Private Portfolio

It’s unit-linked life insurance designed for those who wish to entrust the active management of their investments to professionals.

Conclude contract

Why is it worth choosing?

  • Your investments will be managed by competent investment experts of “Swedbank”.
  • You can choose one of five investment strategies, taking into account your standard risk level.
    Read more
  • You can choose the amount of investment - to pay single insurance premium starting from EUR 1 000 or to pay periodical payments starting from EUR 50 per month.
    Read more
  • You can withdraw a portion of the accumulated capital without terminating the life insurance contract.
    Read more
  • It is easy to follow the detailed information of the life insurance contract and change the conditions of the respective life insurance contract in accordance with established procedure in the "Swedbank" Internet Bank.
    Read more
  • You can benefit from personal income tax relief.
    Read more
  • By specifying the beneficiary, in case of insured person’s death, the insurance benefit is paid within a short time, because the accumulated assets are not involved in the overall process of inheritance.

Calculator

Savings period
years
Monthly payment
Choose strategy
  Positive scenario Zero rate scenario Negative scenario
Projected savings value at the end of period
Total premiums
Estimated annual average earning rates of underlying assets (  Strategy) % % %
  • * The amounts are calculated considering only the premiums paid under the present insurance contract and assuming that no premiums were made to pension funds, associations of participants of occupational retirement funds, and/or analogous entities operating in a State of the European Economic Area.
  • All values generated by this calculator are not guaranteed and only serve as an illustrative example generated based on the values entered in the calculator. Please take into account that the value of an investment unit may increase or decrease during the contract lifetime and also the value of the reserve may accordingly increase or decrease in line with the value of the investment unit. The average annual return rates used by the calculator do not guarantee an equivalent yield in the future.
  • Further information about this product’s offer is available at any Swedbank branch or by calling customer service at 1884 or by sending your question to e-mail address: info@swedbank.lt.
  • The calculator uses indicators and calculating logic (planned amount of insurance payment, length of collection period, expected yield and its scenarios) that differ significantly from the requirements set for main information of combined retail and insurance-based investment products. In making a choice regarding an insurance product please review the results of the forecasts set out in the yield scenario table under ‘What are the risks and what could I get in return?’ in the Key Information document.

You can enter the Private Portfolio Contract by connecting to the "Swedbank" Internet Bank and filling:

  1. Suitability questionnarie;
  2. Application for a life insurance contract conclusion.

Private Portfolio is unit-linked life insurance contract, where the investment risk belongs to the policyholder. Service is provided by Swedbank Life Insurance SE Lithuanian Branch.