (drafted within 1 business day) EUR 11.58 per reference
    References/permits/consents about the granted/repaid loans
    in the Lithuanian language EUR 14.48 per reference (Valid until 2017.07.31) EUR 20 per reference (Valid from 2017.08.01)
    in the English language EUR 28.96 per reference Valid until 2017.07.31) EUR 40 per reference (Valid from 2017.08.01)
    Reference issued by Swedbank, AB to auditors (an audit/consultancy company) EUR 28.96 per reference
    Reference issued by Swedbank, AB for the declaration of personal income and property Free of charge
    Reference about starting accounts Free of charge
    Reference on the balance of a loan granted to a natural person regulated by the Law of the Republic of Lithuania on Credit Relating to Real Property Free of charge
    Recommendation (in the Lithuanian and English languages) EUR 28.96 per reference
    Other references and notifications/notes/notices EUR 14.48 per reference

    * Value Added Tax

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