Easy Saver

Easy Saver is a deposit, which allows you to save money step by step. No minimum first contribution requirement applies. With Easy Saver you decide yourself how much to add to savings. This is available in our mobile app and Internet Banking.

Set a savings goal and start topping up your savings by:

• using card payment round-up feature – top up your savings with every card payment;
• setting up a standing order to grow your savings regularly;
• depositing extra money to your Easy Saver whenever you have spare funds;
• setting up multiple Easy Saver goals and savings accounts to reach them.

No need for a minimal first contribution – you can start saving from 0 Eur.

Good to know – your savings are available to you at any time free of charge.

Tips! Keep in mind to check your account balance regularly when using card payments round-up function. If you‘ve got financial obligations, make sure to maintain a sufficient balance to meet them.

It’s easy to contribute to your savings with card payment round-up feature. The more often you use your card to pay, the more you’ll save.

How does it work?

• With the round-up functionality enabled, every time you pay with your card an amount equivalent to the difference between the purchase amount and the next full euro amount will be transferred to your Easy Saver account. I. e., if you pay 2,35 Eur, then 0,65 Eur will be automatically transferred to your Easy Saver account from the selected servicing account.
• When you start using the Easy Saver, the round-up feature is enabled automatically.
• Enable/disable the round-up feature at any time in your settings.
• If the round-up is enabled, it applies to payments made by all your cards – both debit and credit.
• Money for round-up purposes will be debited from the servicing account that you’ll choose when concluding the Easy Saver agreement.
• The round-up feature may be activated for one goal at the time. If you’ll open several savings accounts for different goals, you’ll need to select which one will be debited with round-up feature.

1. Set specific saving goals, e.g. safety pillow, vacation, new laptop, etc. This will help monitor progress and assign meaning to saving habits.
2. Save small amounts routinely to increase your savings. Have at least 3 months of your expenses saved to ensure you can overcome any unexpected challenges.
3. Save money by choosing products that will last longer. Evaluate the cost per use of each product and choose your purchases wisely.