Motor Own Damage Insurance

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It will be more than your vehicle insurance

    With ELITE CASCO, you will receive not just standard all-risks insurance but also:

  • Passenger coverage;
  • Key loss coverage;
  • Trip interruption coverage;
  • Personal belongings coverage.

NOTE. In case you are not a “Swedbank” client please call us on 1884, select ‘5’ and we will calculate CASCO price for you.

Motor Own Damage Insurance (CASCO) Rules are updated since 08/12/2016. Learn more.
  • No restrictions regarding driver’s age or driving experience.
  • Brand new spare parts are used to repair vehicles, which are not more than five years old (except windscreens).
  • Insurance covers the trailer attached to the vehicle of total weight of up to 750 kg. Insurance also covers an extra set of tires and (or) wheel rims that are kept in a locked store room.
  • 24-hour road assistance applies 24 hours daily in the same territory as the vehicle insurance coverage and covers the necessary as well as reasonable expenses (e.g. transportation, vehicle engine start, etc.).
  • We will compensate damage to the vehicle’s glass of bodywork and exterior mirrors as well as lamps without applying deductible, if these are repaired or replaced by our listed repair shops.
  • The annual insurance premium will not increase, if you wish to pay monthly.

Deductible is the amount, which is deducted from the insurance claim upon occurrence of each insured event: you will have to pay it to the person / company, who has performed the repair. If the property has not been repaired, the deductible shall be deducted from the insurance claim amount payable to you.

Deductible shall not be applicable:

  • where the third party, who has caused the damage, is identified and this is confirmed by the relevant authorities;
  • where the third party, who has caused the damage, confirms in writing that they are at fault for the event;
  • where damage is caused only to the vehicle’s glass and it is repaired or replaced by the repair shops, as listed by the insurer.

Where two deductibles can be applied to a single event, only one – the deductible greater in amount – shall apply upon the payment of insurance claim.

Please report it to ‘Swedbank’ customer service staff as soon as possible via following

Upon receipt of your report, we will advise you on further action and proceedings.

If you experienced damage to your vehicle and (or) personal belongings, please notify immediately:

  • Where damage has been caused to your vehicle and (or) personal belongings The police (except in cases where the damage amount of your vehicle does not exceed EUR 1 448.10, and the person who caused it is unknown, or where you can complete the accident declaration under the applicable legislation).
  • The police if the personal belongings have been stolen from your vehicle or damaged due to unauthorized acts of third persons.
  • Use emergency service number 112 if a fire broke out in your vehicle, in case of an explosion, or where you or your passengers were injured in a road accident, etc.

If you need help on the road, call the general bank telephone number 1884.

Before starting repairs, the estimate for them should be coordinated with our experts.

Descriptions of the Insurance Coverages

Standard Motor Own Damage Insurance (CASCO) Elite Standard Motor Own Damage Insurance (CASCO)
All-risks insurance
24-hour roadside assistance
Trip interruption and cancellation insurance
Lost car key insurance
Personal possessions insurance 1 200Eur
Transportation expenses coverage 50Eur
Personal accident insurance
Replacement car Optional
Policy territory Geographic Europe or Europe except Russia, Belarus, Ukraine, Moldova, Georgia, Armenia, Azerbaijan, Turkey, and Kazakhstan

The insurance coverage is available for vehicles with a gross weight not exceeding 3 500 kg. The insurance coverage is valid within the same territory as the vehicle insurance coverage. The additional insurance coverage cannot be selected prior to getting your car insured.

Insurance services are provided by ‘Swedbank P&C Insurance AS’ Lithuanian branch through a representative ‘Swedbank’, AB. You can access Casco (vehicle) Insurance rules in Lithuanian language and download a copy here.

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