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Term deposits

Convenient and safe way to keep your extra money

  • You can use it for keeping money or for savings.
  • You can always see your deposit amount and its term in the Internet Bank.
  • For more ways to recruit money and to increase your investment knowledge, please visit here.

The calculation is approximate and may differ from the conditions offered to you.

  • Flexible term – from 7 days to 2 years.
  • Minimum amount is €100 or the equal amount in foreign currency (e.g. 100 USD, 100 GBP, 1000 NOK, 1000 SEK).
  • You can make several deposits with different amounts and periods, according to your future plans and needs.
  • Convenient to manage – your deposit can be automatically extended if you choose so. It will be automatically extended by the same period with the interest rate valid at the time of extension. You can choose if the deposit is extended with the interest earned or not.

Information about the insurance of deposits and liabilities to investors is available here.
  • The deposit agreement could be concluded in euros, either cash or non-cash form, and in other currencies (USD, GBP, NOK, SEK) only in non-cash form.
  • No additional payments can be made into a term deposit during its term.
  • You can terminate your deposit early if you need to, but in this case the bank will not pay you any interest for the time that your money has been deposited. The deposit sum will be transferred to your account as soon as you terminate the deposit.

Term deposit: interest is paid at the end of the term
Period Annual Interest rate
< 1 month 0.00
1 month 2.00
3 months 3.00
6 months 3.00
9 months 3.00
12 months 3.00
18 months 2.50

Term regular: interest is paid on a monthly basis

Period Annual Interest rate
< 1 month 0.00
1 month 2.00
3 months 3.00
6 months 3.00
9 months 3.00
12 months 3.00
18 months 2.50
  • Deposit amount from 100 EUR and more Minimum deposit amount for the maturity of 7–29 days – 14 000 EUR.
  • In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
  • Interest rates shall be applied to newly accepted and extended deposits.

Term deposit: interest is paid at the end of the term
Period Annual Interest rate
< 1 month 0.00
1 month 0.00
3 months 0.00
6 months 1.50
9 months 1.60
12 months 2.00
24 months 2.50

Term regular: interest is paid on a monthly basis

Period Annual Interest rate
< 1 month 0.00
1 month 0.00
3 months 0.00
6 months 1.50
9 months 1.60
12 months 2.00
24 months 2.50
  • Deposit amount from 100 EUR and more Minimum deposit amount for the maturity of 7–29 days – 15 000 USD.
  • As of 9 October 2019, deposits in USD dollars are not accepted in cash.
  • In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
  • Interest rates shall be applied to newly accepted and extended deposits.

Term e-deposit: interest is paid at the end of the term

Period Annual Interest rate
from 30 to 365 days 0.00
  • Deposit amount from 100 GBP and more.
  • As of 9 October 2019, deposits in USD dollars are not accepted in cash.
  • In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
  • Interest rates shall be applied to newly accepted and extended deposits.

Term e-deposit: interest is paid at the end of the term

Period Annual Interest rate
from 30 to 365 days 0.00
  • Deposit amount from 1 000 NOK and more.
  • As of 9 October 2019, deposits in USD dollars are not accepted in cash.
  • In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
  • Interest rates shall be applied to newly accepted and extended deposits.

Term e-deposit: interest is paid at the end of the term

Period Annual Interest rate
from 30 to 365 days 0.00
  • Deposit amount from 1 000 SEK and more.
  • As of 9 October 2019, deposits in USD dollars are not accepted in cash.
  • In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
  • Interest rates shall be applied to newly accepted and extended deposits.

Saving is the key to your financial sustainability

People with savings are more financially resilient to shocks as unemployment, natural disasters, and unplanned expenses like medical bills or a new rooftop. Being mindful about your consumption may not only reduce your impact on environment but also help you save more.

  1. Set specific saving goals, e.g. safety pillow, vacation, new laptop, etc. This will help monitor progress and assign meaning to saving habits.
  2. Save small amounts routinely to increase your savings. Have at least 3 months of your expenses saved to ensure you can overcome any unexpected challenges.
  3. Save money by choosing products that will last longer. Evaluate the cost per use of each product and choose your purchases wisely.
Saving becomes a habit for many people. Join them and build your financial sustainability. 7 out of 10 Lithuanians say they recently started saving more on daily basis. Swedbank survey, 2020.

Save instead of wasting

People throw away 20% of food and 43% of clothes they have purchased every year. See how much money you could potentially save if you only consumed as much as you needed.

Monthly spendings

Potential monthly savings

  • 0EUR
  • 0EUR
  • 0EUR

Based on European Environment Agency.

A convenient way of investing the spare money in a diversified and sustainable manner.

You will automatically top up your savings with a small amount every time you pay by card.

Invest in your child’s future right now – sign a contract in internet bank and accumulate funds for Your child‘s studies or for the beginning of his independent life.

Take stock of your financial health and get useful insights and advice.
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Today's investor is you!

  • It’s easy to start – you can invest from just EUR 1.
  • No need to have expert knowledge or investment experience.
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